stockrowOFG Bancorp
OFG Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $903.9 million, up 3.48% from fiscal 2024.
- Revenue
- −1.39%
- EPS
- +14.5%
- Free cash flow
- +41.8%
- Total debt
- −12.1%
Quarter to September 2026, against a year earlier
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OFG Bancorp (OFG) Return on invested capital
OFG Bancorp's return on invested capital over the twelve months to 30 September 2026 was 14.8%, down 4.9 percentage points from fiscal 2025 (19.7%). Over the past ten years it has ranged from −1.58% (fiscal 2015) to 30.8% (fiscal 2022); the current reading is higher than 73% of that period. That is above the Banks Regional industry median of 8.45% and above the Financial sector median of 4.70%.
Return on invested capital, annual
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Annual newest first
| Period | Return on invested capital | Change (points) |
|---|---|---|
| FY2025 | 19.7% | 2.71 |
| FY2024 | 17.0% | (10.31) |
| FY2023 | 27.3% | (3.54) |
| FY2022 | 30.8% | 30.82 |
| FY2021 | 0.00% | 0.00 |
| FY2020 | 0.00% | (20.23) |
| FY2019 | 20.2% | 7.71 |
| FY2018 | 12.5% | 5.34 |
| FY2017 | 7.18% | (2.53) |
| FY2016 | 9.71% | 11.29 |
Against its own ten years
Return on invested capital against peers
| Company | Return on invested capital |
|---|---|
| BBAR BBVA Banco Frances S.A. compare | 100.9% |
| OFG OFG Bancorp | 14.8% |
| CHCO City Holding Company compare | 14.0% |
| SRCE 1st Source Corporation compare | 10.8% |
| FCF First Commonwealth Financial Corporation compare | 8.93% |
| EFSC Enterprise Financial Services Corporation compare | 7.77% |
| NWBI Northwest Bancshares, Inc. compare | 6.34% |
| MBIN Merchants Bancorp compare | 4.72% |
| WAFD WaFd, Inc. compare | 4.31% |
| Banks Regional industry median | 8.45% |
| Financial sector median | 4.70% |
| Market median | 0.00% |
What Return on invested capital is
Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.
TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)
More on OFG
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement