Enterprise Financial Services Corporation

EFSC Financial Banks Regional

Enterprise Financial Services Corporation’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 8.77% from fiscal 2024.

Revenue
−8.24%
EPS
−4.17%
Free cash flow
+51.0%
Total debt
−24.8%

Quarter to September 2026, against a year earlier

62.29 1.58 −2.47%
Market cap
$2.2B
P/E
12.4×
Fwd P/E
12.3×
Dividend yield
2.15%
F-score
4/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Enterprise Financial Services Corporation (EFSC) Net margin

Alert me on Net margin

Enterprise Financial Services Corporation's net margin over the twelve months to 30 September 2026 was 18.5%, down 1.3 percentage points from fiscal 2025 (19.7%). Over the past ten years it has ranged from 19.7% (fiscal 2024) to 34.7% (fiscal 2022); the current reading is higher than 18% of that period. That is in line with the Banks Regional industry median of 18.8% and above the Financial sector median of 14.3%.

Net margin, annual

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Annual newest first

Period Net margin Change (points)
FY2025 19.7% 0.02
FY2024 19.7% (3.12)
FY2023 22.8% (11.82)
FY2022 34.7% 5.15
FY2021 29.5% 8.80
FY2020 20.7% (5.47)
FY2019 26.2% (6.14)
FY2018 32.3% 11.97
FY2017 20.3% (7.05)
FY2016 27.4% 2.33

Quarterly newest first

Period Net margin Change (points)
Sep 2026 16.5% 0.04
Jun 2026 16.5% (3.36)
Mar 2026 19.8% (1.07)
Dec 2025 20.9% 4.73
43 more quarters

Against its own ten years

Low 19.7% High 34.7%
Ten-year median 25.1%
Current reading's percentile 5

Net margin against peers

Company Net margin
SRCE 1st Source Corporation compare 28.7%
SYBT Stock Yards Bancorp, Inc. compare 25.9%
OFG OFG Bancorp compare 24.7%
NWBI Northwest Bancshares, Inc. compare 20.9%
MBIN Merchants Bancorp compare 19.9%
BUSE First Busey Corporation compare 19.4%
EFSC Enterprise Financial Services Corporation 18.5%
WAFD WaFd, Inc. compare 17.0%
BBAR BBVA Banco Frances S.A. compare 5.57%
Banks Regional industry median 18.8%
Financial sector median 14.3%
Market median 1.06%

What Net margin is

Net Profit Margin tells an investor how much of each unit of revenue ends up as profit for shareholders after all costs, interest and taxes.

Net Income Allotted to Shareholders ÷ Revenue

The full definition of Net margin →

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