Orange County Bancorp, Inc.

OBT Financial Banks Regional

Orange County Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $158.1 million, up 10.4% from fiscal 2024. In the quarter to June 2026, revenue fell 16.3%, EPS grew 17.2%, free cash flow grew 491.7% and total debt fell 31.6%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for five; insiders bought in the last twelve months.

37.19 0.46 +1.25%
Market cap
$492.5M
P/E
10.5×
Fwd P/E
10.3×
Dividend yield
1.94%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Orange County Bancorp, Inc. (OBT) P/E ratio

Alert me on P/E ratio

As of 16 October 2026, Orange County Bancorp, Inc. (OBT) trades at a P/E ratio of 10.5×. Over the past ten years it has ranged from 6.5× (July 2023) to 12.8× (December 2022); the current reading is higher than 73% of that period. That is below the Banks Regional industry median of 12.0× and below the Financial sector median of 12.4×.

P/E ratio, daily

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Annual newest first

Period P/E ratio Change
FY2025 8.6× (23.57%)
FY2024 11.3× 0.14%
FY2023 11.2× 4.06%
FY2022 10.8× 15.79%
FY2021 9.3× 31.46%
FY2020 7.1× (10.80%)
FY2019 8.0× 0.00%
FY2018 8.0× 0.00%
FY2017 8.0× 0.00%
FY2016 8.0× —

Quarterly newest first

Period P/E ratio Change
Jun 2026 10.4× 10.15%
Mar 2026 9.4× 9.38%
Dec 2025 8.6× 3.02%
Sep 2025 8.3× (17.46%)
23 more quarters

Against its own ten years

Low 6.5× High 12.8×
Ten-year median 9.4×
Current reading's percentile 73

P/E ratio against peers

Company P/E ratio
COFS ChoiceOne Financial Services, Inc. compare 9.1×
OBT Orange County Bancorp, Inc. 10.5×
HBCP Home Bancorp, Inc. compare 10.9×
BSRR Sierra Bancorp compare 11.6×
BWFG Bankwell Financial Group, Inc. compare 12.1×
FMAO Farmers & Merchants Bancorp Inc. compare 12.2×
WTBA West Bancorporation, Inc. compare 12.9×
BSVN Bank7 Corp. compare 13.1×
PDLB Ponce Financial Group, Inc. compare 14.2×
Banks Regional industry median 12.0×
Financial sector median 12.4×
Market median 18.1×

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

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