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Saturday 17 October 2026 Export NBTB’s income statement to Excel — free account

NBT Bancorp Inc.

NBTB Financial Banks Regional

NBT Bancorp Inc.’s revenue for fiscal 2025 (year ended December 2025) was $906.5 million, up 15.0% from fiscal 2024. In the quarter to June 2026, revenue grew 4.89%, EPS grew 126.7%, free cash flow grew 37.1% and total debt fell 48.1%, each against the same quarter a year earlier. Dividend growth for twenty-five consecutive years, revenue growth for five; insiders bought in the last twelve months.

50.85 0.14 +0.28%
Market cap
$2.6B
P/E
12.4×
Fwd P/E
11.1×
Dividend yield
2.97%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

NBT Bancorp Inc. (NBTB) P/E ratio

Alert me on P/E ratio

As of 16 October 2026, NBT Bancorp Inc. (NBTB) trades at a P/E ratio of 12.4×. Over the past ten years it has ranged from 8.6× (May 2023) to 23.5× (December 2016); the current reading is higher than 23% of that period. That is in line with the Banks Regional industry median of 12.0× and in line with the Financial sector median of 12.4×.

P/E ratio, daily

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Annual newest first

Period P/E ratio Change
FY2025 12.5× (22.20%)
FY2024 16.0× 1.40%
FY2023 15.8× 30.60%
FY2022 12.1× 11.84%
FY2021 10.8× (19.44%)
FY2020 13.4× (8.27%)
FY2019 14.6× 9.22%
FY2018 13.4× (31.38%)
FY2017 19.5× (15.74%)
FY2016 23.2× 43.88%

Quarterly newest first

Period P/E ratio Change
Jun 2026 12.0× (0.17%)
Mar 2026 12.1× (3.26%)
Dec 2025 12.5× (9.53%)
Sep 2025 13.8× (7.12%)
42 more quarters

Against its own ten years

Low 8.6× High 23.5×
Ten-year median 14.2×
Current reading's percentile 25

P/E ratio against peers

Company P/E ratio
BANC Banc of California, Inc. compare n/m
CUBI Customers Bancorp, Inc compare 8.8×
BBAR BBVA Banco Frances S.A. compare 9.3×
TRMK Trustmark Corporation compare 11.4×
FBK FB Financial Corporation compare 11.4×
NBTB NBT Bancorp Inc. 12.4×
BOH Bank of Hawaii Corporation compare 12.4×
FRME First Merchants Corporation compare 12.7×
FBNC First Bancorp compare 18.7×
Banks Regional industry median 12.0×
Financial sector median 12.4×
Market median 18.1×

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

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