INTERNATIONAL MONEY EXPRESS, INC. IMXI

11.25 0.68 6.43% as of 25 Sep
Market cap
$319.3M
P/E
17.9×

Insider Decisions

in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 6.41%

Capital & Financial Ratios

Market Cap 319.34
Revenue 555.45
Net Income 18.61
Free Cash Flow 9.25
Net Debt (21.31)
Current Ratio 1.96
Debt/Equity 0.76
P/E ratio 17.86
P/S ratio 0.61
P/B ratio 2.00
Past 5Y EPS Growth 27.98%
This Y EPS Growth (50.45%)
Next Y EPS Growth 66.43%
Next 5Y EPS Growth (9.47%)
in millions of $

Dividends

Payout Ratio 0.00
Annual Dividend Rate —
Annual Dividend Yield —
total individual payouts
2025 Powerpack
2024 Powerpack
2023 Powerpack
2022 Powerpack
2021 Powerpack
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 239 131 169 151
Receivables 155 107 105 100
Inventory — — — —
Other — — — —
433 298 353 286
2023 2024 2025 Q'26
Payables 37 20 15 22
ST’ Debt 7 — — —
Other 125 85 88 85
223 152 141 146
in millions of $

Compound Annual Growth

10y 5y 3y
Sales — 11.22% 3.59%
Cash Flow 0.00% 0.00% 34.46%
Earnings 0.00% (0.67%) (17.09%)
Book Value 0.00% 11.31% 2.42%

Revenue

Mar Jun Sep Dec Year
’26 122 131 — — —
’25 144 161 155 147 608
’24 150 172 172 165 659
’23 145 169 172 172 659
’22 115 137 141 154 547
’21 95 117 121 127 459
’20 77 85 96 99 357
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 (37) 113 — — —
’25 41 40 (29) (16) 37
’24 48 (20) 29 (5) 53
’23 1 (1) 82 61 144
’22 33 (29) (14) 25 15
’21 (32) 103 (10) 17 78
’20 19 3 10 (32) (1)
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 (43) 107 — — —
’25 36 35 (35) (20) 16
’24 35 (26) 23 (21) 11
’23 (1) (4) 79 56 131
’22 29 (31) (17) 22 3
’21 (34) 101 (12) 12 68
’20 18 2 9 (34) (5)
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.02 0.14 — — —
’25 0.25 0.37 0.17 0.29 1.08
’24 0.35 0.42 0.53 0.49 1.79
’23 0.31 0.42 0.41 0.49 1.63
’22 0.30 0.41 0.43 0.35 1.48
’21 0.23 0.34 0.29 0.33 1.20
’20 0.15 0.24 0.25 0.25 0.88
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

3
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
— 9.70 9.06 10.31 6.46 13.14 15.07 15.76 16.17 8.58

Analyst estimates 2026–2028

Powerpack
Low Price
— 11.76 13.38 16.10 18.69 18.96 27.81 28.24 23.28 21.41
High Price
0 0 690 786 262 884 1,182 1,387 1,303 531
Employees
0 0 0 0 1 1 0 0 1 1
Revenue/Emp
165 215 274 320 357 459 547 659 659 608
Revenue
22.91% 13.87% 17.59% 23.85% 24.01% 23.45% 23.18% 23.87% 24.23% 21.95%
Gross Margin
13 (15) (5) 28 46 63 77 85 83 47
EBT
8.15% (7.04%) (1.96%) 8.74% 12.96% 13.79% 14.13% 12.91% 12.64% 7.75%
EBT Margin
9 (13) (7) 20 34 47 57 60 59 33
Net Income
3 17 16 13 11 9 9 13 14 17
Depreciation
31.37 12.51 10.75 8.54 9.39 11.94 14.49 18.50 20.31 20.30
Revenue/Sh
0.00 (0.78) (0.28) 0.52 0.89 1.22 1.52 1.67 1.81 1.09
Earnings/Sh
4.25 0.93 0.78 1.40 (0.02) 2.03 0.40 4.03 1.64 1.23
Cash Flow/Sh
(0.57) (0.27) (0.21) (0.17) (0.11) (0.28) (0.32) (0.36) (1.29) (0.69)
Capex/Sh
3.68 0.67 0.57 1.23 (0.13) 1.75 0.08 3.67 0.34 0.54
Free CF/Sh
0.00 2.08 1.75 1.50 2.48 3.72 3.97 4.19 4.16 5.38
Book Value/Sh
5 17 25 37 38 38 38 36 32 30
Shares
0.00 0.00 0.00 22.72 17.44 13.19 15.83 13.08 11.45 14.09
PE Ratio
0.00 0.00 1.11 1.41 1.65 1.34 1.65 1.19 1.03 0.76
PS Ratio
0.00 4.77 6.85 8.05 6.27 4.29 6.02 5.25 5.01 2.86
PB Ratio
0.00 0.00 1.27 1.44 1.69 1.23 1.70 1.14 1.11 0.84
EV/Sales
0.00 19.54 24.06 9.97 (122.10) 8.36 310.17 5.77 65.70 31.43
EV/FCF
22 16 20 53 (1) 78 15 144 53 37
Op' Cash Flow
(3) (5) (5) (6) (4) (11) (12) (13) (42) (21)
Capex
19 11 15 46 (5) 68 3 131 11 16
FCF
0 46 71 65 103 147 198 210 146 212
Working Cap'
0 112 117 95 88 83 178 211 175 210
Total Debt
0 53 44 9 13 (49) 29 (28) 45 42
Net Debt
0 36 44 56 94 143 150 149 135 161
Sh' Equity
3,995.75% (12.43%) (3.27%) 8.65% 13.88% 15.61% 13.45% 10.93% 11.32% 6.67%
ROA
8,444.84% (2.18%) 9.21% 35.30% 30.89% 45.28% 28.97% 49.43% 33.06% 17.16%
ROIC
98,947.37% (75.12%) (18.03%) 39.05% 44.98% 39.48% 39.14% 39.82% 41.43% 22.08%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

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INTERNATIONAL MONEY EXPRESS, INC. (IMXI) key facts

  • INTERNATIONAL MONEY EXPRESS, INC. (IMXI) is a Software Infrastructure company in the Technology sector, listed on Nasdaq.
  • INTERNATIONAL MONEY EXPRESS, INC.’s revenue for fiscal 2025 (year ended December 2025) was $607.8 million, down 7.72% from fiscal 2024.
  • As of September 25, 2026, IMXI traded at $11.25, a market capitalization of $319.3 million.
  • Return on equity was 22.1% and debt-to-equity 0.76.

Source: company filings (standardised) and stockrow calculations.

INTERNATIONAL MONEY EXPRESS, INC. (IMXI) Latest News

News by impact score

Fine-tune

14 Aug

5

Western Union and Intermex provide update on pending acquisition of Intermex. Pending acquisition by Western Union represents a transformative event likely to redefine Intermex operations and market position.

12 Aug

4

Western Union has announced a $500 million acquisition of International Money Express, Inc. (IMXI), aiming to enhance its digital payment capabilities and expand its market presence. This strategic move is expected to strengthen Western Union's position in the remittance and financial services sector, leveraging IMXI's technology and customer base. The acquisition reflects a growing trend in the industry towards consolidation and innovation in digital transactions. The acquisition is a significant strategic move that could enhance Western Union's competitive positioning and market dynamics, impacting IMXI's future performance.

3

Fintech firms are pressuring Western Union's Latin American strategy, intensifying competition in the remittances market where IMXI operates. Increased fintech competition for Western Union points to broader market shifts that may moderately affect IMXI's positioning and performance.

6 Aug

4

IMXI disrupts global remittance markets with potential for 35% stock rally. Disruption of global remittance markets by IMXI leads to significant growth potential.

24 Jun

5

Western Union and Intermex issue update on pending acquisition of Intermex by Western Union. Pending acquisition by Western Union will transform Intermex ownership and operations entirely.

4

Western Union and Intermex issued an update on the pending acquisition of Intermex by Western Union. Pending acquisition by Western Union constitutes a major strategic transaction that will reshape Intermex ownership and trajectory.

6 Mar

4

International Money Express, Inc. (IMXI) released Q4 earnings snapshot detailing quarterly financial performance. Q4 earnings snapshot provides critical financial metrics that significantly influence investor sentiment and future stock performance.

25 Feb

5

Western Union advances its fintech transformation by pursuing the acquisition of Intermex (IMXI) and launching a stablecoin. Western Union's pursuit of acquiring IMXI constitutes a game-changing event that redefines the company's ownership, strategy, and market prospects.

16 Jan

4

International Money Express, Inc. (IMXI) has experienced a significant increase of over 49% in its stock price over the past six months, reflecting strong market performance and investor confidence in the company's growth prospects. The substantial stock price increase indicates a significant positive shift in investor sentiment and market dynamics for IMXI.

17 Dec

4

Shareholders of International Money Express, Inc. (IMXI) have approved the acquisition deal with Western Union. This agreement is expected to enhance IMXI's market position and expand its service offerings. The approval marks a significant step in the merger process, which aims to leverage Western Union's extensive network and resources to drive growth for IMXI. The acquisition by Western Union is a major strategic move that could significantly alter IMXI's trajectory and investor sentiment.

2 Dec

4

Intermex and Banco Industrial have launched the Zigi app, a new platform designed to streamline the remittance process for Guatemalans. This app allows users to receive money directly into their bank accounts or mobile wallets, enhancing convenience and accessibility. The partnership aims to improve financial inclusion and provide a more efficient way for families to access funds sent from abroad. The launch of the Zigi app represents a significant strategic move that could enhance Intermex's competitive positioning in the remittance market.

20 Nov

4

International Money Express, Inc. (IMXI) has expanded its operations into Canada through a partnership with Orbit Money Transfer. This collaboration aims to enhance IMXI's cross-border payment services, allowing customers to send money to Canada more efficiently. The partnership is expected to leverage Orbit's existing infrastructure and expertise in the Canadian market, positioning IMXI for growth in this new region. The partnership with Orbit Money Transfer represents a significant strategic move that could enhance IMXI's market presence and financial performance in Canada.

11 Nov

4

International Money Express, Inc. (IMXI) reported its Q3 earnings, showcasing key metrics that highlight the company's financial performance and operational efficiency. The results indicate growth in revenue and transaction volume, reflecting strong demand for its services. The company continues to expand its market presence and enhance its technology infrastructure, positioning itself favorably in the competitive landscape of money transfer services. The earnings report indicates significant growth and strategic advancements that could alter the company's trajectory and investor sentiment.

10 Nov

4

International Money Express, Inc. reported its Q3 earnings, highlighting a significant increase in revenue and net income compared to the previous year. The company attributed this growth to strong demand for its money transfer services and strategic expansions in key markets. Additionally, management provided an optimistic outlook for the upcoming quarters, emphasizing ongoing investments in technology and customer service enhancements. Overall, the results reflect a positive trajectory for the company amidst a competitive landscape. The significant revenue and net income growth, along with strategic expansions, indicate a likely positive shift in the company's market position and investor sentiment.

3

International Money Express, Inc. (IMXI) reported Q3 earnings and revenues that fell short of analysts' expectations. The company's financial performance was impacted by various factors, leading to a decline in key metrics. Despite efforts to enhance operational efficiency, the results indicate challenges in meeting growth targets. Investors reacted negatively to the news, reflecting concerns about the company's future performance in a competitive market. Earnings and revenue misses can moderately influence investor sentiment and financial performance.

29 Oct

4

Ripple's competition with Solana intensifies following Western Union's partnership with International Money Express, Inc. (IMXI), which may influence the remittance landscape. The collaboration could enhance IMXI's market position and drive XRP adoption, impacting its price. Analysts are closely monitoring how this strategic move will affect Ripple's market dynamics and its ability to compete effectively against Solana. The partnership between Western Union and IMXI is expected to significantly alter the competitive landscape for Ripple and its XRP currency.

28 Oct

4

International Money Express, Inc. (IMXI) has announced a partnership with Caribe Express to enhance the remittance experience in the Dominican Republic. This collaboration aims to streamline money transfers and improve service delivery for customers, leveraging both companies' strengths in the remittance market. The initiative is expected to provide better access and convenience for users sending money to the Dominican Republic, ultimately transforming the remittance landscape in the region. The partnership is a significant strategic move that could enhance IMXI's competitive position and market share in the remittance sector.

23 Oct

4

Upslope Capital Management has expressed its views on International Money Express, Inc. (IMXI), highlighting the company's growth potential and strategic initiatives. The firm believes that IMXI is well-positioned in the remittance market and could benefit from increasing demand for digital payment solutions. Upslope's analysis suggests that IMXI's operational efficiency and customer-centric approach may lead to improved financial performance in the coming quarters. Upslope Capital Management's insights indicate significant growth potential and strategic positioning for IMXI in the evolving remittance market.

7 Oct

5

Western Union and Intermex (IMXI) announced the expiration of the Hart-Scott-Rodino Act waiting period, clearing a key U.S. antitrust review hurdle for their merger agreement. Expiration of the HSR waiting period removes a major regulatory obstacle, accelerating Western Union's acquisition of IMXI and fundamentally altering its competitive position and long-term prospects.

4

Western Union and International Money Express, Inc. (IMXI) have announced the expiration of the Hart-Scott-Rodino Act waiting period related to their proposed merger. This regulatory milestone allows the companies to proceed with their transaction, which is expected to enhance their competitive positioning in the money transfer market. The completion of the merger is anticipated to create synergies and improve service offerings for customers. The merger is likely to significantly impact IMXI's competitive position and market dynamics.

16 Sep

3

International Money Express, Inc. (IMXI) has launched a new feature for its Payroll Mastercard program, allowing users to send international wire transfers without fees through its mobile app and website. This initiative aims to enhance customer convenience and expand the company's service offerings, catering to the needs of users who require cost-effective international money transfers. The introduction of no-fee international wires is expected to moderately influence customer engagement and competitive positioning in the remittance market.

26 Aug

4

International Money Express, Inc. (IMXI) has partnered with Zeepay to enhance its money transfer services to Africa. This strategic alliance aims to leverage Zeepay's extensive network and expertise in mobile payments, enabling IMXI to expand its reach and offer more efficient remittance solutions to customers in the African market. The partnership is expected to facilitate faster and more affordable money transfers, catering to the growing demand for financial services in the region. The partnership with Zeepay is a significant strategic move that could enhance IMXI's market positioning and financial performance in the growing African remittance market.

15 Aug

4

Western Union's $500 million investment in International Money Express, Inc. (IMXI) aims to enhance its competitive position in the global remittance market. This strategic move is expected to leverage IMXI's established network and customer base, potentially increasing Western Union's market share and operational efficiency. The partnership may also facilitate technological advancements and service improvements, positioning both companies favorably against competitors in the evolving financial services landscape. The investment is a significant strategic move that could enhance market positioning and operational capabilities for both companies.

11 Aug

4

International Money Express, Inc. (IMXI) reported better-than-expected earnings for Q2, surpassing analysts' estimates. The company's strong performance was attributed to increased transaction volumes and effective cost management strategies. IMXI's growth in both revenue and net income reflects its expanding market presence and operational efficiency. The positive results have bolstered investor confidence, leading to a favorable market reaction. Strong Q2 earnings and increased transaction volumes indicate significant growth potential and improved market positioning.

4

Western Union has announced its acquisition of International Money Express, Inc. (IMXI) for $500 million. This strategic move aims to enhance Western Union's position in the money transfer market and expand its service offerings. The deal is expected to close in the coming months, pending regulatory approvals. IMXI's established network and customer base will complement Western Union's existing operations, potentially driving growth and increasing market share. The acquisition is a significant strategic move that could alter Western Union's competitive positioning and market dynamics.

4

International Money Express, Inc. reported its Q2 earnings, highlighting a significant increase in revenue and net income compared to the previous year. The company attributed this growth to higher transaction volumes and expanded service offerings. Additionally, management provided an optimistic outlook for the remainder of the year, emphasizing strategic initiatives aimed at enhancing customer experience and operational efficiency. The results reflect a strong performance in the remittance sector, positioning IMXI favorably in a competitive market. The significant revenue and net income growth, along with strategic initiatives, indicate a likely positive shift in the company's trajectory.

4

International Money Express, Inc. (IMXI) reported its second-quarter results, highlighting a significant increase in revenue and net income compared to the previous year. The company attributed this growth to strong demand for its money transfer services and expansion into new markets. Additionally, IMXI announced plans for further investment in technology to enhance customer experience and operational efficiency. The positive financial performance reflects the company's strategic initiatives and market positioning. Strong revenue growth and strategic investments indicate significant potential for future performance.

3

International Money Express, Inc. (IMXI) reported its Q2 earnings, revealing key metrics that were compared to analysts' estimates. The results highlighted the company's financial performance and operational metrics, providing insights into its growth trajectory and market positioning. The earnings report indicates moderate influence on financial performance and market sentiment.

10 Aug

4

Western Union has announced its intention to acquire International Money Express, Inc. (IMXI) in a strategic move aimed at expanding its footprint in the money transfer market. The acquisition is expected to enhance Western Union's service offerings and customer base, leveraging IMXI's established presence in the remittance sector. Financial details of the deal have not been disclosed, but the transaction is anticipated to close in the coming months, pending regulatory approvals. The acquisition is a significant strategic move that could alter Western Union's competitive positioning and market dynamics in the money transfer industry.

4

Western Union has announced its intention to acquire International Money Express, Inc. (IMXI) in a strategic move to enhance its global money transfer services. The acquisition aims to leverage IMXI's established network and customer base, potentially expanding Western Union's reach in the remittance market. Financial terms of the deal have not been disclosed, but the transaction is expected to close in the coming months, subject to regulatory approvals. This acquisition aligns with Western Union's strategy to diversify its offerings and strengthen its competitive position in the financial services sector. The acquisition is a significant strategic move that could alter Western Union's competitive positioning and market dynamics.

stockrow.com/IMXI · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com