Old Second Bancorp, Inc. (OSBC) vs Preferred Bank (PFBC)
Old Second Bancorp, Inc. and Preferred Bank are both Banks Regional companies. Old Second Bancorp, Inc. and Preferred Bank are of similar size ($1.3B and $1.3B). Preferred Bank trades at the lower P/E: 9.8× against 14.0×. Old Second Bancorp, Inc. grew revenue faster over the last twelve months: 33.1% against 1.04%. Preferred Bank has the higher net margin (26.5% vs 20.2%) and the higher return on invested capital (34.3% vs 9.36%). Both pay a dividend; Preferred Bank yields more (4.10% vs 1.60%). Across the 20 metrics below, Preferred Bank leads on 13 and Old Second Bancorp, Inc. on 7.
Valuation
Profitability
| Metric | OSBC | PFBC | Banks Regional median |
|---|---|---|---|
| Gross margin | 83.46% | 58.03% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 20.22% | 26.54% | 18.66% |
| Free cash flow margin | 27.71% | 27.55% | 21.18% |
| Return on equity | 11.40% | 17.23% | 10.64% |
| Return on assets | 1.47% | 1.80% | 1.13% |
| Return on invested capital | 9.36% | 34.31% | 8.33% |
Growth
Health
Dividend
Size
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