Kingstone Companies, Inc KINS

18.25 (0.05) (0.27%) as of 25 Sep
Market cap
$264.9M
P/E
7.4×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.65
Total sells 0.24
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — 2 — — — —
Sell — — — — — — 1 — — — — —
Insider Ownership 20.37%

Capital & Financial Ratios

Market Cap 264.91
Revenue 237.70
Net Income 35.29
Free Cash Flow 83.08
Net Debt (13.12)
Current Ratio 0.34
Debt/Equity 0.03
P/E ratio 7.36
P/S ratio 1.11
P/B ratio 2.05
Past 5Y EPS Growth —
This Y EPS Growth (5.02%)
Next Y EPS Growth 9.43%
Next 5Y EPS Growth 22.26%
in millions of $

Dividends

Payout Ratio 0.62
Annual Dividend Rate 0.16
Annual Dividend Yield 1.37%
total individual payouts
2026 0.16
0.05
0.05
0.06
2025 0.10
0.05
0.05
2023 Powerpack
2022 0.12
0.04
0.04
0.04
2021 0.16
0.04
0.04
0.04
0.04
2020 0.18
0.06
0.04
0.04
0.04
2019 0.33
0.10
0.10
0.06
0.06
2018 0.40
0.10
0.10
0.10
0.10
2017 0.30
0.06
0.08
0.08
0.08
2016 0.25
0.06
0.06
0.06
0.06
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 9 29 12 17
Receivables 89 91 82 74
Inventory — — — —
Other — — — —
118 144 122 119
2023 2024 2025 Q'26
Payables 4 11 11 10
ST’ Debt — — — —
Other 231 264 299 326
258 297 326 345
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 12.84% 10.34% 18.19%
Cash Flow 14.03% 0.00% 0.00%
Earnings 19.34% 111.10% 0.00%
Book Value 10.49% 5.75% 50.27%

Revenue

Mar Jun Sep Dec Year
’26 60 66 — — —
’25 50 52 56 56 215
’24 36 37 41 42 155
’23 37 37 34 37 144
’22 29 29 36 37 130
’21 40 40 39 43 161
’20 26 35 35 36 131
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 9 29 — — —
’25 18 9 26 23 76
’24 6 7 22 23 58
’23 (3) (14) 1 4 (11)
’22 (17) 4 6 7 (1)
’21 1 13 15 (5) 24
’20 (15) 5 1 (1) (10)
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 8 28 — — —
’25 21 9 22 26 77
’24 6 7 21 22 56
’23 (4) (14) 1 4 (13)
’22 (19) 3 5 6 (5)
’21 0 12 14 (6) 20
’20 (16) 5 (1) (2) (14)
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 (0.40) 1.05 — — —
’25 0.27 0.78 0.74 1.03 2.88
’24 0.12 0.37 0.55 0.40 1.48
’23 (0.47) (0.05) (0.33) 0.26 (0.57)
’22 (0.87) (0.51) (0.38) (0.37) (2.12)
’21 (0.03) 0.12 (1.01) 0.21 (0.70)
’20 (0.50) 0.43 (0.12) 0.28 0.09
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
7.21 11.80 13.21 6.90 3.87 4.61 0.69 1.05 1.97 13.08

Analyst estimates 2026–2028

Powerpack
Low Price
14.15 19.60 21.70 18.25 8.71 8.98 5.94 3.39 18.08 22.40
High Price
80 97 101 97 87 91 95 84 99 113
Employees
1 1 1 1 2 2 1 2 2 2
Revenue/Emp
77 93 114 145 131 161 130 144 155 215
Revenue
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Gross Margin
13 14 3 (8) (1) (9) (28) (7) 23 51
EBT
17.33% 15.43% 2.64% (5.36%) (0.98%) (5.84%) (21.47%) (5.11%) 15.01% 23.76%
EBT Margin
9 10 3 (6) 1 (7) (23) (6) 18 41
Net Income
2 2 2 3 4 4 8 4 3 3
Depreciation
10.01 8.93 10.65 13.47 12.25 15.23 12.23 13.41 13.52 15.43
Revenue/Sh
1.15 0.96 0.29 (0.55) 0.09 (0.70) (2.12) (0.57) 1.60 2.93
Earnings/Sh
1.96 2.70 2.09 2.77 (0.95) 2.30 (0.09) (1.05) 5.05 5.45
Cash Flow/Sh
(0.07) (0.27) (0.26) (0.37) (0.31) (0.42) (0.43) (0.17) (0.20) 0.06
Capex/Sh
1.89 2.43 1.83 2.41 (1.26) 1.87 (0.51) (1.22) 4.84 5.50
Free CF/Sh
7.33 9.10 8.30 8.19 8.66 7.15 3.40 3.21 5.81 8.81
Book Value/Sh
8 10 11 11 11 11 11 11 11 14
Shares
12.08 20.26 58.97 0.00 73.89 0.00 0.00 0.00 9.55 5.78
PE Ratio
1.36 2.16 1.66 0.58 0.54 0.33 0.12 0.15 1.12 1.09
PS Ratio
1.86 2.11 2.13 0.95 0.77 0.70 0.42 0.63 2.61 1.91
PB Ratio
1.21 1.95 1.72 0.56 0.62 0.36 0.22 0.26 1.01 1.05
EV/Sales
6.40 7.17 9.99 3.11 (6.01) 2.95 (5.18) (2.88) 2.82 2.96
EV/FCF
15 28 22 30 (10) 24 (1) (11) 58 76
Op' Cash Flow
(1) (3) (3) (4) (3) (4) (5) (2) (2) 1
Capex
15 25 20 26 (14) 20 (5) (13) 56 77
FCF
(45) (24) (68) (97) (98) (127) (143) (140) (153) (204)
Working Cap'
— 29 29 29 30 30 25 25 11 4
Total Debt
(12) (19) 6 (3) 10 6 13 16 (17) (8)
Net Debt
57 95 89 88 93 76 36 35 67 123
Sh' Equity
5.59% 4.71% 1.19% (2.03%) 0.30% (2.27%) (6.91%) (1.93%) 5.30% 9.84%
ROA
18.79% 11.92% 3.18% (4.36%) 0.33% (5.84%) (32.82%) (4.14%) 34.04% 27.99%
ROIC
17.46% 13.20% 3.38% (6.75%) 1.07% (8.76%) (40.28%) (17.46%) 36.28% 43.04%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Kingstone Companies, Inc peers in Insurance Property & Casualty

All 45 Insurance Property & Casualty stocks →

Kingstone Companies, Inc (KINS) key facts

  • Kingstone Companies, Inc (KINS) is an Insurance Property & Casualty company in the Financial sector, listed on Nasdaq.
  • Kingstone Companies, Inc’s revenue for fiscal 2025 (year ended December 2025) was $214.9 million, up 38.5% from fiscal 2024.
  • Net income was $40.8 million, or $2.93 per share (basic), a net margin of 19.0%.
  • As of September 25, 2026, KINS traded at $18.25, a market capitalization of $264.9 million.
  • At that price the stock trades at 7.4× trailing-twelve-month earnings and 1.1× sales.
  • Kingstone Companies, Inc pays an annual dividend of $0.16 per share, a yield of 1.37%, with a payout ratio of 61.5%.
  • Return on equity was 43.0% and debt-to-equity 0.03.

Source: company filings (standardised) and stockrow calculations.

Kingstone Companies, Inc (KINS) Latest News

News by impact score

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13 Aug

3 transcript

Kingstone Companies Inc held its Q2 2026 earnings call and released the full transcript detailing financial results and management commentary. Quarterly earnings results and outlook commentary typically affect near-term stock sentiment and valuation without guaranteeing major strategic shifts.

7 Aug

4 transcript

Kingstone Companies Inc (KINS) posted record net income in Q2 2026 earnings call highlights. Record net income signals strong financial performance that can significantly lift stock trajectory and investor sentiment.

3 transcript

Kingstone Companies discussed Q2 financial results, operational updates and forward outlook in its earnings call. Quarterly earnings details and guidance can moderately shift near-term stock sentiment and valuation.

3

Kingstone Companies, Inc. held its Q2 2026 earnings call covering revenue, net income, loss ratio trends, investment income, and updated full-year guidance for premium growth and profitability. Q2 earnings release and guidance directly update financial trajectory and near-term investor expectations for KINS.

6 Aug

3

Kingstone Companies, Inc. (KINS) reported Q2 earnings above analyst estimates. Q2 earnings beat may lift near-term investor sentiment and stock price.

3

Kingstone Companies, Inc reported its second quarter 2026 financial results including revenue, net income and key operating metrics. Quarterly earnings directly shape near-term stock valuation and investor outlook for the company.

3

Kingstone Companies, Inc. (KINS) reported its second quarter 2026 financial results. Quarterly results release key performance data that can shift near-term valuation and sentiment.

1 Jul

3

Kingstone Companies, Inc. announced placement of its catastrophe reinsurance program for 2026/2027. Reinsurance placement directly affects risk management capacity and financial resilience for future catastrophe losses.

19 May

3

Kingstone Companies, Inc. launches a share repurchase program authorizing buyback of up to 1,000,000 shares. Repurchase of up to one million shares can support stock price via reduced supply and positive market signal.

15 May

3

Thomas Newgarden, Independent Non-Executive Chairman of Kingstone Companies, Inc. (KINS), bought 56% more shares. Chairman increasing holdings by 56% signals confidence, likely boosting short-term market sentiment.

12 May

3

Kingstone Companies Inc (KINS) stock plunged 16% year-to-date, sparking debate on whether it's time to buy the dip amid ongoing market pressures. KINS 16% YTD stock decline moderately impacts investor sentiment and short-term performance without fundamentally altering long-term trajectory.

9 May

3

Kingstone Companies Inc (KINS) Q1 2026 earnings call highlights navigating growth opportunities amidst operational and market challenges. Q1 2026 earnings highlights show growth navigation amid challenges, moderately influencing financial performance and investor sentiment.

8 May

4

Kingstone Companies, Inc. (KINS) Q1 earnings call highlights key quarterly financial results, operational updates, strategic initiatives, and forward guidance. Q1 earnings call highlights detail financial performance and outlook, likely driving significant shifts in investor sentiment and stock trajectory.

7 May

4

Kingstone Companies, Inc. (KINS) reported first quarter 2026 financial results. Quarterly earnings reports like Kingstone's Q1 2026 results directly drive stock volatility and shape investor expectations for future performance.

3

Kingstone Companies, Inc. (KINS) reported a first-quarter net loss while beating revenue estimates. Q1 loss despite revenue beat affects financial performance and investor sentiment moderately.

8 Apr

4

Kingstone Companies, Inc. (KINS) partners with ZestyAI to enhance wildfire risk analytics, strengthening its position for entering the California insurance market. Partnership bolsters wildfire risk capabilities critical for California expansion, a major strategic market entry with high growth potential.

1 Apr

4

Kingstone Companies, Inc. (KINS) CEO Meryl Golden issued a shareholder letter following record 2025 results, outlining measured expansion into California. Record 2025 results and measured California expansion indicate significant strategic growth for KINS.

24 Mar

3

Kingstone Companies, Inc (KINS) outperforms its industry peers and trades at a premium valuation, raising questions on whether investors should buy the stock now. KINS's industry outperformance and premium trading reflect moderate positive momentum on financials and sentiment without transformative changes.

6 Mar

4

Kingstone Companies Inc (KINS) reported record profits for Q4 2025 in its earnings call, highlighting strategic initiatives. Record profits and strategic initiatives indicate major positive shifts in financial performance and growth trajectory.

4

Kingstone Companies Q4 earnings call highlights key financial results, operational updates, and forward guidance. Q4 earnings call highlights disclose critical financial metrics and outlook that significantly shape KINS investor sentiment and market performance.

4

Kingstone Companies, Inc. released its Q4 2025 earnings call summary, highlighting quarterly financial results, operational updates, and forward-looking guidance. Q4 2025 earnings call summary covers critical financial performance and strategic outlook, poised to significantly sway investor sentiment and stock trajectory.

4 transcript

Kingstone Companies, Inc. (KINS) Q4 2025 earnings call transcript covers financial results, performance highlights, and management commentary on future outlook. Q4 earnings call transcript discloses financial metrics, guidance, and strategic plans directly impacting KINS stock trajectory and investor confidence.

5 Mar

4

Kingstone Companies, Inc. (KINS) reported record financial results for the fourth quarter and full year 2025. Record quarterly and annual results demonstrate strong financial performance likely to boost investor sentiment and future market trajectory.

12 Feb

4

Kingstone Companies, Inc. (KINS) is highlighted as a hidden gem in the U.S. market, showcasing strong fundamentals that position it favorably for future growth. The company has demonstrated resilience and adaptability in a competitive landscape, making it an attractive option for investors seeking value. Key financial metrics indicate stability and potential for upward momentum, suggesting that KINS could outperform its peers in the insurance sector. Analysts recommend keeping an eye on its strategic initiatives and market positioning as indicators of future performance. Strong fundamentals and strategic positioning suggest significant potential for future growth and market performance.

4 Feb

4

Kingstone Companies, Inc. reported preliminary record results for the fourth quarter and full year of 2025, highlighting significant growth in revenue and net income. The company attributed this success to improved underwriting performance and strategic initiatives that enhanced operational efficiency. Additionally, Kingstone's focus on expanding its market presence and diversifying its product offerings contributed to its strong financial performance. The results reflect a positive trajectory for the company, positioning it favorably for future growth. Record financial results indicate significant operational improvements and strategic initiatives that could alter the company's future trajectory.

29 Dec

4

Kingstone Companies, Inc. (NASDAQ:KINS) has a strong institutional backing, with 56% of its shares owned by institutional investors. This significant ownership indicates confidence in the company's future prospects and stability. The presence of institutional investors often leads to increased credibility and can positively influence market perception. Kingstone's strategic initiatives and operational performance are likely to benefit from this backing, potentially enhancing its market position. Strong institutional ownership can significantly impact investor sentiment and the company's strategic direction.

8 Dec

4

Kingstone Companies, Inc. (NASDAQ:KINS) has experienced a recent stock rally attributed to its robust financial performance. The company's strong earnings report and positive outlook have garnered investor interest, leading to increased stock prices. Analysts suggest that the solid financials are a key driver behind the market's favorable response, indicating potential for continued growth. Strong financial performance and positive outlook are likely to significantly influence investor sentiment and future market performance.

21 Nov

4

Kingstone Companies, Inc. (NASDAQ: KINS) has demonstrated strong earnings growth, surpassing expectations in a recent stock scan. The company's financial performance indicates a positive trajectory, reflecting effective management and strategic initiatives that have contributed to its growth. Investors may view this as a favorable sign for future profitability and market positioning. Strong earnings growth signals significant potential for future performance and investor sentiment.

6 Nov

4

Kingstone Companies, Inc. reported its financial results for the third quarter of 2025, highlighting a significant increase in revenue and improvements in underwriting performance. The company attributed its growth to strategic initiatives and enhanced operational efficiencies. Despite challenges in the market, Kingstone remains optimistic about future prospects and continues to focus on expanding its market presence. The results reflect a positive trend in the company's financial health and operational capabilities. The reported financial improvements and strategic initiatives indicate a significant potential for future growth and market positioning.

31 Oct

4

Insiders at Kingstone Companies, Inc. have purchased a total of US$721.4k worth of stock, signaling strong confidence in the company's future. This buying activity is seen as a bullish indicator, suggesting that those with the most insight into the company believe its stock is undervalued or that positive developments are on the horizon. Insider buying of this magnitude typically indicates strong confidence in the company's future performance and can significantly influence market sentiment.

stockrow.com/KINS · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com