American Coastal Insurance Corporation ACIC
- Market cap
- $445.9M
- P/E
- 4.5×
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Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 9.52 | 13.05 | 15.72 | 10.72 | 4.34 | 2.76 | 0.29 | 0.92 | 8.82 | 9.97 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
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| 20.04 | 17.81 | 22.43 | 16.98 | 12.66 | 8.16 | 4.71 | 10.28 | 15.08 | 13.50 |
High Price
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| 167 | 210 | 293 | 363 | 478 | 472 | 269 | 71 | 65 | 68 |
Employees
|
|||
| 3 | 3 | 2 | 2 | 2 | 0 | 1 | 4 | 5 | 5 |
Revenue/Emp
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| 487 | 654 | 724 | 825 | 847 | 229 | 222 | 264 | 297 | 335 |
Revenue
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| 14.60% | 17.33% | 15.50% | 10.59% | 0.28% | 20.31% | 20.11% | 53.81% | 52.70% | 57.11% |
Gross Margin
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| 7 | 1 | (4) | (33) | (132) | (10) | 2 | 96 | 102 | 143 |
EBT
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| 1.44% | 0.14% | (0.59%) | (3.95%) | (15.60%) | (4.56%) | 0.76% | 36.34% | 34.27% | 42.55% |
EBT Margin
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| 6 | 10 | 0 | (29) | (95) | (60) | (470) | 310 | 76 | 107 |
Net Income
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| 15 | 43 | 23 | 17 | 17 | 21 | 29 | 12 | 10 | 7 |
Depreciation
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| 22.74 | 17.61 | 16.97 | 19.30 | 19.75 | 5.32 | 5.15 | 6.06 | 6.20 | 6.92 |
Revenue/Sh
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| 0.27 | 0.27 | 0.01 | (0.70) | (2.25) | (1.35) | (10.87) | 7.11 | 1.59 | 2.20 |
Earnings/Sh
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| 3.07 | 0.96 | 0.60 | 3.48 | (0.24) | (6.88) | (4.02) | (3.12) | 5.09 | 1.47 |
Cash Flow/Sh
|
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| (0.15) | (0.14) | (0.10) | (0.51) | (0.25) | (0.12) | 0.42 | 0.01 | 0.00 | 0.00 |
Capex/Sh
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| 2.92 | 0.82 | 0.51 | 2.97 | (0.50) | (7.00) | (3.60) | (3.11) | 5.09 | 1.46 |
Free CF/Sh
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| 11.27 | 14.46 | 12.67 | 12.25 | 9.74 | 7.73 | (4.23) | 3.87 | 4.93 | 6.55 |
Book Value/Sh
|
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| 21 | 37 | 43 | 43 | 43 | 43 | 43 | 44 | 48 | 48 |
Shares
|
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| 59.04 | 54.47 | 1,662.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.38 | 8.47 | 5.71 |
PE Ratio
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| 0.70 | 0.99 | 0.98 | 0.65 | 0.29 | 0.82 | 0.19 | 1.60 | 2.17 | 1.83 |
PS Ratio
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| 1.41 | 1.21 | 1.31 | 1.03 | 0.59 | 0.56 | 0.00 | 2.51 | 2.73 | 1.93 |
PB Ratio
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| 0.50 | 0.81 | 0.95 | 0.68 | 0.31 | 1.11 | 1.02 | 2.13 | 2.50 | 1.41 |
EV/Sales
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| 3.91 | 17.57 | 31.57 | 4.40 | (12.18) | (0.84) | (1.46) | (4.16) | 3.05 | 6.66 |
EV/FCF
|
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| 66 | 36 | 26 | 149 | (10) | (295) | (173) | (136) | 244 | 71 |
Op' Cash Flow
|
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| (3) | (5) | (4) | (22) | (11) | (5) | 18 | 0 | 0 | 0 |
Capex
|
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| 63 | 30 | 22 | 127 | (21) | (301) | (155) | (136) | 243 | 71 |
FCF
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| (480) | (648) | (789) | (914) | (1,095) | (889) | (312) | (148) | (255) | (143) |
Working Cap'
|
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| 54 | 161 | 160 | 159 | 158 | 157 | 148 | 149 | 149 | 149 |
Total Debt
|
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| (97) | (115) | (24) | (128) | (143) | (89) | 31 | (8) | (50) | (144) |
Net Debt
|
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| 241 | 537 | 540 | 524 | 418 | 332 | (182) | 169 | 236 | 318 |
Sh' Equity
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| 0.66% | 0.66% | 0.01% | (1.25%) | (3.63%) | (2.09%) | (16.97%) | 15.89% | 6.65% | 9.34% |
ROA
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| 2.98% | 0.11% | (0.53%) | (5.17%) | (30.13%) | (2.71%) | 0.00% | 36.56% | 33.60% | 50.37% |
ROIC
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| 2.37% | 2.61% | 0.05% | (5.61%) | (20.49%) | (15.45%) | (626.82%) | (4,669.44%) | 37.44% | 38.62% |
ROE
|
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American Coastal Insurance Corporation peers in Insurance Property & Casualty
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| DGICB Donegal Group, Inc. | $446.3M | 10.2× | Compare |
| AII American Integrity Insurance Group, Inc. | $496.3M | 5.6× | Compare |
| GBLI Global Indemnity PLC | $366.5M | 10.5× | Compare |
| NODK NI Holdings, Inc. | $300.6M | 39.3× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| DGICA Donegal Group, Inc. | $662.3M | 9.2× | Compare |
| ROOT Root, Inc. | $750.2M | 12.8× | Compare |
| KINS Kingstone Companies, Inc | $264.9M | 7.4× | Compare |
| HIPO Hippo Holdings Inc. | $798.0M | 6.4× | Compare |
American Coastal Insurance Corporation (ACIC) key facts
- American Coastal Insurance Corporation (ACIC) is an Insurance Property & Casualty company in the Financial sector, listed on Nasdaq.
- American Coastal Insurance Corporation’s revenue for fiscal 2025 (year ended December 2025) was $335.4 million, up 13.1% from fiscal 2024.
- As of September 25, 2026, ACIC traded at $9.40, a market capitalization of $445.9 million.
- American Coastal Insurance Corporation pays an annual dividend of $0.24 per share, a yield of 50.0%.
- Return on equity was 38.6% and debt-to-equity 0.45.
American Coastal Insurance Corporation (ACIC) Latest News
14 Sep
American Coastal Insurance Corporation restructured its exclusive managing agency agreement with AmRisc, LLC. Restructured agreement may alter ACIC operational partnerships without fundamentally shifting overall trajectory.
29 Aug
American Coastal Insurance Corporation plans E&S expansion as Florida insurance pricing softens. E&S expansion offers path to offset Florida pricing pressures.
12 Aug
American Coastal Insurance Corporation held its Q2 2026 earnings call, covering financial results, operational updates and forward outlook. Q2 2026 earnings call supplies performance metrics and guidance that directly shape near-term valuation and investor views.
6 Aug
American Coastal Insurance Corporation announced an additional $25 million stock repurchase authorization. Stock buyback authorization signals capital strength and supports share price through direct demand.
American Coastal Insurance Corp (ACIC) highlighted strong underlying results in its Q2 2026 earnings call. Strong earnings performance can improve investor sentiment and support near-term stock movement.
5 Aug
American Coastal Insurance reported Q2 results with focus on premium growth, loss ratios and reinsurance strategies amid ongoing hurricane exposure risks. Q2 earnings details and forward guidance directly shape valuation and investor outlook for ACIC.
American Coastal Insurance Corporation reported its financial results for the second quarter ended June 30, 2026. Quarterly financial results typically drive notable shifts in valuation and investor views.
ACIC reported Q2 earnings with analysis of key financial and operational metrics. Q2 earnings release supplies performance data likely to affect near-term investor views.
ACIC missed Q2 earnings and revenue estimates. Q2 earnings and revenue shortfall can pressure ACIC stock price and near-term investor sentiment.
29 Jul
American Coastal Insurance Corporation's Q2 earnings are projected to decline. Projected Q2 earnings decline is likely to weigh on near-term financial results and stock sentiment.
5 May
American Coastal Insurance Corporation (ACIC) Q1 earnings key metrics compared to estimates, highlighting performance against expectations. Q1 earnings metrics versus estimates significantly affect ACIC's financial perception and stock trajectory.
American Coastal Insurance Corporation (ACIC) released Q1 earnings call highlights covering financial results, strategic updates, and forward guidance. Q1 earnings highlights detail financial performance and outlook, poised to significantly sway ACIC's market trajectory and investor sentiment.
American Coastal Insurance Corporation reported financial results for its first quarter ended March 31, 2026. Quarterly earnings reports like Q1 results significantly influence stock performance and investor sentiment for ACIC.
American Coastal Insurance Corporation (ACIC) reported Q1 earnings per share of $0.37, missing the $0.50 consensus estimate, and revenue of $145.6 million, below the $161.4 million forecast, due to higher catastrophe losses and unfavorable prior year reserve development. Q1 earnings and revenue misses highlight weaker financial performance amid higher losses, moderately impacting investor sentiment and short-term trajectory.
17 Mar
American Coastal Insurance Corporation (ACIC) completed $5 million in common stock share repurchases. $5 million share repurchase reduces outstanding shares, signals management confidence, and supports earnings per share growth.
20 Feb
American Coastal Insurance Corporation released Q4 2025 earnings call summary highlighting financial results, operational updates, and future outlook for the insurer. Q4 earnings call summary discloses financial metrics, strategic plans, and guidance directly shaping investor expectations and stock trajectory.
American Coastal Insurance Corp (ACIC) reported strong net income in Q4 2025 earnings call highlights, signaling positive financial performance amid operational improvements. Strong Q4 2025 net income reflects significant positive shift in financials, poised to enhance ACIC's market performance and investor confidence.
American Coastal Insurance Corporation appoints Troy Crawford as Chief Underwriting Officer. Appointment of Chief Underwriting Officer affects core insurance operations including risk assessment and financial performance.
19 Feb
American Coastal Insurance Corporation (ACIC) released Q4 earnings call highlights, detailing financial results, catastrophe losses, premium growth, reinsurance strategies, and outlook for 2024 profitability. Q4 earnings highlights disclose financial metrics, loss ratios, and strategic shifts poised to significantly shape ACIC's future performance and investor sentiment.
Key metrics from American Coastal Insurance Corporation (ACIC) Q4 earnings reveal insights into its financial performance and operational health. Q4 earnings metrics signal potential shifts in financial trajectory and investor confidence for ACIC.
American Coastal Insurance Corporation (ACIC) released its Q4 earnings snapshot, reporting key financial results for the quarter. Q4 earnings snapshot provides critical financial metrics that significantly influence ACIC's stock performance and investor outlook.
American Coastal Insurance Corporation (ACIC) reported financial results for its fourth quarter and full year ended December 31, 2025. Quarterly and annual financial results disclosure directly affects ACIC's stock price, investor sentiment, and future performance outlook.
13 Feb
American Coastal Insurance Corporation (ACIC) is approaching its Q4 earnings report, with Wall Street analysts projecting key metrics that could influence the company's financial outlook. Investors are keenly awaiting these results to gauge ACIC's performance amidst current market conditions and potential impacts on future operations. The upcoming earnings report is expected to moderately influence ACIC's financial performance and market sentiment.
Options traders are showing increased activity in American Coastal Insurance Corporation (ACIC) stock, indicating speculation on a significant price movement. The heightened trading volume suggests that investors are anticipating volatility, which could be driven by upcoming earnings reports or market developments. Analysts are closely monitoring these trends to gauge potential impacts on ACIC's stock performance. Increased options trading activity may influence market sentiment and short-term stock performance.
12 Feb
American Coastal Insurance Corporation (ACIC) is set to report its earnings next week, with Wall Street analysts anticipating growth in earnings. The expectations are based on the company's recent performance and market conditions, which suggest a positive outlook for ACIC's financial results. Earnings growth expectations indicate a moderately noticeable influence on ACIC's financial performance and market sentiment.
6 Feb
American Coastal Insurance Corporation (ACIC) is highlighted among three reliable dividend stocks offering yields of at least 5.1%. The article emphasizes the attractiveness of these stocks for income-focused investors, particularly in the current market environment where stable dividends are sought after. ACIC's performance and dividend yield position it as a viable option for those looking to enhance their investment portfolios with reliable income sources. ACIC's dividend yield and market positioning may moderately influence investor sentiment and financial performance.
14 Jan
American Coastal Insurance Corporation (ACIC) announced the expansion of its AmRisc E&S division and the launch of its new ACES platform, aimed at enhancing its offerings in the excess and surplus lines market. The company also provided guidance for 2026, indicating strategic growth plans and a focus on innovation in its insurance products. The expansion and new platform launch are significant strategic moves that could alter ACIC's market positioning and investor sentiment.
13 Jan
American Coastal Insurance Corporation (ACIC) has experienced a decline in stock price despite strong underlying fundamentals. Analysts suggest that the market may be undervaluing the company's potential, as financial metrics indicate stability and growth prospects. The disconnect between stock performance and fundamentals raises questions about market sentiment and investor confidence in ACIC's future. Strong fundamentals suggest potential for recovery, but current market sentiment may limit immediate impact.
6 Jan
Options trading activity suggests a potential spike in American Coastal Insurance Corporation (ACIC) stock. Increased call options volume indicates investor optimism about future price movements, possibly driven by upcoming earnings reports or market developments. Analysts are closely monitoring these trends as they may signal significant changes in investor sentiment and stock performance. Increased options activity may influence investor sentiment and stock performance, but the overall effect is expected to be somewhat limited.
17 Dec
American Coastal Insurance Corporation (ACIC) is highlighted as a top dividend stock for December 2025, showcasing its strong financial performance and commitment to returning value to shareholders. The company has consistently increased its dividend payouts, making it an attractive option for income-focused investors. Analysts predict continued growth and stability in ACIC's operations, driven by favorable market conditions and effective management strategies. ACIC's strong dividend performance and growth potential indicate significant impact on future market positioning and investor sentiment.