Community Trust Bancorp, Inc. (CTBI) vs Old Second Bancorp, Inc. (OSBC)
Community Trust Bancorp, Inc. and Old Second Bancorp, Inc. are both Banks Regional companies. Community Trust Bancorp, Inc. and Old Second Bancorp, Inc. are of similar size ($1.4B and $1.3B). Community Trust Bancorp, Inc. trades at the lower P/E: 12.6× against 14.0×. Old Second Bancorp, Inc. grew revenue faster over the last twelve months: 33.1% against 7.76%. Community Trust Bancorp, Inc. has the higher net margin (25.6% vs 20.2%) and the higher return on invested capital (19.6% vs 9.36%). Both pay a dividend; Community Trust Bancorp, Inc. yields more (4.65% vs 1.60%). Across the 20 metrics below, Community Trust Bancorp, Inc. leads on 12 and Old Second Bancorp, Inc. on 8.
Valuation
Profitability
| Metric | CTBI | OSBC | Banks Regional median |
|---|---|---|---|
| Gross margin | 70.72% | 83.46% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 25.55% | 20.22% | 18.66% |
| Free cash flow margin | 31.09% | 27.71% | 21.18% |
| Return on equity | 12.72% | 11.40% | 10.64% |
| Return on assets | 1.61% | 1.47% | 1.13% |
| Return on invested capital | 19.63% | 9.36% | 8.33% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack