stockrowCitizens & Northern Corp (CZNC) vs Orange County Bancorp, Inc. (OBT)
- Citizens & Northern Corp CZNC 28.42 +0.60%
- Orange County Bancorp, Inc. OBT 40.49 +1.58%
Citizens & Northern Corp and Orange County Bancorp, Inc. are both Banks Regional companies. Citizens & Northern Corp and Orange County Bancorp, Inc. are of similar size ($534.6M and $507.1M). Orange County Bancorp, Inc. trades at the lower P/E: 11.2× against 19.2×. Citizens & Northern Corp grew revenue faster over the last twelve months: 19.0% against 3.32%. Orange County Bancorp, Inc. has the higher net margin (30.8% vs 13.2%) and the higher return on invested capital (523.6% vs 4.65%). Both pay a dividend; Citizens & Northern Corp yields more (4.02% vs 1.81%). Across the 19 metrics below, Orange County Bancorp, Inc. leads on 15 and Citizens & Northern Corp on 4.
Valuation
Profitability
| Metric | CZNC | OBT | Banks Regional median |
|---|---|---|---|
| Gross margin | 74.65% | 82.32% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 13.23% | 30.80% | 18.82% |
| Free cash flow margin | 23.45% | 42.03% | 17.97% |
| Return on equity | 7.99% | 16.95% | 10.28% |
| Return on assets | 0.88% | 1.75% | 1.13% |
| Return on invested capital | 4.65% | 523.60% | 8.45% |
Growth
Health
Dividend
Size
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