Customers Bancorp, Inc (CUBI) vs NBT Bancorp Inc. (NBTB)
Customers Bancorp, Inc and NBT Bancorp Inc. are both Banks Regional companies. Customers Bancorp, Inc and NBT Bancorp Inc. are of similar size ($2.7B and $2.6B). Customers Bancorp, Inc trades at the lower P/E: 9.1× against 12.6×. Customers Bancorp, Inc grew revenue faster over the last twelve months: 16.0% against 14.5%. NBT Bancorp Inc. has the higher net margin (22.6% vs 18.6%) and the lower return on invested capital (9.65% vs 91.5%). Across the 19 metrics below, Customers Bancorp, Inc leads on 14 and NBT Bancorp Inc. on 5.
Valuation
Profitability
| Metric | CUBI | NBTB | Banks Regional median |
|---|---|---|---|
| Gross margin | 60.32% | 78.28% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 18.64% | 22.58% | 18.66% |
| Free cash flow margin | 23.99% | 25.90% | 21.18% |
| Return on equity | 14.30% | 11.42% | 10.64% |
| Return on assets | 1.16% | 1.33% | 1.13% |
| Return on invested capital | 91.51% | 9.65% | 8.33% |
Growth
Health
Dividend
Size
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