Orange County Bancorp, Inc. (OBT) vs Ponce Financial Group, Inc. (PDLB)
Orange County Bancorp, Inc. and Ponce Financial Group, Inc. are both Banks Regional companies. Orange County Bancorp, Inc. and Ponce Financial Group, Inc. are of similar size ($501.2M and $490.3M). Orange County Bancorp, Inc. trades at the lower P/E: 10.7× against 14.3×. Ponce Financial Group, Inc. grew revenue faster over the last twelve months: 12.5% against 3.32%. Orange County Bancorp, Inc. has the higher net margin (30.8% vs 16.0%) and the higher return on invested capital (523.6% vs 2.71%). Across the 19 metrics below, Orange County Bancorp, Inc. leads on 12 and Ponce Financial Group, Inc. on 7.
Valuation
Profitability
| Metric | OBT | PDLB | Banks Regional median |
|---|---|---|---|
| Gross margin | 82.32% | 58.68% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 30.80% | 15.96% | 18.66% |
| Free cash flow margin | 42.03% | 28.18% | 21.18% |
| Return on equity | 16.95% | 10.33% | 10.64% |
| Return on assets | 1.75% | 0.98% | 1.13% |
| Return on invested capital | 523.60% | 2.71% | 8.33% |
Growth
Health
Dividend
Size
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