FB Financial Corporation (FBK) vs NBT Bancorp Inc. (NBTB)
FB Financial Corporation and NBT Bancorp Inc. are both Banks Regional companies. FB Financial Corporation and NBT Bancorp Inc. are of similar size ($2.7B and $2.6B). NBT Bancorp Inc. trades at the lower P/E: 12.6× against 14.1×. FB Financial Corporation grew revenue faster over the last twelve months: 42.2% against 14.5%. NBT Bancorp Inc. has the higher net margin (22.6% vs 19.0%) and the lower return on invested capital (9.65% vs 20.4%). Both pay a dividend; NBT Bancorp Inc. yields more (3.86% vs 1.74%). Across the 20 metrics below, NBT Bancorp Inc. leads on 13 and FB Financial Corporation on 7.
Valuation
Profitability
| Metric | FBK | NBTB | Banks Regional median |
|---|---|---|---|
| Gross margin | 67.62% | 78.28% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 19.00% | 22.58% | 18.66% |
| Free cash flow margin | 19.63% | 25.90% | 21.18% |
| Return on equity | 11.08% | 11.42% | 10.64% |
| Return on assets | 1.30% | 1.33% | 1.13% |
| Return on invested capital | 20.39% | 9.65% | 8.33% |
Growth
Health
Dividend
Size
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