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Friday 6 November 2026 Export OFG’s income statement to Excel — free account

OFG Bancorp

OFG Financial Banks Regional

OFG Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $903.9 million, up 3.48% from fiscal 2024.

Revenue
−1.39%
EPS
+14.5%
Free cash flow
+41.8%
Total debt
−12.1%

Quarter to September 2026, against a year earlier

50.76 0.75 −1.46%
Market cap
$2.1B
P/E
9.6×
Fwd P/E
9.4×
Dividend yield
2.66%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

OFG Bancorp (OFG) Debt to equity

Alert me on Debt to equity

OFG Bancorp's debt to equity at the end of the quarter to 30 September 2026 was 0.3×, down 0.0× from fiscal 2025 (0.3×). Over the past ten years it has ranged from 0.0× (fiscal 2022) to 0.5× (fiscal 2015); the current reading is higher than 91% of that period. That is above the Banks Regional industry median of 0.2× and above the Financial sector median of 0.2×.

Debt to equity, annual

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Annual newest first

Period Debt to equity Change
FY2025 0.3× 26.39%
FY2024 0.3× 54.52%
FY2023 0.2× 557.03%
FY2022 0.0× (57.62%)
FY2021 0.1× (35.47%)
FY2020 0.1× (14.21%)
FY2019 0.1× (4.05%)
FY2018 0.1× (20.82%)
FY2017 0.1× (6.63%)
FY2016 0.2× (68.29%)

Quarterly newest first

Period Debt to equity Change
Sep 2026 0.3× (7.46%)
Jun 2026 0.3× (2.87%)
Mar 2026 0.3× 1.67%
Dec 2025 0.3× (1.02%)
43 more quarters

Against its own ten years

Low 0.0× High 0.5×
Ten-year median 0.1×
Current reading's percentile 91

Debt to equity against peers

Company Debt to equity
SRCE 1st Source Corporation compare 0.1×
FCF First Commonwealth Financial Corporation compare 0.1×
CHCO City Holding Company compare 0.2×
EFSC Enterprise Financial Services Corporation compare 0.3×
OFG OFG Bancorp 0.3×
BBAR BBVA Banco Frances S.A. compare 0.3×
NWBI Northwest Bancshares, Inc. compare 0.5×
WAFD WaFd, Inc. compare 0.8×
MBIN Merchants Bancorp compare 1.2×
Banks Regional industry median 0.2×
Financial sector median 0.2×
Market median 0.1×

What Debt to equity is

Debt to Equity Ratio shows how much a company relies on borrowed money compared with the money its shareholders have in the business.

(Long Term Debt (Total) + Current Part of Debt) ÷ Shareholders Equity (Total)

The full definition of Debt to equity →

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