stockrowAtlanticus Holdings Corporation (ATLC) vs Jefferson Capital, Inc. (JCAP)
- Atlanticus Holdings Corporation ATLC 96.71 −3.05%
- Jefferson Capital, Inc. JCAP 20.74 +0.48%
Atlanticus Holdings Corporation and Jefferson Capital, Inc. are both Credit Services companies. Atlanticus Holdings Corporation is the larger, with a market value of $1.5B against $1.2B — 1.2× the size. Atlanticus Holdings Corporation trades at the lower P/E: 6.8× against 8.5×. Atlanticus Holdings Corporation grew revenue faster over the last twelve months: 84.8% against 26.4%. Jefferson Capital, Inc. has the higher net margin (22.3% vs 7.33%) and the higher return on invested capital (42.0% vs 22.3%). Across the 17 metrics below, Atlanticus Holdings Corporation leads on 9 and Jefferson Capital, Inc. on 8.
Valuation
Profitability
| Metric | ATLC | JCAP | Credit Services median |
|---|---|---|---|
| Gross margin | 83.32% | 64.54% | 76.61% |
| Operating margin | 0.00% | 45.82% | 0.34% |
| Net margin | 7.33% | 22.32% | 8.35% |
| Free cash flow margin | 36.90% | 33.30% | 8.73% |
| Return on equity | 30.90% | 33.19% | 9.05% |
| Return on assets | 2.89% | 7.64% | 1.94% |
| Return on invested capital | 22.28% | 41.96% | 4.56% |
Growth
Health
Dividend
Size
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