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Friday 6 November 2026
Export OFG’s income statement to Excel — free account
OFG Bancorp
OFG Bancorp’s revenue for fiscal 2025 (year ended December 2025) was $903.9 million, up 3.48% from fiscal 2024.
- Revenue
- −1.39%
- EPS
- +14.5%
- Free cash flow
- +41.8%
- Total debt
- −12.1%
Quarter to September 2026, against a year earlier
52.14
1.45
+2.86%
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OFG Bancorp (OFG) Net margin
OFG Bancorp's net margin over the twelve months to 30 September 2026 was 24.7%, up 2.0 percentage points from fiscal 2025 (22.7%). Over the past ten years it has ranged from −3.56% (fiscal 2015) to 25.7% (fiscal 2022); the current reading is higher than 73% of that period. That is above the Banks Regional industry median of 18.8% and above the Financial sector median of 14.3%.
Net margin, annual
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Annual newest first
| Period | Net margin | Change (points) |
|---|---|---|
| FY2025 | 22.7% | 0.00 |
| FY2024 | 22.7% | (0.71) |
| FY2023 | 23.4% | (2.28) |
| FY2022 | 25.7% | 0.80 |
| FY2021 | 24.9% | 13.53 |
| FY2020 | 11.4% | 0.98 |
| FY2019 | 10.4% | (6.06) |
| FY2018 | 16.4% | 7.29 |
| FY2017 | 9.14% | (1.56) |
| FY2016 | 10.7% | 14.26 |
Quarterly newest first
| Period | Net margin | Change (points) |
|---|---|---|
| Sep 2026 | 24.8% | (0.75) |
| Jun 2026 | 25.5% | 1.70 |
| Mar 2026 | 23.8% | (0.59) |
| Dec 2025 | 24.4% | 2.05 |
| 43 more quarters | Free account |
Against its own ten years
Low −3.56%
High 25.7%
Ten-year median
16.4%
Current reading's percentile
84
Net margin against peers
| Company | Net margin |
|---|---|
| CHCO City Holding Company compare | 32.8% |
| SRCE 1st Source Corporation compare | 28.7% |
| OFG OFG Bancorp | 24.7% |
| FCF First Commonwealth Financial Corporation compare | 23.1% |
| NWBI Northwest Bancshares, Inc. compare | 20.9% |
| MBIN Merchants Bancorp compare | 19.9% |
| EFSC Enterprise Financial Services Corporation compare | 18.5% |
| WAFD WaFd, Inc. compare | 17.0% |
| BBAR BBVA Banco Frances S.A. compare | 5.57% |
| Banks Regional industry median | 18.8% |
| Financial sector median | 14.3% |
| Market median | 1.06% |
What Net margin is
Net Profit Margin tells an investor how much of each unit of revenue ends up as profit for shareholders after all costs, interest and taxes.
Net Income Allotted to Shareholders ÷ Revenue
More on OFG
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement