stockrowOld Second Bancorp, Inc. (OSBC) vs Westamerica Bancorporation (WABC)
- Old Second Bancorp, Inc. OSBC 24.38 +0.12%
- Westamerica Bancorporation WABC 59.77 0.00%
Old Second Bancorp, Inc. and Westamerica Bancorporation are both Banks Regional companies. Westamerica Bancorporation is the larger, with a market value of $1.4B against $1.2B — 1.1× the size. Old Second Bancorp, Inc. trades at the lower P/E: 11.3× against 12.9×. Old Second Bancorp, Inc. grew revenue faster over the last twelve months: 21.7% against −4.35%. Westamerica Bancorporation has the higher net margin (41.6% vs 24.5%) and the higher return on invested capital (15.4% vs 12.2%). Both pay a dividend; Westamerica Bancorporation yields more (3.18% vs 1.19%). Across the 19 metrics below, Old Second Bancorp, Inc. leads on 12 and Westamerica Bancorporation on 7.
Valuation
Profitability
| Metric | OSBC | WABC | Banks Regional median |
|---|---|---|---|
| Gross margin | 84.10% | 94.84% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 24.50% | 41.63% | 18.82% |
| Free cash flow margin | 38.37% | 0.00% | 17.97% |
| Return on equity | 12.78% | 12.86% | 10.28% |
| Return on assets | 1.62% | 1.89% | 1.13% |
| Return on invested capital | 12.16% | 15.35% | 8.45% |
Growth
Health
Dividend
Size
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