Old Second Bancorp, Inc. (OSBC) vs Preferred Bank (PFBC)
- Old Second Bancorp, Inc. OSBC 24.37 +0.08%
- Preferred Bank PFBC 102.93 −0.54%
Old Second Bancorp, Inc. and Preferred Bank are both Banks Regional companies. Old Second Bancorp, Inc. and Preferred Bank are of similar size ($1.2B and $1.2B). Preferred Bank trades at the lower P/E: 9.3× against 11.3×. Old Second Bancorp, Inc. grew revenue faster over the last twelve months: 21.7% against 0.55%. Preferred Bank has the higher net margin (26.2% vs 24.5%) and the higher return on invested capital (27.0% vs 11.2%). Both pay a dividend; Preferred Bank yields more (3.11% vs 1.19%). Across the 19 metrics below, Old Second Bancorp, Inc. leads on 10 and Preferred Bank on 9.
Valuation
Profitability
| Metric | OSBC | PFBC | Banks Regional median |
|---|---|---|---|
| Gross margin | 84.10% | 57.93% | 69.92% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 24.50% | 26.20% | 18.99% |
| Free cash flow margin | 34.12% | 0.00% | 18.19% |
| Return on equity | 12.78% | 0.00% | 10.45% |
| Return on assets | 1.62% | 1.75% | 1.15% |
| Return on invested capital | 11.21% | 26.98% | 8.54% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack