NI Holdings, Inc. (NODK) vs Presurance Holdings, Inc. (PRHI)
NI Holdings, Inc. and Presurance Holdings, Inc. are both Insurance Property & Casualty companies. NI Holdings, Inc. is the larger, with a market value of $300.6M against $28.9M — 10.4× the size. Presurance Holdings, Inc. has negative trailing earnings, so its P/E is not meaningful; NI Holdings, Inc. trades at 39.3×. NI Holdings, Inc. grew revenue faster over the last twelve months: −13.9% against −49.0%. NI Holdings, Inc. has the higher net margin (2.93% vs −49.6%) and the higher return on invested capital (3.54% vs −36.1%). Across the 18 metrics below, NI Holdings, Inc. leads on 15 and Presurance Holdings, Inc. on 3.
Valuation
Profitability
| Metric | NODK | PRHI | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 37.39% | (8.27%) | 41.16% |
| Operating margin | 4.18% | (35.38%) | 15.09% |
| Net margin | 2.93% | (49.57%) | 11.51% |
| Free cash flow margin | (12.05%) | (143.99%) | 17.59% |
| Return on equity | 3.18% | (56.67%) | 18.19% |
| Return on assets | 1.35% | (6.27%) | 3.74% |
| Return on invested capital | 3.54% | (36.11%) | 12.06% |
Growth
Health
Dividend
Size
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