Old Second Bancorp, Inc. (OSBC) vs Westamerica Bancorporation (WABC)
Old Second Bancorp, Inc. and Westamerica Bancorporation are both Banks Regional companies. Old Second Bancorp, Inc. and Westamerica Bancorporation are of similar size ($1.4B and $1.3B). Westamerica Bancorporation trades at the lower P/E: 13.4× against 14.0×. Old Second Bancorp, Inc. grew revenue faster over the last twelve months: 33.1% against −8.51%. Westamerica Bancorporation has the higher net margin (41.7% vs 20.2%) and the higher return on invested capital (13.6% vs 9.36%). Both pay a dividend; Westamerica Bancorporation yields more (3.95% vs 1.60%). Across the 20 metrics below, Old Second Bancorp, Inc. leads on 10 and Westamerica Bancorporation on 10.
Valuation
Profitability
| Metric | OSBC | WABC | Banks Regional median |
|---|---|---|---|
| Gross margin | 83.46% | 94.83% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 20.22% | 41.71% | 18.66% |
| Free cash flow margin | 27.71% | 40.89% | 21.18% |
| Return on equity | 11.40% | 12.49% | 10.64% |
| Return on assets | 1.47% | 1.91% | 1.13% |
| Return on invested capital | 9.36% | 13.63% | 8.33% |
Growth
Health
Dividend
Size
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