EZCORP, Inc. (EZPW) vs Jefferson Capital, Inc. (JCAP)
- EZCORP, Inc. EZPW 33.00 −0.39%
- Jefferson Capital, Inc. JCAP 20.53 −1.01%
EZCORP, Inc. and Jefferson Capital, Inc. are both Credit Services companies. EZCORP, Inc. is the larger, with a market value of $2.0B against $1.2B — 1.7× the size. Jefferson Capital, Inc. trades at the lower P/E: 8.4× against 12.8×. EZCORP, Inc. grew revenue faster over the last twelve months: 28.6% against 26.4%. Jefferson Capital, Inc. has the higher net margin (20.1% vs 9.99%) and the higher return on invested capital (42.0% vs 13.9%). Across the 17 metrics below, Jefferson Capital, Inc. leads on 11 and EZCORP, Inc. on 6.
Valuation
Profitability
| Metric | EZPW | JCAP | Credit Services median |
|---|---|---|---|
| Gross margin | 58.55% | 64.54% | 77.13% |
| Operating margin | 13.90% | 45.82% | 0.34% |
| Net margin | 9.99% | 20.06% | 9.25% |
| Free cash flow margin | 8.73% | 33.30% | 12.91% |
| Return on equity | 14.67% | 29.83% | 8.49% |
| Return on assets | 7.82% | 6.87% | 2.16% |
| Return on invested capital | 13.94% | 41.96% | 4.09% |
Growth
Health
Dividend
Size
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