Global Indemnity PLC (GBLI) vs Presurance Holdings, Inc. (PRHI)

Global Indemnity PLC and Presurance Holdings, Inc. are both Insurance Property & Casualty companies. Global Indemnity PLC is the larger, with a market value of $355.0M against $30.5M — 11.6× the size. Presurance Holdings, Inc. has negative trailing earnings, so its P/E is not meaningful; Global Indemnity PLC trades at 10.3×. Global Indemnity PLC grew revenue faster over the last twelve months: 3.83% against −49.0%. Global Indemnity PLC has the higher net margin (7.42% vs −49.6%) and the higher return on invested capital (4.29% vs −36.1%). Across the 17 metrics below, Global Indemnity PLC leads on 16 and Presurance Holdings, Inc. on 1.

Valuation

Metric GBLI PRHI Insurance Property & Casualty median
P/E 10.28 n/m 10.75
P/S 0.76 0.93 1.21
P/B 0.49 1.07 1.99
Price to free cash flow n/m n/m 7.76
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 9.73% (129.51%) 9.08%
Free cash flow yield (9.76%) (155.55%) 12.11%

Profitability

Metric GBLI PRHI Insurance Property & Casualty median
Gross margin 16.61% (8.27%) 41.16%
Operating margin 9.91% (35.38%) 15.09%
Net margin 7.42% (49.57%) 11.51%
Free cash flow margin (7.46%) (143.99%) 17.46%
Return on equity 4.84% (56.67%) 17.34%
Return on assets 1.97% (6.27%) 3.74%
Return on invested capital 4.29% (36.11%) 12.06%

Growth

Metric GBLI PRHI Insurance Property & Casualty median
Revenue growth (TTM) 3.83% (49.03%) 8.02%
EPS growth (last fiscal year) (43.91%) (178.24%) 39.61%
Revenue growth, 5-year CAGR (5.06%) (15.99%) 9.23%
Net income growth, 5-year CAGR 0.00% 0.00% 10.09%

Health

Metric GBLI PRHI Insurance Property & Casualty median
Debt to equity 0.06 0.44 0.25
Current ratio 0.26 0.51 0.42
Net debt to EBITDA (0.87) 0.98 0.08

Dividend

Metric GBLI PRHI Insurance Property & Casualty median
Dividend yield 5.77% — 1.50%
Payout ratio 0.60 — 0.14

Size

Metric GBLI PRHI Insurance Property & Casualty median
Market cap 355.03m 30.49m 2.67b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack