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Friday 6 November 2026 Export NBTB’s income statement to Excel — free account

NBT Bancorp Inc.

NBTB Financial Banks Regional

NBT Bancorp Inc.’s revenue for fiscal 2025 (year ended December 2025) was $906.5 million, up 15.0% from fiscal 2024.

Revenue
+1.43%
EPS
+7.69%
Free cash flow
+37.1%
Total debt
−14.3%

Quarter to September 2026, against a year earlier

52.91 1.09 −2.02%
Market cap
$2.8B
P/E
12.7×
Fwd P/E
12.4×
Dividend yield
2.85%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

NBT Bancorp Inc. (NBTB) P/S ratio

Alert me on P/S ratio

As of 5 November 2026, NBT Bancorp Inc. (NBTB) trades at a P/S ratio of 2.9×. Over the past ten years it has ranged from 2.2× (April 2024) to 4.6× (January 2017); the current reading is higher than 39% of that period. That is above the Banks Regional industry median of 2.4× and above the Financial sector median of 2.3×.

P/S ratio, daily

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Annual newest first

Period P/S ratio Change
FY2025 2.3× (18.79%)
FY2024 2.9× 1.10%
FY2023 2.8× (17.06%)
FY2022 3.4× 1.37%
FY2021 3.4× 18.50%
FY2020 2.8× (18.36%)
FY2019 3.5× 7.79%
FY2018 3.2× (13.27%)
FY2017 3.7× (17.56%)
FY2016 4.5× 44.46%

Quarterly newest first

Period P/S ratio Change
Sep 2026 2.7× 0.90%
Jun 2026 2.7× 14.29%
Mar 2026 2.4× 2.05%
Dec 2025 2.3× (7.98%)
43 more quarters

Against its own ten years

Low 2.2× High 4.6×
Ten-year median 3.1×
Current reading's percentile 38

P/S ratio against peers

Company P/S ratio
BANC Banc of California, Inc. compare 1.8×
CUBI Customers Bancorp, Inc compare 1.9×
BBT Beacon Financial Corporation compare 2.0×
TRMK Trustmark Corporation compare 2.3×
BOH Bank of Hawaii Corporation compare 2.6×
FBK FB Financial Corporation compare 2.6×
BANR Banner Corporation compare 2.8×
NBTB NBT Bancorp Inc. 2.9×
FBNC First Bancorp compare 4.4×
Banks Regional industry median 2.4×
Financial sector median 2.3×
Market median 1.9×

What P/S ratio is

Price to Sales Ratio shows how much investors pay for each dollar of a company’s annual sales, whether or not it is profitable.

(Stock Price × Shares (Basic, Weighted) (latest quarter)) ÷ Revenue (TTM)

The full definition of P/S ratio →

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