Saturday 17 October 2026 Export AII’s income statement to Excel — free account

American Integrity Insurance Group, Inc.

AII Financial Insurance Property & Casualty

American Integrity Insurance Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $276.5 million, up 35.3% from fiscal 2024. In the quarter to June 2026, revenue grew 54.6%, EPS grew 7.41%, free cash flow grew 345.1% and total debt fell 50.0%, each against the same quarter a year earlier. Insiders bought in the last twelve months.

27.49 0.21 −0.76%

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Market cap: $542.8M
P/E: 6.1×
Fwd P/E: 6.1×
Dividend yield: 3.71%
F-score: 8/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 2.50

Total sells 81.20

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	3	1	—	—	—	—
Sell	3	2	—	—	—	—	—	—	—	11	—	2

Insider Ownership 42.00%

Capital & Financial Ratios $m

Market Cap 542.79

Revenue 336.20

Net Income 88.09

Free Cash Flow 163.64

Net Debt (343.46)

Current Ratio 1.00

Debt/Equity 0.00

P/E ratio 6.11

Fwd P/E 6.13

P/S ratio 1.60

P/B ratio 1.46

Past 5Y EPS Growth —

This Y EPS Growth (27.92%)

Next Y EPS Growth (23.70%)

Next Y revenue growth 52.05%

Next 5Y EPS Growth (16.99%)

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

Dividends

Payout Ratio 0.23

Annual Dividend Rate 1.02

Annual Dividend Yield 3.71%

	total	individual payouts
2026	1.02	1.02

special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	62	179	244	344
Receivables	589	782	589	828
Inventory	—	—	—	—
Other	—	—	—	—
	651	961	833	1,172

	2023	2024	2025	Q'26
Payables	690	992	851	1,173
ST’ Debt	—	—	—	—
Other	—	—	—	—
	690	992	851	1,173

Compound Annual Growth %

	10y	5y	3y
Sales	—	—	—
Cash Flow	—	—	—
Earnings	—	—	—
Book Value	—	—	—

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	91	115	—	—	—
’25	72	74	62	68	276
’24	44	46	47	67	204

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	7	123	—	—	—
’25	68	27	(7)	50	138
’24	(20)	47	(31)	153	149

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	6	120	—	—	—
’25	68	27	(12)	50	133
’24	(21)	47	(31)	153	148

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	1.02	1.74	—	—	—
’25	2.95	1.62	0.67	1.07	5.65
’24	98.42	1.14	0.35	(96.83)	3.08

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	—	—	—	—	—	—	—	—	—	15.78	Analyst estimates 2026–2028 Powerpack
	High	—	—	—	—	—	—	—	—	—	26.36
People
People	Employees	—	—	—	—	—	—	—	—	294	313
	Revenue/emp, $m	—	—	—	—	—	—	—	0.00	0.70	0.88
Income, $m
Income, $m	Revenue	—	—	—	—	—	—	—	201	204	276
	Gross margin, %	—	—	—	—	—	—	—	39.26	40.12	56.79
	EBT	—	—	—	—	—	—	—	45	51	115
	EBT margin, %	—	—	—	—	—	—	—	22.28	24.98	41.61
	Net income	—	—	—	—	—	—	—	38	40	100
	Depreciation	—	—	—	—	—	—	—	1	3	2
Per share, $
Per share, $	Revenue	—	—	—	—	—	—	—	1,634.43	15.84	16.04
	Earnings	—	—	—	—	—	—	—	307.54	3.08	5.65
	Cash flow	—	—	—	—	—	—	—	524.31	11.54	8.02
	Capex	—	—	—	—	—	—	—	(6.15)	(0.10)	(0.29)
	Free cash flow	—	—	—	—	—	—	—	518.16	11.44	7.73
	Book value	—	—	—	—	—	—	—	1,090.04	12.58	19.55
	Shares, m	—	—	—	—	—	—	—	0	13	17
Valuation, ×
Valuation, ×	P/E	—	—	—	—	—	—	—	0.00	0.00	3.30
	P/S	—	—	—	—	—	—	—	0.94	0.94	1.30
	P/B	—	—	—	—	—	—	—	1.17	1.17	1.07
	EV/Sales	—	—	—	—	—	—	—	(0.09)	(0.09)	0.42
	EV/FCF	—	—	—	—	—	—	—	(0.09)	(0.09)	0.87
Cash, $m
Cash, $m	Operating cash flow	—	—	—	—	—	—	—	64	149	138
	Capex	—	—	—	—	—	—	—	(1)	(1)	(5)
	Free cash flow	—	—	—	—	—	—	—	64	148	133
Balance, $m
Balance, $m	Working capital	—	—	—	—	—	—	—	(39)	(31)	(18)
	Total debt	—	—	—	—	—	—	—	1	1	1
	Net debt	—	—	—	—	—	—	—	(61)	(178)	(244)
	Shareholders’ equity	—	—	—	—	—	—	—	134	162	337
Returns, %
Returns, %	ROA	—	—	—	—	—	—	—	0.00	3.86	8.22
	ROIC	—	—	—	—	—	—	—	38.19	0.00	76.89
	ROE	—	—	—	—	—	—	—	0.00	26.82	39.90

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
HRTG Heritage Insurance Holdings, Inc.	$1.1B	5.1×	5.1×	+2.96% (above 0%: growing)	+32.90% (above 0%: growing)	+237.57% (above 0%: growing)	50.25%	39.15%	Compare
HIPO Hippo Holdings Inc.	$930.5M	7.4×	70.4×	+23.36% (above 0%: growing)	+660.00% (above 0%: growing)	+86.85% (above 0%: growing)	100.00%	8.02%	Compare
ROOT Root, Inc.	$782.6M	13.6×	18.1×	+1.65% (above 0%: growing)	+13.24% (above 0%: growing)	+12.08% (above 0%: growing)	38.36%	8.89%	Compare
DGICA Donegal Group, Inc.	$691.1M	9.5×	10.2×	−2.44% (below 0%: shrinking)	+29.79% (above 0%: growing)	−51.37% (below 0%: shrinking)	26.73%	11.56%	Compare
AII American Integrity Insurance Group, Inc.	$542.8M	6.1×	6.1×	+54.59% (above 0%: growing)	+7.41% (above 0%: growing)	+345.10% (above 0%: growing)	56.10%	40.31%
ACIC American Coastal Insurance Corporation	$530.7M	5.3×	11.6×	−4.48% (below 0%: shrinking)	−16.36% (below 0%: shrinking)	−54.47% (below 0%: shrinking)	49.71%	37.28%	Compare
DGICB Donegal Group, Inc.	$446.3M	10.7×	10.2×	−2.44% (below 0%: shrinking)	+17.02% (above 0%: growing)	−51.37% (below 0%: shrinking)	26.73%	11.56%	Compare
GBLI Global Indemnity PLC	$355.0M	10.3×	11.2×	+5.05% (above 0%: growing)	+5.56% (above 0%: growing)	−325.95% (below 0%: shrinking)	18.32%	12.42%	Compare
NODK NI Holdings, Inc.	$303.2M	39.3×	— (loss-making)	−7.66% (below 0%: shrinking)	n/m	−85.46% (below 0%: shrinking)	31.06%	0.33%	Compare
Median of peers	$610.9M	9.9×	11.2×	−0.39%	+17.02%	−51.37%	34.71%	11.56%

All 45 Insurance Property & Casualty stocks →

American Integrity Insurance Group, Inc. (AII) key facts

Strength: American Integrity Insurance Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $276.5 million, up 35.3% from fiscal 2024.
American Integrity Insurance Group, Inc. (AII) is an Insurance Property & Casualty company in the Financial sector, listed on the New York Stock Exchange.
As of October 16, 2026, AII traded at $27.49, a market capitalization of $542.8 million.
American Integrity Insurance Group, Inc. pays an annual dividend of $1.02 per share, a yield of 3.71%, with a payout ratio of 22.7%.
Return on equity was 39.9% and debt-to-equity 0.00.
Its Piotroski F-score is 8 out of 9 for fiscal 2025.