INTERNATIONAL MONEY EXPRESS, INC.

IMXI Technology Software Infrastructure

INTERNATIONAL MONEY EXPRESS, INC.’s revenue for fiscal 2025 (year ended December 2025) was $607.8 million, down 7.72% from fiscal 2024. In the quarter to June 2026, revenue fell 18.6%, EPS fell 62.2%, free cash flow grew 203.5% and total debt fell 19.3%, each against the same quarter a year earlier.

10.31 0.27 −2.55%
Market cap
$319.6M
P/E
16.4×
Fwd P/E
29.3×
Dividend yield
—
F-score
5/9
Altman Z
3.58
Beneish M
−2.59
Dividend safety
n/a

Insider Decisions trades per month

Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 6.41%

Capital & Financial Ratios $m

Market Cap 319.64
Revenue 555.45
Net Income 18.61
Free Cash Flow 9.25
Net Debt (21.31)
Current Ratio 1.96 (at or above 1.5: strong)
Debt/Equity 0.76
P/E ratio 16.37
Fwd P/E 29.30
P/S ratio 0.56
P/B ratio 1.83
Past 5Y EPS Growth 4.18%
This Y EPS Growth (53.65%) (below 0%: weak)
Next Y EPS Growth 91.69% (at or above 15%: strong)
Next Y revenue growth (16.30%) (below 0%: weak)
Next 5Y EPS Growth (9.47%) (below 0%: weak)

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 64.16%
10-year low 10-year high
P/S against its own 10 years 6.19%
10-year low 10-year high
P/B against its own 10 years 13.29%
10-year low 10-year high
EV/Sales against its own 10 years 2.01%
10-year low 10-year high
EV/FCF against its own 10 years 83.81%
10-year low 10-year high

Dividends

Payout Ratio —
Annual Dividend Rate —
Annual Dividend Yield —
total individual payouts
2025 Powerpack
2024 Powerpack
2023 Powerpack
2022 Powerpack
2021 Powerpack
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 239 131 169 151
Receivables 155 107 105 100
Inventory — — — —
Other — — — —
433 298 353 286
2023 2024 2025 Q'26
Payables 37 20 15 22
ST’ Debt 7 — — —
Other 125 85 88 85
223 152 141 146

Compound Annual Growth %

10y 5y 3y
Sales — 11.22% 3.59%
Cash Flow 0.00% 0.00% 34.46%
Earnings 0.00% (0.67%) (17.09%)
Book Value 0.00% 11.31% 2.42%

Revenue $m

Mar Jun Sep Dec Year
’26 122 131 — — —
’25 144 161 155 147 608
’24 150 172 172 165 659
’23 145 169 172 172 659
’22 115 137 141 154 547
’21 95 117 121 127 459
’20 77 85 96 99 357
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 (37) 113 — — —
’25 41 40 (29) (16) 37
’24 48 (20) 29 (5) 53
’23 1 (1) 82 61 144
’22 33 (29) (14) 25 15
’21 (32) 103 (10) 17 78
’20 19 3 10 (32) (1)
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 (43) 107 — — —
’25 36 35 (35) (20) 16
’24 35 (26) 23 (21) 11
’23 (1) (4) 79 56 131
’22 29 (31) (17) 22 3
’21 (34) 101 (12) 12 68
’20 18 2 9 (34) (5)
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 0.02 0.14 — — —
’25 0.25 0.37 0.17 0.29 1.08
’24 0.35 0.42 0.53 0.49 1.79
’23 0.31 0.42 0.41 0.49 1.63
’22 0.30 0.41 0.43 0.35 1.48
’21 0.23 0.34 0.29 0.33 1.20
’20 0.15 0.24 0.25 0.25 0.88
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

3
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low — 9.70 9.06 10.31 6.46 13.14 15.07 15.76 16.17 8.58

Analyst estimates 2026–2028

Powerpack
High — 11.76 13.38 16.10 18.69 18.96 27.81 28.24 23.28 21.41
People
People Employees 0 0 690 786 262 884 1,182 1,387 1,303 531
Revenue/emp, $m 0.00 0.00 0.40 0.41 1.36 0.52 0.46 0.47 0.51 1.14
Income, $m
Income, $m Revenue 165 215 274 320 357 459 547 659 659 608
Gross margin, % 22.91 13.87 17.59 23.85 24.01 23.45 23.18 23.87 24.23 21.95
EBT 13 (15) (5) 28 46 63 77 85 83 47
EBT margin, % 8.15 (7.04) (1.96) 8.74 12.96 13.79 14.13 12.91 12.64 7.75
Net income 9 (13) (7) 20 34 47 57 60 59 33
Depreciation 3 17 16 13 11 9 9 13 14 17
Per share, $
Per share, $ Revenue 31.37 12.51 10.75 8.54 9.39 11.94 14.49 18.50 20.31 20.30
Earnings 0.00 (0.78) (0.28) 0.52 0.89 1.22 1.52 1.67 1.81 1.09
Cash flow 4.25 0.93 0.78 1.40 (0.02) 2.03 0.40 4.03 1.64 1.23
Capex (0.57) (0.27) (0.21) (0.17) (0.11) (0.28) (0.32) (0.36) (1.29) (0.69)
Free cash flow 3.68 0.67 0.57 1.23 (0.13) 1.75 0.08 3.67 0.34 0.54
Book value 0.00 2.08 1.75 1.50 2.48 3.72 3.97 4.19 4.16 5.38
Shares, m 5 17 25 37 38 38 38 36 32 30
Valuation, ×
Valuation, × P/E 0.00 0.00 0.00 22.72 17.44 13.19 15.83 13.08 11.45 14.09
P/S 0.00 0.00 1.11 1.41 1.65 1.34 1.65 1.19 1.03 0.76
P/B 0.00 4.77 6.85 8.05 6.27 4.29 6.02 5.25 5.01 2.86
EV/Sales 0.00 0.00 1.27 1.44 1.69 1.23 1.70 1.14 1.11 0.84
EV/FCF 0.00 19.54 24.06 9.97 (122.10) 8.36 310.17 5.77 65.70 31.43
Cash, $m
Cash, $m Operating cash flow 22 16 20 53 (1) 78 15 144 53 37
Capex (3) (5) (5) (6) (4) (11) (12) (13) (42) (21)
Free cash flow 19 11 15 46 (5) 68 3 131 11 16
Balance, $m
Balance, $m Working capital 0 46 71 65 103 147 198 210 146 212
Total debt 0 112 117 95 88 83 178 211 175 210
Net debt 0 53 44 9 13 (49) 29 (28) 45 42
Shareholders’ equity 0 36 44 56 94 143 150 149 135 161
Returns, %
Returns, % ROA 3,995.75 (12.43) (3.27) 8.65 13.88 15.61 13.45 10.93 11.32 6.67
ROIC 8,444.84 (2.18) 9.21 35.30 30.89 45.28 28.97 49.43 33.06 17.16
ROE 98,947.37 (75.12) (18.03) 39.05 44.98 39.48 39.14 39.82 41.43 22.08
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

INTERNATIONAL MONEY EXPRESS, INC. vs peers in Software Infrastructure (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
QIWI QIWI PLC $355.6M 9.1× 3.3× −360.74% (below 0%: shrinking) n/m −94.56% (below 0%: shrinking) 51.39% 24.46% Compare
NUAI New Era Energy & Digital, Inc. $354.9M — (loss-making) — −82.54% (below 0%: shrinking) n/m −399.88% (below 0%: shrinking) 100.00% (46,250.68%) Compare
AIOT PowerFleet, Inc. $334.2M — (loss-making) 53.6× +6.41% (above 0%: growing) n/m +92.55% (above 0%: growing) 55.20% 0.24% Compare
SUPX SuperX AI Technology Limited $325.4M — — — — −135,337.38% (below 0%: shrinking) — — Compare
IMXI INTERNATIONAL MONEY EXPRESS, INC. $319.6M 16.4× 29.3× −18.60% (below 0%: shrinking) −62.16% (below 0%: shrinking) +203.48% (above 0%: growing) 20.76% 6.67%
TLS Telos Corporation $319.1M — (loss-making) — (loss-making) +32.74% (above 0%: growing) n/m +42.95% (above 0%: growing) 34.96% 0.65% Compare
KDK Kodiak AI, Inc. $319.0M — (loss-making) — +595.63% (above 0%: growing) n/m −60.60% (below 0%: shrinking) 100.00% (1,248.27%) Compare
XNET Xunlei Limited $295.8M — (loss-making) — +38.73% (above 0%: growing) n/m +309.97% (above 0%: growing) 56.13% (4.67%) Compare
PSFE Paysafe Limited $295.5M — (loss-making) — (loss-making) +4.49% (above 0%: growing) n/m −148.29% (below 0%: shrinking) 54.48% (2.84%) Compare
Median of peers $322.3M — — +6.41% — −77.58% 55.20% (2.84%)

All 173 Software Infrastructure stocks →

INTERNATIONAL MONEY EXPRESS, INC. (IMXI) key facts

  • Concern: INTERNATIONAL MONEY EXPRESS, INC.’s revenue for fiscal 2025 (year ended December 2025) was $607.8 million, down 7.72% from fiscal 2024.
  • INTERNATIONAL MONEY EXPRESS, INC. (IMXI) is a Software Infrastructure company in the Technology sector, listed on Nasdaq.
  • As of October 16, 2026, IMXI traded at $10.31, a market capitalization of $319.6 million.
  • Return on equity was 22.1% and debt-to-equity 0.76.
  • Its Piotroski F-score is 5 out of 9 and its Altman Z-score is 3.58 (safe zone) for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

INTERNATIONAL MONEY EXPRESS, INC. (IMXI) Latest News

12 Aug

stockrow.com/IMXI · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com