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Friday 6 November 2026
Export NBTB’s income statement to Excel — free account
NBT Bancorp Inc.
NBTB Financial Banks Regional
NBT Bancorp Inc.’s revenue for fiscal 2025 (year ended December 2025) was $906.5 million, up 15.0% from fiscal 2024.
- Revenue
- +1.43%
- EPS
- +7.69%
- Free cash flow
- +37.1%
- Total debt
- −14.3%
Quarter to September 2026, against a year earlier
52.91
1.09
−2.02%
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NBT Bancorp Inc. (NBTB) Net income
NBT Bancorp Inc.'s net income for fiscal 2025 was $169.2M, up 20.3% from $140.6M in fiscal 2024. Over the twelve months to 30 June 2026 it was $214.2M. Over the past ten years it has ranged from $76.4M (fiscal 2015) to $169.2M (fiscal 2025) — the current reading is the highest in ten years. NBT Bancorp Inc. ranks 92nd of 324 Banks Regional companies by net income.
Net income, annual
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Annual newest first
| Period | Net income | Change |
|---|---|---|
| FY2025 | $169.2M | 20.33% |
| FY2024 | $140.6M | 18.40% |
| FY2023 | $118.8M | (21.85%) |
| FY2022 | $152.0M | (1.87%) |
| FY2021 | $154.9M | 48.37% |
| FY2020 | $104.4M | (13.74%) |
| FY2019 | $121.0M | 7.51% |
| FY2018 | $112.6M | 37.02% |
| FY2017 | $82.2M | 4.77% |
| FY2016 | $78.4M | 2.60% |
Quarterly newest first
| Period | Net income | Change |
|---|---|---|
| Jun 2026 | $53.0M | 3.69% |
| Mar 2026 | $51.1M | (7.87%) |
| Dec 2025 | $55.5M | 1.91% |
| Sep 2025 | $54.5M | 141.99% |
| 42 more quarters | Free account |
Against its own ten years
Low $76.4M
High $169.2M
Ten-year median
$118.8M
Current reading's percentile
100
Net income against peers
| Company | Net income |
|---|---|
| CUBI Customers Bancorp, Inc compare | $291.5M |
| BOH Bank of Hawaii Corporation compare | $246.4M |
| TRMK Trustmark Corporation compare | $234.3M |
| FBK FB Financial Corporation compare | $233.4M |
| NBTB NBT Bancorp Inc. | $214.2M |
| BANR Banner Corporation compare | $202.6M |
| FBNC First Bancorp compare | $164.2M |
| BBT Beacon Financial Corporation compare | $159.8M |
| BANC Banc of California, Inc. compare | −$22.4M |
What Net income is
Net Income tells an investor how much profit a company kept in a period after every cost, interest charge and tax.
Reported line item
More on NBTB
- Revenue
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement