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Friday 6 November 2026 Export OFG’s income statement to Excel — free account

OFG Bancorp

OFG Financial Banks Regional

OFG Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $903.9 million, up 3.48% from fiscal 2024.

Revenue
−1.39%
EPS
+14.5%
Free cash flow
+41.8%
Total debt
−12.1%

Quarter to September 2026, against a year earlier

50.76 0.75 −1.46%
Market cap
$2.1B
P/E
9.6×
Fwd P/E
9.4×
Dividend yield
2.66%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

OFG Bancorp (OFG) Current ratio

Alert me on Current ratio

OFG Bancorp's current ratio at the end of the quarter to 30 September 2026 was 0.9×, down 0.0× from fiscal 2025 (0.9×). Over the past ten years it has ranged from 0.8× (fiscal 2023) to 1.0× (fiscal 2020); the current reading is higher than 45% of that period. That is below the Banks Regional industry median of 0.9× and below the Financial sector median of 1.0×.

Current ratio, annual

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Annual newest first

Period Current ratio Change
FY2025 0.9× 2.25%
FY2024 0.8× 1.64%
FY2023 0.8× (1.23%)
FY2022 0.8× (12.60%)
FY2021 1.0× (4.95%)
FY2020 1.0× 9.28%
FY2019 0.9× 3.43%
FY2018 0.9× (0.32%)
FY2017 0.9× 4.60%
FY2016 0.9× (0.52%)

Quarterly newest first

Period Current ratio Change
Sep 2026 0.9× (1.58%)
Jun 2026 0.9× 1.43%
Mar 2026 0.9× (0.40%)
Dec 2025 0.9× 2.26%
43 more quarters

Against its own ten years

Low 0.8× High 1.0×
Ten-year median 0.9×
Current reading's percentile 45

Current ratio against peers

Company Current ratio
MBIN Merchants Bancorp compare 1.1×
BBAR BBVA Banco Frances S.A. compare 1.1×
SRCE 1st Source Corporation compare 1.0×
NWBI Northwest Bancshares, Inc. compare 0.9×
WAFD WaFd, Inc. compare 0.9×
FCF First Commonwealth Financial Corporation compare 0.9×
OFG OFG Bancorp 0.9×
EFSC Enterprise Financial Services Corporation compare 0.8×
CHCO City Holding Company compare 0.0×
Banks Regional industry median 0.9×
Financial sector median 1.0×
Market median 1.6×

What Current ratio is

Current Ratio shows whether a company’s short-term assets are enough to cover the bills and debts it must pay within the next year.

Current Assets (Total) ÷ Current Liabilities (Total)

The full definition of Current ratio →

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