stockrowOFG Bancorp
OFG Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $903.9 million, up 3.48% from fiscal 2024.
- Revenue
- −1.39%
- EPS
- +14.5%
- Free cash flow
- +41.8%
- Total debt
- −12.1%
Quarter to September 2026, against a year earlier
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OFG Bancorp (OFG) Return on equity
OFG Bancorp's return on equity over the twelve months to 30 September 2026 was 16.6%, up 1.1 percentage points from fiscal 2025 (15.5%). Over the past ten years it has ranged from −2.20% (fiscal 2015) to 16.3% (fiscal 2023); the current reading is higher than 73% of that period. That is above the Banks Regional industry median of 10.3% and above the Financial sector median of 9.01%.
Return on equity, annual
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Annual newest first
| Period | Return on equity | Change (points) |
|---|---|---|
| FY2025 | 15.5% | (0.68) |
| FY2024 | 16.2% | (0.08) |
| FY2023 | 16.3% | 0.52 |
| FY2022 | 15.8% | 1.70 |
| FY2021 | 14.1% | 7.09 |
| FY2020 | 6.96% | 1.87 |
| FY2019 | 5.09% | (3.54) |
| FY2018 | 8.63% | 3.50 |
| FY2017 | 5.13% | (1.06) |
| FY2016 | 6.19% | 8.39 |
Against its own ten years
Return on equity against peers
| Company | Return on equity |
|---|---|
| OFG OFG Bancorp | 16.6% |
| MBIN Merchants Bancorp compare | 15.5% |
| SRCE 1st Source Corporation compare | 13.4% |
| NWBI Northwest Bancshares, Inc. compare | 10.7% |
| EFSC Enterprise Financial Services Corporation compare | 9.79% |
| BBAR BBVA Banco Frances S.A. compare | 9.71% |
| WAFD WaFd, Inc. compare | 8.87% |
| FCF First Commonwealth Financial Corporation compare | 0.00% |
| CHCO City Holding Company compare | 0.00% |
| Banks Regional industry median | 10.3% |
| Financial sector median | 9.01% |
| Market median | 0.51% |
What Return on equity is
ROE shows how much profit a company earns for its shareholders on the equity they have in the business.
Annual: Net Income Allotted to Shareholders ÷ Average Common Equity; TTM: Net Income Allotted to Shareholders ÷ Average Common Equity (latest quarter)
More on OFG
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement