Saturday 17 October 2026 Export PRHI’s income statement to Excel — free account

Presurance Holdings, Inc.

PRHI Financial Insurance Property & Casualty

Presurance Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $43.3 million, down 35.6% from fiscal 2024. In the quarter to June 2026, revenue fell 43.3%, EPS fell 42.9%, free cash flow fell 331.1% and total debt rose 2.11%, each against the same quarter a year earlier. Insiders bought in the last twelve months.

7.91 0.23 −2.83%

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Market cap: $30.5M
P/E: 0.0×
Fwd P/E: 27.2×
Dividend yield: —
F-score: 3/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 17.40

Total sells 0.02

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	1	—	—	—	2	—	—	—	—	5	—
Sell	—	—	—	—	—	—	—	—	—	1	—	—

Insider Ownership 35.40%

Capital & Financial Ratios $m

Market Cap 30.49

Revenue 31.98

Net Income (15.85)

Free Cash Flow (46.05)

Net Debt (0.48)

Current Ratio 0.51

Debt/Equity 0.44

P/E ratio 0.00

Fwd P/E 27.20

P/S ratio 0.93

P/B ratio 1.07

Past 5Y EPS Growth —

This Y EPS Growth 35.25%

Next Y EPS Growth 91.14%

Next Y revenue growth 30.77%

Next 5Y EPS Growth 15.00%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/S against its own 10 years 99.52%

10-year low 10-year high

P/B against its own 10 years 93.47%

10-year low 10-year high

Dividends

Payout Ratio —

Annual Dividend Rate —

Annual Dividend Yield —

	total	individual payouts
2023	Powerpack
2022	Powerpack
2021	Powerpack
2020	Powerpack
2019	Powerpack
2017	Powerpack

special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	11	28	27	13
Receivables	143	107	87	75
Inventory	—	—	—	—
Other	—	—	—	—
	153	135	115	88

	2023	2024	2025	Q'26
Payables	270	248	204	174
ST’ Debt	—	—	—	—
Other	—	—	—	—
	270	248	204	174

Compound Annual Growth %

	10y	5y	3y
Sales	(4.79%)	(15.99%)	(25.54%)
Cash Flow	0.00%	0.00%	0.00%
Earnings	0.00%	0.00%	0.00%
Book Value	(19.38%)	(27.39%)	(22.08%)

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	12	9	—	—	—
’25	16	16	7	5	43
’24	19	18	16	15	67
’23	25	25	25	16	91
’22	25	25	26	29	105
’21	26	35	27	27	116
’20	22	25	27	30	103

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	(8)	(12)	—	—	—
’25	(15)	(3)	(1)	(25)	(44)
’24	8	(10)	(11)	(20)	(33)
’23	(6)	5	1	(13)	(13)
’22	(9)	(7)	1	(26)	(40)
’21	(3)	(1)	2	7	5
’20	4	(9)	2	6	3

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	(8)	(12)	—	—	—
’25	(15)	(3)	(1)	(25)	(44)
’24	8	(10)	(11)	(20)	(33)
’23	(6)	5	1	(13)	(13)
’22	(9)	(7)	1	(26)	(40)
’21	(4)	(1)	2	7	5
’20	4	(9)	2	6	3

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	1.05	0.68	—	—	—
’25	0.28	1.19	(2.24)	(9.73)	(10.57)
’24	0.07	(2.24)	30.25	(14.57)	13.52
’23	0.56	(2.73)	(1.54)	(11.13)	(14.85)
’22	(2.10)	(6.02)	(0.98)	1.19	(7.00)
’21	(3.36)	3.99	(0.84)	(0.56)	(0.77)
’20	(3.43)	1.12	0.42	2.38	0.42

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	37.24	37.10	21.42	21.84	14.00	14.70	8.96	4.55	4.56	2.91	Analyst estimates 2026–2028 Powerpack
	High	65.24	57.40	50.40	34.58	35.00	33.74	17.85	14.56	13.37	19.81
People
People	Employees	146	143	148	147	148	151	109	94	9	12
	Revenue/emp, $m	0.64	0.68	0.67	0.65	0.70	0.77	0.96	0.96	7.47	3.61
Income, $m
Income, $m	Revenue	94	97	99	96	103	116	105	91	67	43
	Gross margin, %	10.23	(3.43)	10.98	11.82	20.44	15.22	1.21	(8.49)	(28.79)	(8.41)
	EBT	(9)	(22)	(9)	(9)	0	(2)	(20)	(28)	(36)	(18)
	EBT margin, %	(9.21)	(22.77)	(9.57)	(9.50)	(0.23)	(1.47)	(19.53)	(30.53)	(53.63)	(42.25)
	Net income	(8)	(22)	(9)	(8)	1	(1)	(11)	(27)	(34)	(18)
	Depreciation	1	1	1	1	1	1	1	0	1	0
Per share, $
Per share, $	Revenue	86.29	86.20	81.07	75.70	75.29	83.79	68.70	51.86	38.54	24.81
	Earnings	(7.77)	(19.19)	(7.56)	(6.16)	0.42	(0.77)	(7.00)	(14.85)	13.52	(10.57)
	Cash flow	5.67	8.09	(13.94)	12.11	2.17	3.87	(26.51)	(7.67)	(18.72)	(25.14)
	Capex	(0.18)	(0.01)	(0.07)	(0.05)	(0.06)	0.00	0.00	0.00	0.00	0.00
	Free cash flow	5.49	8.08	(14.01)	12.07	2.11	3.87	(26.51)	(7.67)	(18.72)	(25.14)
	Book value	62.31	47.02	34.56	33.69	32.31	29.27	12.41	1.66	12.33	5.14
	Shares, m	1	1	1	1	1	1	2	2	2	2
Valuation, ×
Valuation, ×	P/E	0.00	0.00	0.00	0.00	46.98	0.00	0.00	0.00	0.61	0.00
	P/S	0.63	0.47	0.30	0.37	0.31	0.19	0.15	0.19	0.21	0.20
	P/B	0.87	0.86	0.71	0.83	0.71	0.55	0.83	0.00	0.66	0.97
	EV/Sales	0.68	0.64	0.53	0.67	0.62	0.40	0.21	0.35	(0.02)	(0.15)
	EV/FCF	10.77	6.87	(3.08)	4.17	22.20	8.67	(0.53)	(2.33)	0.04	0.15
Cash, $m
Cash, $m	Operating cash flow	6	9	(17)	15	3	5	(40)	(13)	(33)	(44)
	Capex	0	0	0	0	0	—	—	2	—	—
	Free cash flow	6	9	(17)	15	3	5	(40)	(13)	(33)	(44)
Balance, $m
Balance, $m	Working capital	(72)	(97)	(81)	(113)	(121)	(129)	(103)	(116)	(113)	(89)
	Total debt	18	29	34	36	41	34	34	25	12	12
	Net debt	5	17	23	28	33	24	6	14	(16)	(15)
	Shareholders’ equity	68	53	42	43	44	41	19	3	22	9
Returns, %
Returns, %	ROA	(4.42)	(9.73)	(3.91)	(3.26)	0.23	(0.40)	(3.54)	(8.26)	7.88	(7.08)
	ROIC	(7.39)	(19.70)	(9.12)	(8.02)	(0.19)	(1.67)	(51.66)	(99.90)	(388.59)	0.00
	ROE	(11.63)	(35.72)	(19.43)	(18.43)	1.37	(2.58)	(35.93)	(327.33)	255.57	(120.94)

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
ROOT Root, Inc.	$782.6M	13.6×	18.1×	+1.65% (above 0%: growing)	+13.24% (above 0%: growing)	+12.08% (above 0%: growing)	38.36%	8.89%	Compare
DGICA Donegal Group, Inc.	$691.1M	9.5×	10.2×	−2.44% (below 0%: shrinking)	+29.79% (above 0%: growing)	−51.37% (below 0%: shrinking)	26.73%	11.56%	Compare
AII American Integrity Insurance Group, Inc.	$542.8M	6.1×	6.1×	+54.59% (above 0%: growing)	+7.41% (above 0%: growing)	+345.10% (above 0%: growing)	56.10%	40.31%	Compare
ACIC American Coastal Insurance Corporation	$530.7M	5.3×	11.6×	−4.48% (below 0%: shrinking)	−16.36% (below 0%: shrinking)	−54.47% (below 0%: shrinking)	49.71%	37.28%	Compare
DGICB Donegal Group, Inc.	$446.3M	10.7×	10.2×	−2.44% (below 0%: shrinking)	+17.02% (above 0%: growing)	−51.37% (below 0%: shrinking)	26.73%	11.56%	Compare
GBLI Global Indemnity PLC	$355.0M	10.3×	11.2×	+5.05% (above 0%: growing)	+5.56% (above 0%: growing)	−325.95% (below 0%: shrinking)	18.32%	12.42%	Compare
NODK NI Holdings, Inc.	$303.2M	39.3×	— (loss-making)	−7.66% (below 0%: shrinking)	n/m	−85.46% (below 0%: shrinking)	31.06%	0.33%	Compare
KINS Kingstone Companies, Inc	$269.0M	7.5×	6.1×	+25.93% (above 0%: growing)	+32.10% (above 0%: growing)	+220.06% (above 0%: growing)	100.00%	29.72%	Compare
PRHI Presurance Holdings, Inc.	$30.5M	— (loss-making)	27.2×	−43.34% (below 0%: shrinking)	−42.88% (below 0%: shrinking)	−331.06% (below 0%: shrinking)	60.64%	35.15%
Median of peers	$488.5M	9.9×	10.2×	−0.39%	+13.24%	−51.37%	34.71%	11.99%

All 45 Insurance Property & Casualty stocks →