Pricing Log in Create free account
Saturday 17 October 2026 Export OSBC’s income statement to Excel — free account

Old Second Bancorp, Inc.

OSBC Financial Banks Regional

Old Second Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $401.5 million, up 17.5% from fiscal 2024. In the quarter to June 2026, revenue grew 32.9%, EPS grew 12.2%, free cash flow fell 31.2% and total debt fell 17.4%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for five; insiders bought in the last twelve months.

24.88 0.03 +0.12%
Market cap
$1.3B
P/E
14.0×
Fwd P/E
9.9×
Dividend yield
1.13%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Old Second Bancorp, Inc. (OSBC) P/E ratio

Alert me on P/E ratio

As of 16 October 2026, Old Second Bancorp, Inc. (OSBC) trades at a P/E ratio of 14.0×. Over the past ten years it has ranged from 4.7× (March 2020) to 28.2× (March 2018); the current reading is higher than 60% of that period. That is above the Banks Regional industry median of 12.0× and above the Financial sector median of 12.4×.

P/E ratio, daily

Embed this chart

Annual newest first

Period P/E ratio Change
FY2025 11.7× 24.78%
FY2024 9.4× 25.14%
FY2023 7.5× (30.04%)
FY2022 10.7× (38.02%)
FY2021 17.2× 60.51%
FY2020 10.7× 5.29%
FY2019 10.2× (10.51%)
FY2018 11.4× (56.04%)
FY2017 25.9× 26.15%
FY2016 20.6× 20.67%

Quarterly newest first

Period P/E ratio Change
Jun 2026 13.1× 11.78%
Mar 2026 11.7× 0.38%
Dec 2025 11.7× 4.00%
Sep 2025 11.2× 18.35%
42 more quarters

Against its own ten years

Low 4.7× High 28.2×
Ten-year median 12.2×
Current reading's percentile 61

P/E ratio against peers

Company P/E ratio
TMP Tompkins Financial Corporation compare 7.9×
PFBC Preferred Bank compare 9.4×
PEBO Peoples Bancorp Inc. compare 11.0×
UVSP Univest Corporation of Pennsylvania compare 11.8×
FMBH First Mid Bancshares, Inc. compare 12.3×
CTBI Community Trust Bancorp, Inc. compare 12.5×
OSBC Old Second Bancorp, Inc. 14.0×
HBT HBT Financial, Inc. compare 15.2×
AMTB Amerant Bancorp Inc. compare 20.7×
Banks Regional industry median 12.0×
Financial sector median 12.4×
Market median 18.1×

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

More on OSBC