Enterprise Financial Services Corporation

EFSC Financial Banks Regional

Enterprise Financial Services Corporation’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 8.77% from fiscal 2024.

Revenue
−8.24%
EPS
−4.17%
Free cash flow
+51.0%
Total debt
−24.8%

Quarter to September 2026, against a year earlier

62.29 1.58 −2.47%
Market cap
$2.2B
P/E
12.4×
Fwd P/E
12.3×
Dividend yield
2.15%
F-score
4/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Enterprise Financial Services Corporation (EFSC) Gross margin

Alert me on Gross margin

Enterprise Financial Services Corporation's gross margin over the twelve months to 30 September 2026 was 75.2%, up 1.3 percentage points from fiscal 2025 (73.9%). Over the past ten years it has ranged from 69.3% (fiscal 2024) to 94.9% (fiscal 2021); the current reading is higher than 18% of that period. That is above the Banks Regional industry median of 69.8% and above the Financial sector median of 70.1%.

Gross margin, annual

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Annual newest first

Period Gross margin Change (points)
FY2025 73.9% 4.60
FY2024 69.3% (6.46)
FY2023 75.7% (17.10)
FY2022 92.8% (2.06)
FY2021 94.9% 4.57
FY2020 90.3% 9.07
FY2019 81.3% (2.13)
FY2018 83.4% (5.97)
FY2017 89.4% (2.95)
FY2016 92.3% 0.36

Quarterly newest first

Period Gross margin Change (points)
Sep 2026 74.7% (0.34)
Jun 2026 75.0% (0.82)
Mar 2026 75.9% 0.73
Dec 2025 75.1% (0.38)
43 more quarters

Against its own ten years

Low 69.3% High 94.9%
Ten-year median 89.4%
Current reading's percentile 23

Gross margin against peers

Company Gross margin
OFG OFG Bancorp compare 81.7%
SRCE 1st Source Corporation compare 75.3%
EFSC Enterprise Financial Services Corporation 75.2%
NWBI Northwest Bancshares, Inc. compare 75.1%
SYBT Stock Yards Bancorp, Inc. compare 73.0%
BUSE First Busey Corporation compare 72.4%
WAFD WaFd, Inc. compare 57.5%
BBAR BBVA Banco Frances S.A. compare 56.7%
MBIN Merchants Bancorp compare 54.7%
Banks Regional industry median 69.8%
Financial sector median 70.1%
Market median 45.1%

What Gross margin is

Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.

Gross Profit ÷ Revenue

The full definition of Gross margin →

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