Donegal Group, Inc. DGICB
- Market cap
- $446.3M
- P/E
- 10.2×
Follow DGICB
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 12.56 | 13.35 | 11.52 | 11.60 | 10.51 | 11.81 | 13.05 | 12.50 | 10.75 | 13.19 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
||
| 22.88 | 17.95 | 15.55 | 14.80 | 14.61 | 16.36 | 20.18 | 16.75 | 16.81 | 20.46 |
High Price
|
|||
| — | — | — | — | 879 | 838 | 876 | 883 | 851 | 851 |
Employees
|
|||
| 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 |
Revenue/Emp
|
|||
| 688 | 739 | 772 | 812 | 778 | 816 | 848 | 927 | 990 | 978 |
Revenue
|
|||
| 22.12% | 33.19% | 9.94% | 22.47% | 23.76% | 19.74% | 16.58% | 17.37% | 22.85% | 25.80% |
Gross Margin
|
|||
| 41 | 12 | (48) | 57 | 63 | 30 | (4) | 5 | 62 | 98 |
EBT
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| 6.00% | 1.64% | (6.25%) | 7.03% | 8.13% | 3.72% | (0.43%) | 0.55% | 6.30% | 9.98% |
EBT Margin
|
|||
| 31 | 7 | (33) | 47 | 53 | 25 | (2) | 4 | 51 | 79 |
Net Income
|
|||
| 7 | 6 | 7 | 6 | 7 | 6 | 5 | 4 | 4 | 3 |
Depreciation
|
|||
| 25.98 | 27.00 | 27.29 | 28.44 | 26.56 | 26.37 | 26.52 | 28.06 | 29.34 | 26.93 |
Revenue/Sh
|
|||
| 1.19 | 0.27 | (1.09) | 1.51 | 1.65 | 0.74 | (0.07) | 0.11 | 1.38 | 2.01 |
Earnings/Sh
|
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| 2.27 | 2.96 | 2.26 | 2.67 | 3.45 | 2.48 | 2.10 | 0.87 | 2.00 | 1.93 |
Cash Flow/Sh
|
|||
| (0.01) | (0.04) | 0.00 | (0.01) | 0.00 | 0.04 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex/Sh
|
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| 2.25 | 2.92 | 2.25 | 2.67 | 3.45 | 2.52 | 2.10 | 0.86 | 2.00 | 1.93 |
Free CF/Sh
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| 16.56 | 16.39 | 14.10 | 15.79 | 17.68 | 17.15 | 15.12 | 14.52 | 16.18 | 17.63 |
Book Value/Sh
|
|||
| 26 | 27 | 28 | 29 | 29 | 31 | 32 | 33 | 34 | 36 |
Shares
|
|||
| 14.12 | 60.88 | 0.00 | 8.44 | 7.16 | 17.96 | 0.00 | 119.00 | 10.30 | 8.59 |
PE Ratio
|
|||
| 0.65 | 0.56 | 0.43 | 0.45 | 0.44 | 0.51 | 0.62 | 0.51 | 0.48 | 0.66 |
PS Ratio
|
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| 1.01 | 0.93 | 0.84 | 0.81 | 0.67 | 0.79 | 1.09 | 0.98 | 0.87 | 1.00 |
PB Ratio
|
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| 0.72 | 0.60 | 0.45 | 0.44 | 0.43 | 0.48 | 0.63 | 0.52 | 0.46 | 0.67 |
EV/Sales
|
|||
| 8.29 | 5.54 | 5.44 | 4.66 | 3.29 | 5.06 | 7.97 | 16.90 | 6.79 | 9.27 |
EV/FCF
|
|||
| 60 | 81 | 64 | 76 | 101 | 77 | 67 | 29 | 67 | 70 |
Op' Cash Flow
|
|||
| 0 | (1) | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 |
Capex
|
|||
| 60 | 80 | 64 | 76 | 101 | 78 | 67 | 29 | 67 | 70 |
FCF
|
|||
| (657) | (712) | (790) | (838) | (857) | (971) | (1,048) | (1,084) | (1,086) | (1,087) |
Working Cap'
|
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| 74 | 64 | 65 | 40 | 90 | 35 | 35 | 35 | 35 | 35 |
Total Debt
|
|||
| 49 | 26 | 12 | (9) | (13) | (23) | 10 | 11 | (18) | 8 |
Net Debt
|
|||
| 439 | 449 | 399 | 451 | 518 | 531 | 484 | 480 | 546 | 640 |
Sh' Equity
|
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| 1.95% | 0.42% | (1.84%) | 2.51% | 2.59% | 1.14% | (0.09%) | 0.20% | 2.21% | 3.36% |
ROA
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| 5.51% | 1.80% | (6.98%) | 8.30% | 7.98% | 3.84% | (0.38%) | 0.72% | 7.49% | 9.53% |
ROIC
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| 7.27% | 1.60% | (7.73%) | 11.10% | 10.90% | 4.82% | (0.39%) | 0.92% | 9.92% | 13.38% |
ROE
|
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Donegal Group, Inc. peers in Insurance Property & Casualty
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| ACIC American Coastal Insurance Corporation | $445.9M | 4.5× | Compare |
| AII American Integrity Insurance Group, Inc. | $496.3M | 5.6× | Compare |
| GBLI Global Indemnity PLC | $366.5M | 10.5× | Compare |
| DGICA Donegal Group, Inc. | $662.3M | 9.2× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| NODK NI Holdings, Inc. | $300.6M | 39.3× | Compare |
| ROOT Root, Inc. | $750.2M | 12.8× | Compare |
| KINS Kingstone Companies, Inc | $264.9M | 7.4× | Compare |
| HIPO Hippo Holdings Inc. | $798.0M | 6.4× | Compare |
Donegal Group, Inc. (DGICB) key facts
- Donegal Group, Inc. (DGICB) is an Insurance Property & Casualty company in the Financial Services sector, listed on Nasdaq.
- Donegal Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $978.0 million, down 1.17% from fiscal 2024.
- As of September 25, 2026, DGICB traded at $18.20, a market capitalization of $446.3 million.
- Donegal Group, Inc. pays an annual dividend of $0.61 per share, a yield of 4.42%.
- Return on equity was 13.4% and debt-to-equity 0.05.
Donegal Group, Inc. (DGICB) Latest News
6 Aug
Donegal Group Inc (DGICA) highlighted strong underwriting results in its Q2 2026 earnings call. Strong underwriting performance signals improved profitability that can moderately lift near-term market sentiment.
30 Jul
Donegal Group surpassed Q2 earnings estimates. Q2 earnings beat indicates better than expected quarterly financial results.
Donegal Group Inc. released second quarter and first half 2026 financial results. Quarterly earnings releases disclose financial performance metrics that can shift market perceptions and near-term stock valuation.
8 May
Donegal Group's investment narrative evolves as analysts recalibrate price targets and underlying assumptions amid shifting market dynamics. Recalibrated analyst price targets and assumptions moderately influence investor sentiment and Donegal Group's market trajectory.
30 Apr
Donegal Group Inc. announced first quarter 2026 results. Quarterly earnings reports affect financial performance and investor sentiment but represent routine disclosures.
16 Apr
Donegal Group Inc. announced an increase in its quarterly dividend to $0.283 per share, payable on October 17 to shareholders of record on October 4. Dividend increase signals financial confidence and positively affects investor sentiment and short-term stock performance without fundamentally altering operations.
11 Mar
Donegal Group, Inc. (DGICB) announces migration to Guidewire Cloud and GenAI initiatives to modernize core insurance systems. Guidewire Cloud migration and GenAI initiatives enable major operational modernization, boosting efficiency and competitive positioning in insurance.
19 Feb
Donegal Group Inc. (DGICA) posted record net income in Q4 2025 earnings call, alongside strategic initiatives enhancing future outlook. Record net income and strategic moves indicate strong financial results poised to elevate market performance and investor sentiment.
Donegal Group Inc. announced fourth quarter and full-year 2025 results. Quarterly and annual earnings announcements significantly influence financial performance, investor sentiment, and stock trajectory.
Donegal Group Inc. (DGICB) released its Q4 earnings snapshot, detailing quarterly financial results. Q4 earnings snapshot reveals financial performance metrics that moderately influence investor sentiment and stock trajectory.
5 Feb
Donegal Group, Inc. (DGICB) is highlighted as a top dividend stock for February 2026, showcasing its strong financial performance and commitment to returning value to shareholders through consistent dividend payments. The company has demonstrated resilience in a competitive market, making it an attractive option for income-focused investors. Analysts emphasize the importance of dividend stability and growth potential, positioning Donegal Group favorably among peers in the insurance sector. The company's consistent dividend payments and financial performance may moderately influence investor sentiment and market positioning.
29 Jan
Donegal Group, Inc. (DGICB) is approaching its ex-dividend date, prompting discussions about the potential benefits of purchasing shares before this date. Investors are weighing the advantages of securing dividends against market conditions and the company's financial health. Analysts suggest that buying before the ex-dividend date could be a strategic move for income-focused investors, but caution is advised regarding overall market trends and company performance. The upcoming ex-dividend date may influence investor sentiment and short-term trading behavior, but it is unlikely to have a lasting impact on the company's overall trajectory.
18 Dec
Donegal Group, Inc. (DGICB) is highlighted as one of three reliable dividend stocks, offering a yield of up to 9.3%. The article emphasizes the company's strong dividend history and financial stability, making it an attractive option for income-focused investors. Alongside other companies, Donegal's performance is positioned favorably in the current market environment, appealing to those seeking consistent returns. The focus on dividend yield indicates a stable financial position, but broader market factors may limit the overall impact on future performance.
17 Dec
Donegal Group, Inc. (DGICB) is highlighted as an undervalued investment opportunity in the U.S. market, with analysts noting its strong fundamentals and potential for growth. The company is positioned well within the insurance sector, benefiting from favorable market conditions and strategic initiatives aimed at enhancing operational efficiency. Investors are encouraged to consider DGICB as a long-term holding due to its promising outlook and the potential for significant returns. The company's strategic initiatives and favorable market conditions are likely to significantly impact its future performance.
8 Dec
Investors may be undervaluing Donegal Group, Inc. (DGICA) as recent analyses suggest that the company's stock is trading below its intrinsic value. Factors contributing to this undervaluation include strong financial performance, a solid balance sheet, and growth potential in the insurance sector. Analysts highlight the company's strategic initiatives and market positioning as key elements that could enhance its value. The current market sentiment may not fully reflect these strengths, presenting a potential opportunity for investors. The company's strong financial performance and growth potential indicate a moderately noticeable influence on its future market performance.
1 Dec
Institutions hold 37% of Donegal Group Inc. (NASDAQ:DGIC.A) shares, while private companies control 51% of the company. This ownership structure indicates a significant influence of private entities over the company's decisions and direction. The ownership distribution suggests potential influence on corporate governance and strategic decisions, which may moderately affect the company's future performance.
21 Nov
Donegal Group, Inc. (DGICA) is being evaluated by value investors for potential stock purchases. Analysts are considering the company's financial health, market position, and growth prospects. The stock's valuation metrics are being analyzed to determine if it presents a buying opportunity for investors looking for undervalued assets. The overall sentiment around the stock is mixed, with some experts suggesting caution while others see potential upside. The evaluation of Donegal Group's stock indicates a moderately noticeable influence on its financial performance and market sentiment.
10 Nov
Donegal Group, Inc. (DGICB) is highlighted as one of the top dividend stocks to enhance investment portfolios. The company is recognized for its consistent dividend payments, which appeal to income-focused investors. Analysts suggest that DGICB's strong financial performance and commitment to returning value to shareholders make it a compelling choice for those seeking reliable dividend income. The article emphasizes the importance of dividend stocks in providing stability and potential growth in uncertain market conditions. The focus on dividend stocks indicates a moderately noticeable influence on investor sentiment and financial performance.
6 Nov
Donegal Group, Inc. (DGICB) is highlighted as a potential hidden gem in the U.S. market, showcasing its strong financial performance and strategic positioning within the insurance sector. The company has demonstrated resilience and growth, making it an attractive option for investors seeking undervalued stocks. Analysts emphasize its solid fundamentals and the potential for future expansion, particularly in niche markets. The article suggests that DGICB's unique offerings and management strategies could lead to significant returns for shareholders. Strong financial performance and strategic positioning indicate significant potential for future growth and market impact.
5 Nov
Donegal Group, Inc. (DGICA) has shown strong performance in the finance sector this year, outperforming many of its peers. The company's stock has benefited from favorable market conditions and strategic initiatives, leading to increased investor interest. Analysts highlight its solid fundamentals and growth potential, suggesting that Donegal Group is well-positioned for continued success in the competitive finance landscape. Strong performance and strategic initiatives indicate significant potential for future growth and market influence.
Investors may be undervaluing Donegal Group, Inc. (DGICA) as recent analyses suggest the company's stock is trading below its intrinsic value. Factors contributing to this undervaluation include strong financial performance, a solid balance sheet, and growth potential in the insurance sector. Analysts highlight that the market may not fully recognize the company's strategic initiatives and operational efficiencies, which could lead to a price correction in the future. Overall, the sentiment around DGICA indicates a potential opportunity for investors looking for undervalued stocks in the insurance market. The analysis indicates that while there is potential for price correction, the overall impact on the company's trajectory is expected to be limited.
4 Nov
Donegal Group Inc (DGICA) reported strong underwriting performance in its Q3 2025 earnings call, highlighting improved financial metrics and strategic initiatives that bolster its market position. The company emphasized its commitment to maintaining profitability and enhancing operational efficiency, which contributed to positive investor sentiment. Strong underwriting performance and strategic initiatives are likely to significantly impact future financial performance and market positioning.
31 Oct
Donegal Group, Inc. reported a profit margin increase to 8.7%, challenging previous bearish earnings narratives. The company's financial performance has shown resilience, indicating potential for improved investor sentiment and market positioning. The profit margin increase suggests a moderately noticeable influence on financial performance and market sentiment.
30 Oct
Donegal Group, Inc. reported its financial results for the third quarter and the first nine months of 2025, highlighting key metrics such as revenue growth and net income. The company experienced an increase in premiums written and improved underwriting results, contributing to a positive outlook for the remainder of the year. Management emphasized strategic initiatives aimed at enhancing operational efficiency and expanding market presence. Overall, the results reflect a solid performance amid challenging market conditions. The financial results indicate significant improvements in key performance metrics that could influence investor sentiment and the company's strategic direction.
Donegal Group, Inc. reported its Q3 earnings, highlighting a decrease in net income compared to the previous year. The company faced challenges due to increased claims and expenses, impacting overall profitability. Despite these hurdles, Donegal remains focused on strategic initiatives to enhance operational efficiency and improve financial performance moving forward. Increased claims and expenses are expected to moderately affect financial performance and market sentiment.
28 Oct
Donegal Group, Inc. (NASDAQ:DGIC.A) faces challenges in linking its financial performance to current share price movements, raising questions about the stock's future trajectory. The company's financials appear obscure, making it difficult for investors to gauge the underlying value and potential growth. Analysts are cautious about predicting the stock's direction amid these uncertainties. Obscure financials may moderately influence investor sentiment and stock performance.
20 Oct
Donegal Group, Inc. (DGICA) is currently being evaluated for potential undervaluation in the stock market. Analysts are considering various financial metrics and market conditions to determine if the stock presents a buying opportunity. The company's performance, competitive positioning, and broader market trends are being analyzed to assess future growth prospects and investor sentiment. Current evaluations suggest a moderate influence on the company's financial performance and market positioning.
2 Oct
Donegal Group, Inc. (DGICA) is being evaluated by value investors for its stock potential. Analysts are assessing the company's financial health, market position, and growth prospects. Key metrics such as earnings, dividends, and valuation ratios are under scrutiny to determine if the stock represents a good investment opportunity. The overall sentiment among investors is mixed, with some seeing potential upside while others remain cautious due to market conditions. Moderate influence is expected due to ongoing evaluations of financial health and market position.
1 Oct
Donegal Group, Inc. (DGICB) is highlighted as an undervalued stock in the US market, with analysts pointing to its strong fundamentals and growth potential. The company has shown resilience in a challenging economic environment, making it an attractive option for investors seeking long-term value. Key metrics indicate that DGICB is poised for significant appreciation, driven by strategic initiatives and market positioning. The article emphasizes the importance of recognizing such opportunities before they gain mainstream attention. Strong fundamentals and growth potential indicate significant future impact on performance.
24 Sep
Donegal Group, Inc. (NASDAQ:DGIC.A) shows promising potential for EPS growth, making it an attractive opportunity for investors focused on earnings performance. The company has demonstrated resilience and strategic initiatives that could enhance its financial outlook. Analysts suggest that the current market conditions may favor Donegal Group, positioning it well for future growth. Strategic initiatives and favorable market conditions are likely to significantly impact Donegal Group's future performance.