Global Indemnity PLC (GBLI) vs Presurance Holdings, Inc. (PRHI)

Global Indemnity PLC and Presurance Holdings, Inc. are both Insurance Property & Casualty companies. Global Indemnity PLC is the larger, with a market value of $366.5M against $28.9M — 12.7× the size. Presurance Holdings, Inc. has negative trailing earnings, so its P/E is not meaningful; Global Indemnity PLC trades at 10.5×. Global Indemnity PLC grew revenue faster over the last twelve months: 3.83% against −49.0%. Global Indemnity PLC has the higher net margin (7.42% vs −49.6%) and the higher return on invested capital (4.29% vs −36.1%). Across the 19 metrics below, Global Indemnity PLC leads on 17 and Presurance Holdings, Inc. on 2.

Valuation

Metric GBLI PRHI Insurance Property & Casualty median
P/E 10.53 n/m 10.29
P/S 0.78 0.87 1.17
P/B 0.51 1.01 1.83
Price to free cash flow n/m n/m 7.48
EV/EBITDA 6.31 n/m 7.49
EV/Sales 0.67 0.86 1.13
Earnings yield 9.50% (137.51%) 9.50%
Free cash flow yield (9.52%) (165.16%) 13.29%

Profitability

Metric GBLI PRHI Insurance Property & Casualty median
Gross margin 16.61% (8.27%) 41.16%
Operating margin 9.91% (35.38%) 15.09%
Net margin 7.42% (49.57%) 11.51%
Free cash flow margin (7.46%) (143.99%) 17.59%
Return on equity 4.84% (56.67%) 18.19%
Return on assets 1.97% (6.27%) 3.74%
Return on invested capital 4.29% (36.11%) 12.06%

Growth

Metric GBLI PRHI Insurance Property & Casualty median
Revenue growth (TTM) 3.83% (49.03%) 8.69%
EPS growth (last fiscal year) (43.91%) (178.24%) —
Revenue growth, 5-year CAGR (7.87%) (15.99%) 9.23%
Net income growth, 5-year CAGR (2.95%) 0.00% 10.09%

Health

Metric GBLI PRHI Insurance Property & Casualty median
Debt to equity 0.06 0.44 0.25
Current ratio 0.26 0.51 0.42
Net debt to EBITDA (0.87) 0.98 0.08

Dividend

Metric GBLI PRHI Insurance Property & Casualty median
Dividend yield 3.36% — 2.79%
Payout ratio 0.38 0.00 0.27

Size

Metric GBLI PRHI Insurance Property & Casualty median
Market cap 366.45m 28.92m 2.44b

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