First Mid Bancshares, Inc. (FMBH) vs Old Second Bancorp, Inc. (OSBC)
- First Mid Bancshares, Inc. FMBH 49.73 +0.89%
- Old Second Bancorp, Inc. OSBC 24.88 +0.12%
First Mid Bancshares, Inc. and Old Second Bancorp, Inc. are both Banks Regional companies. First Mid Bancshares, Inc. and Old Second Bancorp, Inc. are of similar size ($1.3B and $1.3B). First Mid Bancshares, Inc. trades at the lower P/E: 12.3× against 14.0×. Old Second Bancorp, Inc. grew revenue faster over the last twelve months: 33.1% against 10.4%. Old Second Bancorp, Inc. has the higher net margin (20.2% vs 19.8%) and the lower return on invested capital (9.36% vs 9.74%). Both pay a dividend; First Mid Bancshares, Inc. yields more (2.03% vs 1.13%). Across the 19 metrics below, Old Second Bancorp, Inc. leads on 10 and First Mid Bancshares, Inc. on 9.
Valuation
Profitability
| Metric | FMBH | OSBC | Banks Regional median |
|---|---|---|---|
| Gross margin | 75.52% | 83.46% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 19.76% | 20.22% | 18.66% |
| Free cash flow margin | 25.00% | 27.71% | 21.11% |
| Return on equity | 10.05% | 11.40% | 10.65% |
| Return on assets | 1.19% | 1.47% | 1.13% |
| Return on invested capital | 9.74% | 9.36% | 8.35% |
Growth
Health
Dividend
Size
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