Jefferson Capital, Inc.
JCAP Financial Credit Services
Jefferson Capital, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $613.3 million, up 41.5% from fiscal 2024.
- Revenue
- +16.3%
- EPS
- −96.4%
- Free cash flow
- −45.6%
Quarter to June 2026, against a year earlier
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Jefferson Capital, Inc. (JCAP) P/E ratio
As of 5 November 2026, Jefferson Capital, Inc. (JCAP) trades at a P/E ratio of 8.5×. Over the past ten years it has ranged from 0.8× (June 2026) to 9.8× (August 2026); the current reading is higher than 82% of that period. That is below the Credit Services industry median of 9.0× and below the Financial sector median of 12.2×.
P/E ratio, daily
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Annual newest first
| Period | P/E ratio | Change |
|---|---|---|
| FY2025 | 0.9× | 0.00% |
| FY2024 | 0.9× | 0.00% |
| FY2023 | 0.9× | — |
Quarterly newest first
| Period | P/E ratio | Change |
|---|---|---|
| Jun 2026 | 7.9× | 742.46% |
| Mar 2026 | 0.9× | 0.00% |
| Dec 2025 | 0.9× | 0.00% |
| Sep 2025 | 0.9× | 0.00% |
| 4 more quarters | Free account |
Against its own ten years
P/E ratio against peers
| Company | P/E ratio |
|---|---|
| GDOT Green Dot Corporation compare | n/m |
| PRAA PRA Group, Inc. compare | n/m |
| LU Lufax Holding Ltd. Sponsored ADR compare | n/m |
| NAVI Navient Holdings, Inc. compare | n/m |
| WU The Western Union Company compare | 6.5× |
| ATLC Atlanticus Holdings Corporation compare | 6.8× |
| JCAP Jefferson Capital, Inc. | 8.5× |
| EZPW EZCORP, Inc. compare | 11.2× |
| WRLD World Acceptance Corporation compare | 13.9× |
| Credit Services industry median | 9.0× |
| Financial sector median | 12.2× |
| Market median | 17.9× |
What P/E ratio is
Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.
Stock Price ÷ EPS (Basic) (TTM)