stockrowCommunity Trust Bancorp, Inc. (CTBI) vs Old Second Bancorp, Inc. (OSBC)
- Community Trust Bancorp, Inc. CTBI 69.34 −1.94%
- Old Second Bancorp, Inc. OSBC 24.37 −3.26%
Community Trust Bancorp, Inc. and Old Second Bancorp, Inc. are both Banks Regional companies. Community Trust Bancorp, Inc. and Old Second Bancorp, Inc. are of similar size ($1.3B and $1.2B). Old Second Bancorp, Inc. trades at the lower P/E: 11.3× against 11.6×. Old Second Bancorp, Inc. grew revenue faster over the last twelve months: 21.7% against 7.76%. Community Trust Bancorp, Inc. has the higher net margin (25.6% vs 24.5%) and the higher return on invested capital (19.6% vs 12.2%). Both pay a dividend; Community Trust Bancorp, Inc. yields more (2.29% vs 1.19%). Across the 19 metrics below, Old Second Bancorp, Inc. leads on 14 and Community Trust Bancorp, Inc. on 5.
Valuation
Profitability
| Metric | CTBI | OSBC | Banks Regional median |
|---|---|---|---|
| Gross margin | 70.72% | 84.10% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 25.55% | 24.50% | 18.82% |
| Free cash flow margin | 31.09% | 38.37% | 17.97% |
| Return on equity | 12.72% | 12.78% | 10.28% |
| Return on assets | 1.61% | 1.62% | 1.13% |
| Return on invested capital | 19.63% | 12.16% | 8.45% |
Growth
Health
Dividend
Size
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