loanDepot, Inc. (LDI) vs Onity Group Inc. (ONIT)
- loanDepot, Inc. LDI 0.53 −7.02%
- Onity Group Inc. ONIT 25.59 −4.05%
loanDepot, Inc. and Onity Group Inc. are both Mortgage Finance companies. Onity Group Inc. is the larger, with a market value of $222.8M against $191.7M — 1.2× the size. loanDepot, Inc. has negative trailing earnings, so its P/E is not meaningful; Onity Group Inc. trades at 1.5×. Onity Group Inc. grew revenue faster over the last twelve months: 16.3% against 11.4%. Onity Group Inc. has the higher net margin (12.0% vs −5.52%) and the higher return on invested capital (3.23% vs 0.72%). Across the 17 metrics below, Onity Group Inc. leads on 14 and loanDepot, Inc. on 3.
Valuation
Profitability
| Metric | LDI | ONIT | Mortgage Finance median |
|---|---|---|---|
| Gross margin | 87.54% | 100.00% | 84.40% |
| Operating margin | 5.49% | 32.33% | 12.51% |
| Net margin | (5.52%) | 11.98% | (0.83%) |
| Free cash flow margin | (20.34%) | (222.65%) | (45.06%) |
| Return on equity | (17.97%) | 25.19% | (1.16%) |
| Return on assets | (1.08%) | 0.95% | 0.38% |
| Return on invested capital | 0.72% | 3.23% | 0.36% |
Growth
Health
Dividend
Size
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