stockrowFirst Mid Bancshares, Inc. (FMBH) vs Old Second Bancorp, Inc. (OSBC)
- First Mid Bancshares, Inc. FMBH 50.52 −0.67%
- Old Second Bancorp, Inc. OSBC 24.40 +0.21%
First Mid Bancshares, Inc. and Old Second Bancorp, Inc. are both Banks Regional companies. First Mid Bancshares, Inc. and Old Second Bancorp, Inc. are of similar size ($1.4B and $1.2B). Old Second Bancorp, Inc. trades at the lower P/E: 11.3× against 12.6×. Old Second Bancorp, Inc. grew revenue faster over the last twelve months: 21.7% against 10.4%. Old Second Bancorp, Inc. has the higher net margin (24.5% vs 19.8%) and the higher return on invested capital (12.2% vs 9.74%). Both pay a dividend; First Mid Bancshares, Inc. yields more (1.98% vs 1.19%). Across the 19 metrics below, Old Second Bancorp, Inc. leads on 14 and First Mid Bancshares, Inc. on 5.
Valuation
Profitability
| Metric | FMBH | OSBC | Banks Regional median |
|---|---|---|---|
| Gross margin | 75.52% | 84.10% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 19.76% | 24.50% | 18.82% |
| Free cash flow margin | 25.00% | 38.37% | 17.97% |
| Return on equity | 10.05% | 12.78% | 10.28% |
| Return on assets | 1.19% | 1.62% | 1.13% |
| Return on invested capital | 9.74% | 12.16% | 8.45% |
Growth
Health
Dividend
Size
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