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Saturday 17 October 2026 Export ONIT’s income statement to Excel — free account

Onity Group Inc.

ONIT Financial Mortgage Finance

Onity Group Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.1 billion, up 9.29% from fiscal 2024. In the quarter to June 2026, revenue grew 14.7%, EPS fell 160.0%, free cash flow fell 9.61% and total debt fell 39.8%, each against the same quarter a year earlier.

25.59 1.08 −4.05%
Market cap
$222.8M
P/E
1.5×
Fwd P/E
6.2×
Dividend yield
—
F-score
4/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 19.03%

Capital & Financial Ratios $m

Market Cap 222.81
Revenue 1,147.50
Net Income 141.70
Free Cash Flow (2,554.90)
Net Debt 6,565.20
Current Ratio 16.60
Debt/Equity 11.41
P/E ratio 1.50
Fwd P/E 6.16
P/S ratio 0.19
P/B ratio 0.35
Past 5Y EPS Growth —
This Y EPS Growth (89.79%) (below 0%: weak)
Next Y EPS Growth 170.47% (at or above 15%: strong)
Next Y revenue growth 8.65%
Next 5Y EPS Growth (28.76%) (below 0%: weak)

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 0.19%
10-year low 10-year high
P/S against its own 10 years 16.77%
10-year low 10-year high
P/B against its own 10 years 6.71%
10-year low 10-year high

Dividends

Payout Ratio —
Annual Dividend Rate —
Annual Dividend Yield —
total individual payouts
2026 Powerpack
2025 Powerpack
2024 Powerpack
2023 Powerpack
2022 Powerpack
2021 Powerpack
2020 Powerpack
2019 Powerpack
2018 Powerpack
2017 Powerpack
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 255 266 265 393
Receivables 155 176 190 234
Inventory — — — —
Other — — — —
9,063 12,858 12,154 4,229
2023 2024 2025 Q'26
Payables — — — —
ST’ Debt — — — —
Other 500 417 342 255
500 417 342 255

Compound Annual Growth %

10y 5y 3y
Sales (4.78%) 2.11% 3.80%
Cash Flow 0.00% 0.00% 0.00%
Earnings 0.00% 0.00% 93.22%
Book Value (3.04%) 8.62% 11.20%

Revenue $m

Mar Jun Sep Dec Year
’26 294 283 — — —
’25 250 247 280 290 1,067
’24 239 246 266 225 976
’23 262 272 256 277 1,067
’22 232 222 250 250 954
’21 208 265 283 294 1,050
’20 254 227 249 231 961
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 (1,590) (516) — — —
’25 (148) (599) 230 (231) (748)
’24 (297) (78) 19 (218) (574)
’23 (207) (441) 377 282 10
’22 198 113 (40) (97) 173
’21 (130) (86) (197) (56) (468)
’20 171 54 23 13 261
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 (1,754) (702) — — —
’25 (235) (641) 142 (241) (974)
’24 (328) 46 (10) (302) (594)
’23 (238) (466) 344 263 (97)
’22 269 76 (99) (117) 129
’21 (172) (758) (268) (104) (1,301)
’20 144 35 (15) (175) (10)
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 0.74 (1.53) — — —
’25 2.50 2.40 2.03 14.24 21.46
’24 3.74 1.33 2.65 (3.63) 4.13
’23 (5.34) 1.95 1.05 (6.21) (8.34)
’22 6.01 1.11 4.17 (8.49) 2.85
’21 0.96 (1.15) 2.29 (0.20) 1.93
’20 (2.85) 0.23 (1.09) (0.83) (4.59)
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low 19.35 31.80 18.00 18.60 4.20 22.34 17.76 21.15 22.40 25.50

Analyst estimates 2026–2028

Powerpack
High 112.05 89.70 72.60 36.75 32.51 41.01 41.92 36.97 36.91 46.47
People
People Employees 9,700 7,600 7,200 5,300 5,000 5,700 4,900 4,500 4,300 4,300
Revenue/emp, $m 0.14 0.16 0.15 0.21 0.19 0.18 0.19 0.24 0.23 0.25
Income, $m
Income, $m Revenue 1,387 1,195 1,063 1,123 961 1,050 954 1,067 976 1,067
Gross margin, % 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
EBT (206) (144) (71) (126) (106) (4) 25 (58) 39 63
EBT margin, % (14.88) (12.05) (6.72) (11.26) (11.00) (0.42) 2.61 (5.45) 4.03 5.88
Net income (199) (128) (71) (142) (40) 18 26 (64) 34 190
Depreciation 51 30 31 36 26 19 25 30 43 33
Per share, $
Per share, $ Revenue 167.73 140.93 119.26 125.33 109.83 116.39 110.31 139.70 124.87 132.74
Earnings (24.14) (15.14) (7.95) (15.89) (4.59) 2.00 2.97 (8.34) 4.28 23.07
Cash flow 50.93 48.25 30.58 16.95 29.83 (51.92) 20.03 1.36 (73.41) (93.08)
Capex 0.88 (0.39) 0.27 (15.54) (30.97) (92.32) (5.13) (14.03) (2.56) (28.14)
Free cash flow 51.81 47.86 30.84 1.41 (1.14) (144.24) 14.89 (12.66) (75.97) (121.22)
Book value 79.24 64.52 62.23 45.97 47.48 52.84 52.81 52.62 56.67 78.14
Shares, m 8 8 9 9 9 9 9 8 8 8
Valuation, ×
Valuation, × P/E 0.00 0.00 0.00 0.00 0.00 20.29 10.33 0.00 7.14 1.99
P/S 0.51 0.33 0.17 0.16 0.26 0.34 0.28 0.23 0.25 0.35
P/B 1.08 0.72 0.32 0.45 0.61 0.76 0.59 0.60 0.54 0.59
EV/Sales 3.96 5.17 6.70 7.18 8.05 8.00 9.50 8.70 12.97 11.20
EV/FCF 12.82 15.24 25.90 639.00 (695.38) (6.46) 70.33 (95.95) (21.32) (12.26)
Cash, $m
Cash, $m Operating cash flow 421 409 273 152 261 (468) 173 10 (574) (748)
Capex 7 (3) 2 (139) (271) (833) (44) (107) (20) (226)
Free cash flow 428 406 275 13 (10) (1,301) 129 (97) (594) (974)
Balance, $m
Balance, $m Working capital 3,121 4,458 5,558 6,583 7,358 8,068 8,075 8,563 12,440 11,812
Total debt 5,038 6,088 7,339 8,373 7,841 8,305 9,064 9,293 12,688 11,843
Net debt 4,782 5,786 6,942 7,881 7,484 8,041 8,790 9,038 12,423 11,578
Shareholders’ equity 655 547 555 412 415 477 457 402 443 628
Returns, %
Returns, % ROA (2.66) (1.59) (0.80) (1.44) (0.38) 0.16 0.21 (0.51) 0.23 1.14
ROIC 1.88 1.93 1.09 2.48 1.98 2.51 2.78 2.80 2.15 2.07
ROE (26.46) (21.29) (12.85) (29.40) (9.72) 4.06 5.51 (14.84) 7.91 34.62
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Onity Group Inc. vs peers in Mortgage Finance (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
UWMC UWM Holdings Corporation $1.9B — (loss-making) 5.8× −81.06% (below 0%: shrinking) n/m +64.57% (above 0%: growing) 24.81% (192.94%) Compare
WD Walker & Dunlop, Inc. $1.1B 29.1× 14.3× −3.93% (below 0%: shrinking) −91.00% (below 0%: shrinking) +584.98% (above 0%: growing) 46.88% 5.65% Compare
VEL Velocity Financial, Inc. $584.7M 5.3× 12.1× +34.05% (above 0%: growing) −7.25% (below 0%: shrinking) −3.27% (below 0%: shrinking) 0.00% 0.00% Compare
ONIT Onity Group Inc. $222.8M 1.5× 6.2× +14.72% (above 0%: growing) n/m −9.61% (below 0%: shrinking) 100.00% 25.95%
BETR Better Home & Finance Holding Company $204.6M — (loss-making) — (loss-making) +25.81% (above 0%: growing) n/m +136.12% (above 0%: growing) 89.80% 0.00% Compare
LDI loanDepot, Inc. $191.7M — (loss-making) — (loss-making) +19.39% (above 0%: growing) n/m +589.11% (above 0%: growing) 87.77% 10.45% Compare
GHI Greystone Housing Impact Investors LP $115.2M — (loss-making) 3.2× −7.10% (below 0%: shrinking) n/m −92.85% (below 0%: shrinking) 93.66% 60.90% Compare
IOR Income Opportunity Realty Investors, Inc. $74.4M 19.6× 13.8× +534.29% (above 0%: growing) −29.17% (below 0%: shrinking) +155.56% (above 0%: growing) 0.00% 0.00% Compare
BLNE Beeline Holdings, Inc. $24.4M 0.4× 6.1× +56.62% (above 0%: growing) n/m +146.53% (above 0%: growing) 100.00% (171.05%) Compare
Median of peers $198.2M 12.4× 9.1× +22.60% −29.17% +141.33% 67.33% 0.00%

All 14 Mortgage Finance stocks →

Onity Group Inc. (ONIT) key facts

  • Strength: Onity Group Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.1 billion, up 9.29% from fiscal 2024.
  • Onity Group Inc. (ONIT) is a Mortgage Finance company in the Financial sector, listed on the New York Stock Exchange.
  • As of October 16, 2026, ONIT traded at $25.59, a market capitalization of $222.8 million.
  • Return on equity was 34.6% and debt-to-equity 11.41.
  • Its Piotroski F-score is 4 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

Onity Group Inc. (ONIT) Latest News

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stockrow.com/ONIT · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com