stockrowHBT Financial, Inc. (HBT) vs Old Second Bancorp, Inc. (OSBC)
- HBT Financial, Inc. HBT 37.20 −1.61%
- Old Second Bancorp, Inc. OSBC 24.37 −3.26%
HBT Financial, Inc. and Old Second Bancorp, Inc. are both Banks Regional companies. HBT Financial, Inc. and Old Second Bancorp, Inc. are of similar size ($1.4B and $1.2B). Old Second Bancorp, Inc. trades at the lower P/E: 11.3× against 15.9×. Old Second Bancorp, Inc. grew revenue faster over the last twelve months: 21.7% against 13.3%. Old Second Bancorp, Inc. has the higher net margin (24.5% vs 23.4%) and the higher return on invested capital (12.2% vs 8.43%). Both pay a dividend; HBT Financial, Inc. yields more (1.91% vs 1.19%). Across the 19 metrics below, Old Second Bancorp, Inc. leads on 17 and HBT Financial, Inc. on 2.
Valuation
Profitability
| Metric | HBT | OSBC | Banks Regional median |
|---|---|---|---|
| Gross margin | 80.95% | 84.10% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 23.44% | 24.50% | 18.82% |
| Free cash flow margin | 22.88% | 38.37% | 17.97% |
| Return on equity | 11.56% | 12.78% | 10.28% |
| Return on assets | 1.32% | 1.62% | 1.13% |
| Return on invested capital | 8.43% | 12.16% | 8.45% |
Growth
Health
Dividend
Size
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