Jefferson Capital, Inc.
JCAP Financial Credit Services
Jefferson Capital, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $613.3 million, up 41.5% from fiscal 2024. In the quarter to June 2026, revenue grew 16.3%, EPS fell 96.4% and free cash flow fell 45.6%, each against the same quarter a year earlier.
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Jefferson Capital, Inc. (JCAP) P/E ratio
As of 16 October 2026, Jefferson Capital, Inc. (JCAP) trades at a P/E ratio of 8.4×. Over the past ten years it has ranged from 0.8× (June 2026) to 9.8× (August 2026); the current reading is higher than 77% of that period. That is below the Credit Services industry median of 9.4× and below the Financial sector median of 12.4×.
P/E ratio, daily
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Annual newest first
| Period | P/E ratio | Change |
|---|---|---|
| FY2025 | 0.9× | 0.00% |
| FY2024 | 0.9× | 0.00% |
| FY2023 | 0.9× | — |
Quarterly newest first
| Period | P/E ratio | Change |
|---|---|---|
| Jun 2026 | 7.9× | 742.46% |
| Mar 2026 | 0.9× | 0.00% |
| Dec 2025 | 0.9× | 0.00% |
| Sep 2025 | 0.9× | 0.00% |
| 4 more quarters | Free account |
Against its own ten years
P/E ratio against peers
| Company | P/E ratio |
|---|---|
| GDOT Green Dot Corporation compare | n/m |
| PRAA PRA Group, Inc. compare | n/m |
| LU Lufax Holding Ltd. Sponsored ADR compare | n/m |
| NAVI Navient Corporation compare | n/m |
| QFIN Qfin Holdings Inc. - Sponsored ADR compare | 1.3× |
| WU The Western Union Company compare | 5.0× |
| JCAP Jefferson Capital, Inc. | 8.4× |
| ATLC Atlanticus Holdings Corporation compare | 9.6× |
| WRLD World Acceptance Corporation compare | 20.3× |
| Credit Services industry median | 9.4× |
| Financial sector median | 12.4× |
| Market median | 18.1× |
What P/E ratio is
Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.
Stock Price ÷ EPS (Basic) (TTM)