Orange County Bancorp, Inc. (OBT) vs Ponce Financial Group, Inc. (PDLB)
- Orange County Bancorp, Inc. OBT 39.65 −0.53%
- Ponce Financial Group, Inc. PDLB 21.85 +0.09%
Orange County Bancorp, Inc. and Ponce Financial Group, Inc. are both Banks Regional companies. Orange County Bancorp, Inc. and Ponce Financial Group, Inc. are of similar size ($534.6M and $528.0M). Orange County Bancorp, Inc. trades at the lower P/E: 11.2× against 11.3×. Ponce Financial Group, Inc. grew revenue faster over the last twelve months: 14.4% against 3.32%. Orange County Bancorp, Inc. has the higher net margin (30.8% vs 20.7%) and the higher return on invested capital (523.6% vs 2.67%). Across the 18 metrics below, Orange County Bancorp, Inc. leads on 9 and Ponce Financial Group, Inc. on 9.
Valuation
Profitability
| Metric | OBT | PDLB | Banks Regional median |
|---|---|---|---|
| Gross margin | 82.32% | 59.71% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 30.80% | 20.69% | 18.82% |
| Free cash flow margin | 42.03% | 32.74% | 17.97% |
| Return on equity | 16.95% | 13.49% | 10.28% |
| Return on assets | 1.75% | 1.30% | 1.13% |
| Return on invested capital | 523.60% | 2.67% | 8.45% |
Growth
Health
Dividend
Size
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