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Presurance Holdings, Inc.

PRHI Financial Insurance Property & Casualty

Presurance Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $43.3 million, down 35.6% from fiscal 2024.

Revenue
−43.3%
EPS
−42.9%
Free cash flow
−331.1%
Total debt
+2.11%

Quarter to June 2026, against a year earlier

6.97 0.14 +2.05%
Market cap
$25.6M
P/E
0.0×
Fwd P/E
27.2×
Dividend yield
—
F-score
3/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

Insider Decisions last twelve months

Bought, $m 17.40
Sold, $m 0.02
Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy 1 — — — 2 — — — — 5 — —
Sell — — — — — — — — 1 — — —
Insider Ownership 35.40%

Capital & Financial Ratios $m

Size
Market Cap 25.59
Revenue ttm 31.98
Net income ttm (15.85)
Free cash flow ttm (46.05)
Net debt Q (0.48)
Valuation
P/E 0.00
Forward P/E 27.20
Price / sales 0.82
Forward P/S Powerpack
Price / FCF 0.00
Price / book 0.95
Financial health
Current ratio Q 0.51
Debt / equity Q 0.44
Interest coverage Q 4.75
Growth
Revenue growth Q −43.34% (below 0%: shrinking)
Operating income growth Q +23.65% (above 0%: growing)
EPS, this year +35.25% (at or above 15%: strong)
EPS, next year A +91.14% (at or above 15%: strong)
Revenue, next year A +30.77% (at or above 10%: strong)
EPS, past 5 yrs —
EPS, next 5 yrs A +15.00% (at or above 15%: strong)

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

P/S against its own 10 years 98.64%
10-year low 10-year high
P/B against its own 10 years 79.73%
10-year low 10-year high

Dividends

Yield
—
Annual rate
—
Payout ratio
—

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 11 28 27 13
Receivables 143 107 87 75
Inventory — — — —
Other — — — —
153 135 115 88
2023 2024 2025 Q'26
Payables 270 248 204 174
ST’ Debt — — — —
Other — — — —
270 248 204 174

Compound Annual Growth %

10y 5y 3y
Sales (4.79%) (15.99%) (25.54%)
Cash Flow 0.00% 0.00% 0.00%
Earnings 0.00% 0.00% 0.00%
Book Value (19.38%) (27.39%) (22.08%)

EPS $

Mar Jun Sep Dec Year
’26 1.05 0.68 — — —
’25 0.28 1.19 (2.24) (9.73) (10.57)
’24 0.07 (2.24) 30.25 (14.57) 13.52
’23 0.56 (2.73) (1.54) (11.13) (14.85)
’22 (2.10) (6.02) (0.98) 1.19 (7.00)
’21 (3.36) 3.99 (0.84) (0.56) (0.77)
’20 (3.43) 1.12 0.42 2.38 0.42
Fiscal quarters ending in the months shown.

Revenue $m

Mar Jun Sep Dec Year
’26 12 9 — — —
’25 16 16 7 5 43
’24 19 18 16 15 67
’23 25 25 25 16 91
’22 25 25 26 29 105
’21 26 35 27 27 116
’20 22 25 27 30 103
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 (8) (12) — — —
’25 (15) (3) (1) (25) (44)
’24 8 (10) (11) (20) (33)
’23 (6) 5 1 (13) (13)
’22 (9) (7) 1 (26) (40)
’21 (3) (1) 2 7 5
’20 4 (9) 2 6 3
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 (8) (12) — — —
’25 (15) (3) (1) (25) (44)
’24 8 (10) (11) (20) (33)
’23 (6) 5 1 (13) (13)
’22 (9) (7) 1 (26) (40)
’21 (4) (1) 2 7 5
’20 4 (9) 2 6 3
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

5
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Ten-year view Analyst estimates Powerpack
Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 TTM Jun ’26 Trend 10 yrs 2026e 2027e 2028e Next 3/yr
Income, $m
Income, $m Revenue 94 97 99 96 103 116 105 91 67 43 32 (8.2%) — — — —
Gross margin, % 10.23 (3.43) 10.98 11.82 20.44 15.22 1.21 (8.49) (28.79) (8.41) (8.27) (18.6) pt
EBT (9) (22) (9) (9) 0 (2) (20) (28) (36) (18) (16) +8.7%
EBT margin, % (9.21) (22.77) (9.57) (9.50) (0.23) (1.47) (19.53) (30.53) (53.63) (42.25) (49.24) (33.0) pt
Net income (8) (22) (9) (8) 1 (1) (11) (27) (34) (18) (16) +9.1%
Per share, $
Per share, $ Revenue 86.29 86.20 81.07 75.70 75.29 83.79 68.70 51.86 38.54 24.81 8.54 (12.9%)
Earnings (7.77) (19.19) (7.56) (6.16) 0.42 (0.77) (7.00) (14.85) 13.52 (10.57) (10.24) +3.5%
Cash flow 5.67 8.09 (13.94) 12.11 2.17 3.87 (26.51) (7.67) (18.72) (25.14) (12.29) n/m
Capex (0.18) (0.01) (0.07) (0.05) (0.06) 0.00 0.00 0.00 0.00 0.00 0.00 n/m
Free cash flow 5.49 8.08 (14.01) 12.07 2.11 3.87 (26.51) (7.67) (18.72) (25.14) (12.29) n/m
Book value 62.31 47.02 34.56 33.69 32.31 29.27 12.41 1.66 12.33 5.14 7.41 (24.2%)
Shares, m 1 1 1 1 1 1 2 2 2 2 2 +5.4%
Valuation, ×
Valuation, × P/E 0.00 0.00 0.00 0.00 46.98 0.00 0.00 0.00 0.61 0.00 0.00 4.8
P/S 0.63 0.47 0.30 0.37 0.31 0.19 0.15 0.19 0.21 0.20 0.82 0.3
P/B 0.87 0.86 0.71 0.83 0.71 0.55 0.83 0.00 0.66 0.97 0.95 0.7
EV/Sales 0.68 0.64 0.53 0.67 0.62 0.40 0.21 0.35 (0.02) (0.15) — 0.4
EV/FCF 10.77 6.87 (3.08) 4.17 22.20 8.67 (0.53) (2.33) 0.04 0.15 — 4.7
Cash, $m
Cash, $m Operating cash flow 6 9 (17) 15 3 5 (40) (13) (33) (44) (46) n/m
Capex 0 0 0 0 0 — — 2 — — 0 n/m
Free cash flow 6 9 (17) 15 3 5 (40) (13) (33) (44) (46) n/m
Balance, $m
Balance, $m Working capital (72) (97) (81) (113) (121) (129) (103) (116) (113) (89) (86) +2.4%
Net debt 5 17 23 28 33 24 6 14 (16) (15) 0 n/m
Shareholders’ equity 68 53 42 43 44 41 19 3 22 9 28 (20.1%)
Returns, %
Returns, % ROA (4.42) (9.73) (3.91) (3.26) 0.23 (0.40) (3.54) (8.26) 7.88 (7.08) (6.27) (2.7) pt
ROIC (7.39) (19.70) (9.12) (8.02) (0.19) (1.67) (51.66) (99.90) (388.59) 0.00 (36.11) +7.4 pt
ROE (11.63) (35.72) (19.43) (18.43) 1.37 (2.58) (35.93) (327.33) 255.57 (120.94) (56.67) (109.3) pt
People
People Employees 146 143 148 147 148 151 109 94 9 12 — (24.2%)
Revenue/emp, $m 0.64 0.68 0.67 0.65 0.70 0.77 0.96 0.96 7.47 3.61 — +21.1%
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Presurance Holdings, Inc. vs peers in Insurance Property & Casualty (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
DGICA Donegal Group, Inc. $732.0M 9.6× 10.3× −3.36% (below 0%: shrinking) +29.79% (above 0%: growing) −33.25% (below 0%: shrinking) 0.00% 9.42% Compare
ROOT Root, Inc. $716.7M 8.7× 9.6× −1.68% (below 0%: shrinking) n/m −18.06% (below 0%: shrinking) 38.79% 4.80% Compare
AII American Integrity Insurance Group, Inc. $530.6M 6.0× 7.0× +54.59% (above 0%: growing) +7.41% (above 0%: growing) +345.10% (above 0%: growing) 56.10% 40.31% Compare
ACIC American Coastal Insurance Corporation $485.4M 5.5× 11.6× −21.78% (below 0%: shrinking) −38.66% (below 0%: shrinking) −54.47% (below 0%: shrinking) 53.61% 40.15% Compare
DGICB Donegal Group, Inc. $446.3M 14.4× 10.3× −3.36% (below 0%: shrinking) +17.02% (above 0%: growing) −33.25% (below 0%: shrinking) 0.00% 9.42% Compare
NODK NI Holdings, Inc. $314.0M 21.0× — (loss-making) −10.44% (below 0%: shrinking) n/m +66.42% (above 0%: growing) 38.55% 10.23% Compare
GBLI Global Indemnity PLC $307.5M 10.2× 9.2× −1.10% (below 0%: shrinking) −29.89% (below 0%: shrinking) +112.10% (above 0%: growing) 0.00% 10.28% Compare
KINS Kingstone Companies, Inc $274.5M 6.9× 7.7× +21.37% (above 0%: growing) +57.14% (above 0%: growing) +0.74% (above 0%: growing) 100.00% 33.10% Compare
PRHI Presurance Holdings, Inc. $25.6M — (loss-making) 27.2× −43.34% (below 0%: shrinking) −42.88% (below 0%: shrinking) −331.06% (below 0%: shrinking) 60.64% 35.15%
Median of peers $465.8M 9.1× 9.6× −2.52% +12.22% −8.66% 38.67% 10.26%

All 46 Insurance Property & Casualty stocks →

Presurance Holdings, Inc. (PRHI) Latest News

12 Aug

Impact 3 ·

13 May

Impact 3 · · GlobeNewswire

27 Mar

Impact 4 ·

27 Feb

Impact 4 · · GlobeNewswire

6 Feb

Impact 3 · · GlobeNewswire

12 Nov

Impact 4 · · GlobeNewswire

29 Sep

Impact 3 · · GlobeNewswireZacksSimply Wall St.StockStoryBenzinga

18 Sep

Impact 3 ·

13 Aug

Impact 4 · · GlobeNewswire
Impact 4 · · GlobeNewswire

14 May

Impact 4 · · GlobeNewswire
Impact 3 · · GlobeNewswire

9 Apr

Impact 3 · · Simply Wall St.

28 Mar

Impact 4 ·

18 Dec

Impact 3 ·

13 Nov

Impact 3 ·

5 Sep

Impact 4 · · GlobeNewswire

3 Sep

Impact 4 · · GlobeNewswire

16 May

Impact 4 · · GuruFocus.com

15 May

Impact 4 · · Thomson Reuters StreetEvents

7 May

Impact 3 · · GlobeNewswire

6 Apr

Impact 3 · · GuruFocus.com

5 Apr

Impact 4 · · Thomson Reuters StreetEvents

4 Apr

Impact 4 · · GlobeNewswire
Impact 4 · · GlobeNewswire

3 Apr

Impact 3 · · GlobeNewswire

1 Apr

Impact 4 · · GlobeNewswire

20 Mar

Impact 3 · · Simply Wall St.

17 Jan

Impact 3 · · GlobeNewswire

11 Nov

Impact 3 · · Insider Monkey
stockrow.com/PRHI · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com