Presurance Holdings, Inc. PRHI

7.45 (0.27) (3.50%) as of 25 Sep
Market cap
$28.9M
P/E
0.0×
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 17.16
Total sells 0.02
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — 1 — — — 2 — — — — —
Sell — — — — — — — — — — 1 —
Insider Ownership 34.33%

Capital & Financial Ratios

Market Cap 28.92
Revenue 31.98
Net Income (15.85)
Free Cash Flow (46.05)
Net Debt (0.48)
Current Ratio 0.51
Debt/Equity 0.44
P/E ratio 0.00
P/S ratio 0.87
P/B ratio 1.01
Past 5Y EPS Growth (14.44%)
This Y EPS Growth 35.25%
Next Y EPS Growth 91.14%
Next 5Y EPS Growth 15.00%
in millions of $

Dividends

Payout Ratio 0.00
Annual Dividend Rate —
Annual Dividend Yield —
total individual payouts
2023 Powerpack
2022 Powerpack
2021 Powerpack
2020 Powerpack
2019 Powerpack
2017 Powerpack
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 11 28 27 13
Receivables 143 107 87 75
Inventory — — — —
Other — — — —
153 135 115 88
2023 2024 2025 Q'26
Payables 270 248 204 174
ST’ Debt — — — —
Other — — — —
270 248 204 174
in millions of $

Compound Annual Growth

10y 5y 3y
Sales (4.79%) (15.99%) (25.54%)
Cash Flow 0.00% 0.00% 0.00%
Earnings 0.00% 0.00% 0.00%
Book Value (19.38%) (27.39%) (22.08%)

Revenue

Mar Jun Sep Dec Year
’26 12 9 — — —
’25 16 16 7 5 43
’24 19 18 16 15 67
’23 25 25 25 16 91
’22 25 25 26 29 105
’21 26 35 27 27 116
’20 22 25 27 30 103
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 (8) (12) — — —
’25 (15) (3) (1) (25) (44)
’24 8 (10) (11) (20) (33)
’23 (6) 5 1 (13) (13)
’22 (9) (7) 1 (26) (40)
’21 (3) (1) 2 7 5
’20 4 (9) 2 6 3
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 (8) (12) — — —
’25 (15) (3) (1) (25) (44)
’24 8 (10) (11) (20) (33)
’23 (6) 5 1 (13) (13)
’22 (9) (7) 1 (26) (40)
’21 (4) (1) 2 7 5
’20 4 (9) 2 6 3
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 1.05 0.68 — — —
’25 0.28 1.19 (2.24) (9.73) (10.57)
’24 0.07 (2.24) 30.25 (14.57) 13.52
’23 0.56 (2.73) (1.54) (11.13) (14.85)
’22 (2.10) (6.02) (0.98) 1.19 (7.00)
’21 (3.36) 3.99 (0.84) (0.56) (0.77)
’20 (3.43) 1.12 0.42 2.38 0.42
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

5
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
37.24 37.10 21.42 21.84 14.00 14.70 8.96 4.55 4.56 2.91

Analyst estimates 2026–2028

Powerpack
Low Price
65.24 57.40 50.40 34.58 35.00 33.74 17.85 14.56 13.37 19.81
High Price
146 143 148 147 148 151 109 94 9 12
Employees
1 1 1 1 1 1 1 1 7 4
Revenue/Emp
94 97 99 96 103 116 105 91 67 43
Revenue
10.23% (3.43%) 10.98% 11.82% 20.44% 15.22% 1.21% (8.49%) (28.79%) (8.41%)
Gross Margin
(9) (22) (9) (9) 0 (2) (20) (28) (36) (18)
EBT
(9.21%) (22.77%) (9.57%) (9.50%) (0.23%) (1.47%) (19.53%) (30.53%) (53.63%) (42.25%)
EBT Margin
(8) (22) (9) (8) 1 (1) (11) (27) (34) (18)
Net Income
1 1 1 1 1 1 1 0 1 0
Depreciation
86.29 86.20 81.07 75.70 75.29 83.79 68.70 51.86 38.54 24.81
Revenue/Sh
(7.77) (19.19) (7.56) (6.16) 0.42 (0.77) (7.00) (14.85) 13.52 (10.57)
Earnings/Sh
5.67 8.09 (13.94) 12.11 2.17 3.87 (26.51) (7.67) (18.72) (25.14)
Cash Flow/Sh
(0.18) (0.01) (0.07) (0.05) (0.06) 0.00 0.00 0.00 0.00 0.00
Capex/Sh
5.49 8.08 (14.01) 12.07 2.11 3.87 (26.51) (7.67) (18.72) (25.14)
Free CF/Sh
62.31 47.02 34.56 33.69 32.31 29.27 12.41 1.66 12.33 5.14
Book Value/Sh
1 1 1 1 1 1 2 2 2 2
Shares
0.00 0.00 0.00 0.00 46.98 0.00 0.00 0.00 0.61 0.00
PE Ratio
0.63 0.47 0.30 0.37 0.31 0.19 0.15 0.19 0.21 0.20
PS Ratio
0.87 0.86 0.71 0.83 0.71 0.55 0.83 0.00 0.66 0.97
PB Ratio
0.68 0.64 0.53 0.67 0.62 0.40 0.21 0.35 (0.02) (0.15)
EV/Sales
10.77 6.87 (3.08) 4.17 22.20 8.67 (0.53) (2.33) 0.04 0.15
EV/FCF
6 9 (17) 15 3 5 (40) (13) (33) (44)
Op' Cash Flow
0 0 0 0 0 — — 2 — —
Capex
6 9 (17) 15 3 5 (40) (13) (33) (44)
FCF
(72) (97) (81) (113) (121) (129) (103) (116) (113) (89)
Working Cap'
18 29 34 36 41 34 34 25 12 12
Total Debt
5 17 23 28 33 24 6 14 (16) (15)
Net Debt
68 53 42 43 44 41 19 3 22 9
Sh' Equity
(4.42%) (9.73%) (3.91%) (3.26%) 0.23% (0.40%) (3.54%) (8.26%) 7.88% (7.08%)
ROA
(7.39%) (19.70%) (9.12%) (8.02%) (0.19%) (1.67%) (51.66%) (99.90%) (388.59%) 0.00%
ROIC
(11.63%) (35.72%) (19.43%) (18.43%) 1.37% (2.58%) (35.93%) (327.33%) 255.57% (120.94%)
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Presurance Holdings, Inc. peers in Insurance Property & Casualty

All 45 Insurance Property & Casualty stocks →

Presurance Holdings, Inc. (PRHI) key facts

  • Presurance Holdings, Inc. (PRHI) is an Insurance Property & Casualty company in the Financial sector, listed on Nasdaq.
  • Presurance Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $43.3 million, down 35.6% from fiscal 2024.
  • Presurance Holdings, Inc. reported a net loss of $18.4 million, or a loss of $10.57 per share, for fiscal 2025.
  • As of September 25, 2026, PRHI traded at $7.45, a market capitalization of $28.9 million.
  • Trailing earnings are negative, so a P/E ratio is not meaningful; the stock trades at 0.9× sales.
  • Return on equity was −120.9% and debt-to-equity 0.44.

Source: company filings (standardised) and stockrow calculations.

Presurance Holdings, Inc. (PRHI) Latest News

News by impact score

Fine-tune

12 Aug

3

Presurance Holdings reported its 2026 second quarter financial results. Quarterly earnings releases can shift near-term stock sentiment and valuation multiples.

13 May

3

Presurance Holdings, Inc. (PRHI) reported its 2026 first quarter financial results. Quarterly financial results affect key financial performance metrics and market sentiment.

27 Mar

4

Presurance Holdings, Inc. (PRHI) reported 2025 fourth quarter financial results. Quarterly earnings reports like Q4 results significantly affect financial performance and investor sentiment.

27 Feb

4

Presurance Holdings, Inc. (PRHI) announced the closing of its rights offering, successfully raising capital from eligible shareholders to purchase additional shares at a discounted price. Closing the rights offering injects fresh capital into PRHI, enabling debt reduction, operational funding, or growth initiatives that could significantly boost financial health and market perception.

6 Feb

3

Presurance Holdings, Inc. (PRHI) has initiated a rights offering, allowing existing shareholders to purchase additional shares at a specified price. This move aims to raise capital for the company, enhancing its financial position and supporting future growth initiatives. The offering is expected to provide shareholders with an opportunity to increase their investment in the company while potentially improving liquidity. The rights offering is likely to influence the company's financial performance and shareholder sentiment, but its overall effect is expected to be limited.

12 Nov

4

Presurance Holdings, Inc. (PRHI) reported its financial results for the third quarter of 2025, highlighting significant growth in revenue and improvements in operational efficiency. The company attributed its success to strategic initiatives and increased demand for its services. Key financial metrics showed a positive trend, with net income rising compared to the previous quarter. Management expressed optimism about future performance and ongoing projects aimed at enhancing market position. Overall, the results reflect a strong quarter for PRHI, positioning the company favorably in the competitive landscape. The reported financial results indicate significant growth and strategic initiatives that could alter the company's trajectory.

29 Sep

3

Conifer Holdings, Inc. has announced a corporate rebrand to Presurance Holdings, Inc. as part of its strategic initiative to enhance its market presence and align its identity with its evolving business model. The rebranding reflects the company's focus on providing innovative insurance solutions and aims to better communicate its mission and values to stakeholders. The rebranding is expected to moderately influence the company's market positioning and brand perception.

18 Sep

3

Conifer Holdings, Inc. (CNFR) is highlighted as one of three promising penny stocks with market capitalizations exceeding $20 million. The article emphasizes the company's potential for growth and investment opportunities within the penny stock sector, suggesting that CNFR could be a viable option for investors seeking undervalued stocks with room for appreciation. Conifer Holdings, Inc. shows potential for moderate influence on its market performance due to its positioning in the penny stock sector.

13 Aug

4

Conifer Holdings, Inc. (CNFR) reported its financial results for the second quarter of 2025, highlighting key metrics such as revenue growth and net income. The company experienced an increase in premiums written and improved underwriting performance, contributing to a positive outlook for the remainder of the year. Management emphasized strategic initiatives aimed at enhancing operational efficiency and expanding market presence. The results reflect a commitment to long-term growth and shareholder value. Significant improvements in financial performance and strategic initiatives are likely to positively influence investor sentiment and the company's future trajectory.

4

Conifer Holdings, Inc. reported improved financial results for the second quarter of 2024, with a focus on shifting premium to a more sustainable revenue model. The company saw progress in directing premium to capacity providers and expects to shift all premium for certain lines of business to capacity partners. Net income allocable to common shareholders was a loss of $3.95 million. The article discusses significant strategic shifts and progress in revenue model transformation that could fundamentally alter the company's trajectory and competitive positioning.

14 May

4

Conifer Holdings, Inc. reports profitable first quarter results with a strategic shift towards a wholesale agency revenue model. The strategic shift in revenue model and strong financial performance are expected to significantly impact the company's future trajectory.

3

Conifer Holdings, Inc. reported its first quarter financial results for 2025, showing a 22% increase in Personal Lines production but a 33.5% decrease in gross written premiums overall, totaling $16.2 million. Net income allocable to common shareholders was $522,000, or $0.04 per share, while book value rose to $2.09 per share. The company experienced a significant decline in Commercial Lines premiums due to a strategic shift following the sale of its agency group in 2024. The combined ratio for the quarter was 140.5%, indicating underwriting losses, primarily influenced by increased loss ratios in Personal Lines due to seasonal storms. Adjusted operating loss was $3.7 million, reflecting ongoing challenges in the market. The significant decline in gross written premiums and underwriting losses may moderately affect Conifer's financial performance and market positioning.

9 Apr

3

Conifer Holdings, Inc. is an insurance holding company with a market cap of $7.15 million, reporting a revenue decline to $67.27 million for 2024 from $90.52 million the previous year, but achieving a net income of $24.35 million compared to a prior net loss. The company has raised $7.5 million through private placements, improving its cash position despite historical unprofitability. Investors are exploring penny stocks like Conifer amidst market volatility due to tariff uncertainties. The company's recent revenue decline and net income improvement indicate mixed financial health, which may moderately influence investor sentiment and performance.

28 Mar

4

Conifer Holdings, Inc. (CNFR) reported its financial results for the fourth quarter and year-end of 2024, highlighting key metrics such as revenue growth and net income. The company experienced an increase in premiums written and improved underwriting performance, contributing to a positive outlook for future operations. Management emphasized strategic initiatives aimed at enhancing profitability and market presence. Overall, the results reflect a solid performance amid challenging market conditions. The financial results indicate significant improvements in key performance metrics that could alter the company's trajectory and investor sentiment.

18 Dec

3

Conifer Holdings, Inc. (CNFR) is highlighted as a US penny stock to watch in December 2024. The article suggests a moderately noticeable influence on Conifer Holdings, Inc.'s future and market performance.

13 Nov

3

Conifer Holdings reported their financial results for the third quarter of 2024. The financial results may moderately influence the company's performance and competitive positioning.

5 Sep

4

Bishop Street Underwriters acquires Conifer Insurance Services from Conifer Holdings, Inc., marking Bishop Street's entry into commercial lines. The acquisition of Conifer by Bishop Street is a significant strategic move that is expected to fundamentally alter Conifer Holdings, Inc.'s trajectory and market performance.

3 Sep

4

Conifer Holdings, Inc. sells insurance agency operations for $45 million and promotes Brian Roney to Chief Executive Officer. Sale of insurance agency operations and change in CEO expected to have a significant impact on company's future and market performance.

16 May

4

Conifer Holdings Inc (CNFR) Q1 2024 Earnings Call Transcript Highlights: Strategic Shifts and Financial Results The strategic shifts and financial results discussed in the article are expected to significantly impact Conifer Holdings, Inc.'s future trajectory and market performance.

15 May

4

Conifer Holdings Inc reports Q1 2024 earnings call, focusing on shift to wholesale agency model for commercial lines business. The strategic shift to a wholesale agency model and positive financial results are expected to significantly impact the company's future performance.

7 May

3

Conifer Holdings schedules Q1 2024 earnings conference call/webcast for May 15, 2024. The conference call may moderately influence financial performance and market sentiment.

6 Apr

3

Conifer Holdings Inc (CNFR) reports Q4 2023 earnings with increased combined ratio and net loss. The financial performance and strategic decisions outlined in the article are expected to moderately influence Conifer Holdings, Inc.'s future.

5 Apr

4

Conifer Holdings, Inc. reported a strategic decision to strengthen reserves, transition to a production-based revenue model, and partner with Palomar and Acceleron for commercial lines insurance. Transition to production-based revenue model and partnerships with Palomar and Acceleron are significant moves that could alter the company's trajectory and competitive positioning.

4 Apr

4

Conifer Holdings, Inc. reports 2023 fourth quarter and year end financial results, announces strategic shift to production based revenue. The strategic shift to production based revenue is a significant move that could fundamentally alter the company's trajectory and competitive positioning.

4

Conifer Holdings, Inc. partners with Accelerant for commercial lines capacity. Partnership with Accelerant is expected to significantly impact Conifer's future growth and market performance.

3 Apr

3

Conifer Holdings to host conference call/webcast on April 5, 2024 to discuss Q4 2023 financial results. The conference call may moderately influence key areas such as financial performance and market sentiment.

1 Apr

4

Conifer Holdings, Inc. partners with Palomar to offer specialized insurance for the cannabis industry. The strategic partnership with Palomar is a significant move that can have a major impact on Conifer's future growth and market performance.

20 Mar

3

Insiders at Conifer Holdings, Inc. (CNFR) increased their holdings over the past year, with one executive director making a significant purchase. Insider transactions and high insider ownership indicate positive sentiment towards the company's future.

17 Jan

3

Conifer Holdings names new Acting Board Chair, appoints new Director. The addition of experienced professionals to the Board may moderately influence the company's operations and competitive positioning.

11 Nov

3

Conifer Holdings, Inc. reported third quarter financial results with a focus on storm-related losses impacting results. The article discusses the impact of storm-related losses on financial performance, which may moderately influence key areas like financial performance and competitive positioning.

stockrow.com/PRHI · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com