Old Second Bancorp, Inc. (OSBC) vs Preferred Bank (PFBC)
- Old Second Bancorp, Inc. OSBC 24.88 +0.12%
- Preferred Bank PFBC 104.43 +0.81%
Old Second Bancorp, Inc. and Preferred Bank are both Banks Regional companies. Old Second Bancorp, Inc. and Preferred Bank are of similar size ($1.3B and $1.2B). Preferred Bank trades at the lower P/E: 9.4× against 14.0×. Old Second Bancorp, Inc. grew revenue faster over the last twelve months: 33.1% against 1.04%. Preferred Bank has the higher net margin (26.5% vs 20.2%) and the higher return on invested capital (34.3% vs 9.36%). Both pay a dividend; Preferred Bank yields more (3.06% vs 1.13%). Across the 19 metrics below, Preferred Bank leads on 12 and Old Second Bancorp, Inc. on 7.
Valuation
Profitability
| Metric | OSBC | PFBC | Banks Regional median |
|---|---|---|---|
| Gross margin | 83.46% | 58.03% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 20.22% | 26.54% | 18.66% |
| Free cash flow margin | 27.71% | 27.55% | 21.11% |
| Return on equity | 11.40% | 17.23% | 10.65% |
| Return on assets | 1.47% | 1.83% | 1.13% |
| Return on invested capital | 9.36% | 34.31% | 8.35% |
Growth
Health
Dividend
Size
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