Green Dot Corporation (GDOT) vs Jefferson Capital, Inc. (JCAP)
- Green Dot Corporation GDOT 12.20 −0.49%
- Jefferson Capital, Inc. JCAP 20.53 −1.01%
Green Dot Corporation and Jefferson Capital, Inc. are both Credit Services companies. Jefferson Capital, Inc. is the larger, with a market value of $1.2B against $698.6M — 1.7× the size. Green Dot Corporation has negative trailing earnings, so its P/E is not meaningful; Jefferson Capital, Inc. trades at 8.4×. Jefferson Capital, Inc. grew revenue faster over the last twelve months: 26.4% against 17.7%. Jefferson Capital, Inc. has the higher net margin (20.1% vs −1.14%) and the higher return on invested capital (42.0% vs 0.00%). Across the 16 metrics below, Jefferson Capital, Inc. leads on 11 and Green Dot Corporation on 5.
Valuation
Profitability
| Metric | GDOT | JCAP | Credit Services median |
|---|---|---|---|
| Gross margin | 100.00% | 64.54% | 77.13% |
| Operating margin | 0.34% | 45.82% | 0.34% |
| Net margin | (1.14%) | 20.06% | 9.25% |
| Free cash flow margin | 3.66% | 33.30% | 12.91% |
| Return on equity | (2.79%) | 29.83% | 8.49% |
| Return on assets | (0.44%) | 6.87% | 2.16% |
| Return on invested capital | 0.00% | 41.96% | 4.09% |
Growth
Health
Dividend
Size
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