stockrowOFG Bancorp
OFG Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $903.9 million, up 3.48% from fiscal 2024.
- Revenue
- −1.39%
- EPS
- +14.5%
- Free cash flow
- +41.8%
- Total debt
- −12.1%
Quarter to September 2026, against a year earlier
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OFG Bancorp (OFG) Free cash flow margin
OFG Bancorp's free cash flow margin over the twelve months to 30 September 2026 was 0.00%, down 22.2 percentage points from fiscal 2025 (22.2%). Over the past ten years it has ranged from 3.30% (fiscal 2020) to 35.8% (fiscal 2023); the current reading is higher than 64% of that period. That is below the Banks Regional industry median of 18.0% and below the Financial sector median of 11.4%.
Free cash flow margin, annual
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Annual newest first
| Period | Free cash flow margin | Change (points) |
|---|---|---|
| FY2025 | 22.2% | (1.92) |
| FY2024 | 24.1% | (11.62) |
| FY2023 | 35.8% | 14.39 |
| FY2022 | 21.4% | 8.04 |
| FY2021 | 13.3% | 10.02 |
| FY2020 | 3.30% | (18.37) |
| FY2019 | 21.7% | (6.37) |
| FY2018 | 28.0% | (6.26) |
| FY2017 | 34.3% | 17.00 |
| FY2016 | 17.3% | (3.98) |
Against its own ten years
Free cash flow margin against peers
| Company | Free cash flow margin |
|---|---|
| SRCE 1st Source Corporation compare | 38.4% |
| EFSC Enterprise Financial Services Corporation compare | 23.7% |
| BBAR BBVA Banco Frances S.A. compare | 11.8% |
| WAFD WaFd, Inc. compare | 0.00% |
| FCF First Commonwealth Financial Corporation compare | 0.00% |
| OFG OFG Bancorp | 0.00% |
| MBIN Merchants Bancorp compare | 0.00% |
| NWBI Northwest Bancshares, Inc. compare | 0.00% |
| CHCO City Holding Company compare | 0.00% |
| Banks Regional industry median | 18.0% |
| Financial sector median | 11.4% |
| Market median | 0.00% |
What Free cash flow margin is
Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.
(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue
More on OFG
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement