Enterprise Financial Services Corporation

EFSC Financial Banks Regional

Enterprise Financial Services Corporation’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 8.77% from fiscal 2024.

Revenue
−8.24%
EPS
−4.17%
Free cash flow
+51.0%
Total debt
−24.8%

Quarter to September 2026, against a year earlier

62.29 1.58 −2.47%
Market cap
$2.2B
P/E
12.4×
Fwd P/E
12.3×
Dividend yield
2.15%
F-score
4/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Enterprise Financial Services Corporation (EFSC) Current ratio

Alert me on Current ratio

Enterprise Financial Services Corporation's current ratio at the end of the quarter to 30 September 2026 was 0.8×, down 0.0× from fiscal 2025 (0.8×). Over the past ten years it has ranged from 0.8× (fiscal 2025) to 1.0× (fiscal 2015) — the current reading is the lowest in ten years. That is below the Banks Regional industry median of 0.9× and below the Financial sector median of 1.0×.

Current ratio, annual

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Annual newest first

Period Current ratio Change
FY2025 0.8× (6.26%)
FY2024 0.9× (1.89%)
FY2023 0.9× 0.48%
FY2022 0.9× (4.92%)
FY2021 1.0× 0.42%
FY2020 1.0× 2.05%
FY2019 0.9× (4.42%)
FY2018 1.0× (3.43%)
FY2017 1.0× (1.40%)
FY2016 1.0× (0.69%)

Quarterly newest first

Period Current ratio Change
Sep 2026 0.8× (1.15%)
Jun 2026 0.8× 1.14%
Mar 2026 0.8× (0.70%)
Dec 2025 0.8× (3.73%)
43 more quarters

Against its own ten years

Low 0.8× High 1.0×
Ten-year median 1.0×
Current reading's percentile 9

Current ratio against peers

Company Current ratio
MBIN Merchants Bancorp compare 1.1×
BBAR BBVA Banco Frances S.A. compare 1.1×
SYBT Stock Yards Bancorp, Inc. compare 1.0×
SRCE 1st Source Corporation compare 1.0×
NWBI Northwest Bancshares, Inc. compare 0.9×
WAFD WaFd, Inc. compare 0.9×
BUSE First Busey Corporation compare 0.9×
OFG OFG Bancorp compare 0.9×
EFSC Enterprise Financial Services Corporation 0.8×
Banks Regional industry median 0.9×
Financial sector median 1.0×
Market median 1.6×

What Current ratio is

Current Ratio shows whether a company’s short-term assets are enough to cover the bills and debts it must pay within the next year.

Current Assets (Total) ÷ Current Liabilities (Total)

The full definition of Current ratio →

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