stockrowOFG Bancorp
OFG Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $903.9 million, up 3.48% from fiscal 2024.
- Revenue
- −1.39%
- EPS
- +14.5%
- Free cash flow
- +41.8%
- Total debt
- −12.1%
Quarter to September 2026, against a year earlier
Follow OFG
Alert me
OFG Bancorp (OFG) Return on assets
OFG Bancorp's return on assets over the twelve months to 30 September 2026 was 1.85%, up 0.1 percentage points from fiscal 2025 (1.71%). Over the past ten years it has ranged from −0.22% (fiscal 2015) to 1.73% (fiscal 2024); the current reading is higher than 82% of that period. That is above the Banks Regional industry median of 1.13% and above the Financial sector median of 1.15%.
Return on assets, annual
Embed this chart
Annual newest first
| Period | Return on assets | Change (points) |
|---|---|---|
| FY2025 | 1.71% | (0.02) |
| FY2024 | 1.73% | 0.01 |
| FY2023 | 1.72% | 0.03 |
| FY2022 | 1.69% | 0.22 |
| FY2021 | 1.47% | 0.76 |
| FY2020 | 0.71% | 0.11 |
| FY2019 | 0.60% | (0.53) |
| FY2018 | 1.13% | 0.52 |
| FY2017 | 0.61% | (0.06) |
| FY2016 | 0.67% | 0.89 |
Against its own ten years
Return on assets against peers
| Company | Return on assets |
|---|---|
| SRCE 1st Source Corporation compare | 1.92% |
| OFG OFG Bancorp | 1.85% |
| BBAR BBVA Banco Frances S.A. compare | 1.49% |
| FCF First Commonwealth Financial Corporation compare | 1.40% |
| MBIN Merchants Bancorp compare | 1.39% |
| NWBI Northwest Bancshares, Inc. compare | 1.19% |
| EFSC Enterprise Financial Services Corporation compare | 1.07% |
| WAFD WaFd, Inc. compare | 0.89% |
| CHCO City Holding Company compare | 0.00% |
| Banks Regional industry median | 1.13% |
| Financial sector median | 1.15% |
| Market median | 0.00% |
What Return on assets is
ROA tells an investor how much profit a company earns for shareholders from the assets it uses to run its business.
Annual: Net Income Allotted to Shareholders ÷ Average Assets; TTM: Net Income Allotted to Shareholders ÷ Average Assets (latest quarter)
More on OFG
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement