Global Indemnity PLC (GBLI) vs Presurance Holdings, Inc. (PRHI)

Global Indemnity PLC and Presurance Holdings, Inc. are both Insurance Property & Casualty companies. Global Indemnity PLC is the larger, with a market value of $307.5M against $25.6M — 12.0× the size. Presurance Holdings, Inc. has negative trailing earnings, so its P/E is not meaningful; Global Indemnity PLC trades at 10.2×. Global Indemnity PLC grew revenue faster over the last twelve months: 2.97% against −49.0%. Global Indemnity PLC has the higher net margin (6.64% vs −49.6%) and the higher return on invested capital (4.62% vs −36.1%). Across the 17 metrics below, Global Indemnity PLC leads on 16 and Presurance Holdings, Inc. on 1.

Valuation

Metric GBLI PRHI Insurance Property & Casualty median
P/E 10.24 n/m 11.90
P/S 0.68 0.82 1.24
P/B 0.44 0.95 1.86
Price to free cash flow n/m n/m 7.91
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 9.77% (145.52%) 8.14%
Free cash flow yield (8.92%) (174.77%) 11.91%

Profitability

Metric GBLI PRHI Insurance Property & Casualty median
Gross margin 0.00% (8.27%) 39.44%
Operating margin 8.96% (35.38%) 14.71%
Net margin 6.64% (49.57%) 10.47%
Free cash flow margin (6.07%) (143.99%) 18.60%
Return on equity 0.00% (56.67%) 16.87%
Return on assets 1.77% (6.27%) 3.49%
Return on invested capital 4.62% (36.11%) 11.84%

Growth

Metric GBLI PRHI Insurance Property & Casualty median
Revenue growth (TTM) 2.97% (49.03%) 5.51%
EPS growth (last fiscal year) (43.91%) (178.24%) 39.61%
Revenue growth, 5-year CAGR (5.06%) (15.99%) 9.23%
Net income growth, 5-year CAGR 0.00% 0.00% 10.09%

Health

Metric GBLI PRHI Insurance Property & Casualty median
Debt to equity 0.03 0.44 0.25
Current ratio 0.26 0.51 0.49
Net debt to EBITDA (0.87) 0.98 0.08

Dividend

Metric GBLI PRHI Insurance Property & Casualty median
Dividend yield 6.51% — 1.59%
Payout ratio 0.67 — 0.15

Size

Metric GBLI PRHI Insurance Property & Casualty median
Market cap 307.45m 25.59m 2.62b

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