stockrowNBT Bancorp Inc.
NBTB Financial Banks Regional
NBT Bancorp Inc.’s revenue for fiscal 2025 (year ended December 2025) was $906.5 million, up 15.0% from fiscal 2024.
- Revenue
- +1.43%
- EPS
- +7.69%
- Free cash flow
- +37.1%
- Total debt
- −14.3%
Quarter to September 2026, against a year earlier
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NBT Bancorp Inc. (NBTB) Operating cash flow
NBT Bancorp Inc.'s operating cash flow for fiscal 2025 was $235.2M, up 24.7% from $188.6M in fiscal 2024. Over the twelve months to 30 June 2026 it was $261.7M. Over the past ten years it has ranged from $110.6M (fiscal 2016) to $235.2M (fiscal 2025) — the current reading is the highest in ten years. NBT Bancorp Inc. ranks 91st of 323 Banks Regional companies by operating cash flow.
Operating cash flow, annual
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Annual newest first
| Period | Operating cash flow | Change |
|---|---|---|
| FY2025 | $235.2M | 24.74% |
| FY2024 | $188.6M | 19.76% |
| FY2023 | $157.5M | (14.06%) |
| FY2022 | $183.2M | 15.10% |
| FY2021 | $159.2M | 9.58% |
| FY2020 | $145.3M | (5.34%) |
| FY2019 | $153.5M | 3.85% |
| FY2018 | $147.8M | 7.94% |
| FY2017 | $136.9M | 23.82% |
| FY2016 | $110.6M | (11.19%) |
Quarterly newest first
| Period | Operating cash flow | Change |
|---|---|---|
| Jun 2026 | $61.9M | 16.68% |
| Mar 2026 | $53.0M | (19.81%) |
| Dec 2025 | $66.1M | (17.92%) |
| Sep 2025 | $80.6M | 73.40% |
| 42 more quarters | Free account |
Against its own ten years
Operating cash flow against peers
| Company | Operating cash flow |
|---|---|
| BANC Banc of California, Inc. compare | $388.2M |
| CUBI Customers Bancorp, Inc compare | $380.9M |
| BOH Bank of Hawaii Corporation compare | $315.3M |
| FBNC First Bancorp compare | $284.4M |
| NBTB NBT Bancorp Inc. | $261.7M |
| BANR Banner Corporation compare | $250.8M |
| BBT Beacon Financial Corporation compare | $233.1M |
| TRMK Trustmark Corporation compare | $207.8M |
| FBK FB Financial Corporation compare | $179.0M |
What Operating cash flow is
Operating Cash Flow shows how much cash a company’s day-to-day business actually brings in, after paying suppliers, staff and taxes.
Reported line item
More on NBTB
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement