stockrowINTERNATIONAL MONEY EXPRESS, INC.
IMXI Technology Software Infrastructure
INTERNATIONAL MONEY EXPRESS, INC.’s revenue for fiscal 2025 (year ended December 2025) was $607.8 million, down 7.72% from fiscal 2024.
- Revenue
- −18.6%
- EPS
- −62.2%
- Free cash flow
- +203.5%
- Total debt
- −19.3%
Quarter to June 2026, against a year earlier
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INTERNATIONAL MONEY EXPRESS, INC. (IMXI) Beneish M-score
INTERNATIONAL MONEY EXPRESS, INC.'s Beneish M-score for fiscal 2025 is −2.59; values above −1.78 are the model's flag for possible earnings manipulation — a statistical screen, not a finding.
Beneish M-score, annual
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Annual newest first
| Period | Beneish M-score | Change (points) |
|---|---|---|
| FY2025 | −2.59 | (0.04) |
| FY2024 | −2.55 | 0.50 |
| FY2023 | −3.05 | (1.74) |
| FY2022 | −1.31 | 1.42 |
| FY2021 | −2.73 | (1.22) |
| FY2020 | −1.51 | 1.73 |
| FY2019 | −3.24 | 0.13 |
| FY2018 | −3.36 | — |
How fiscal 2025’s score is made up
| Component | This year | Year before | Result | Points |
|---|---|---|---|---|
| Days’ sales in receivables index | 1.07 | — | 0.98 | |
| Gross margin index | 1.10 | — | 0.58 | |
| Asset quality index | 0.84 | — | 0.34 | |
| Sales growth index | 0.92 | — | 0.82 | |
| Depreciation index | 0.92 | — | 0.11 | |
| SG&A index | 1.33 | — | −0.23 | |
| Total accruals to total assets | (0.01) | — | −0.04 | |
| Leverage index | 0.96 | — | −0.31 | |
| Beneish M-score | Low — no pattern the model associates with manipulation | −2.59 | ||
How the Beneish M-score works
M = −4.84 + 0.920 × DSRI + 0.528 × GMI + 0.404 × AQI + 0.892 × SGI + 0.115 × DEPI − 0.172 × SGAI + 4.679 × TATA − 0.327 × LVGI (Beneish, 1999): eight changes in the accounts from one fiscal year to the next, which the model weighs for the pattern seen in companies that later restated their earnings. Higher is worse.
| below −2.22 | Low — no pattern the model associates with manipulation |
|---|---|
| −2.22 to −1.78 | Elevated |
| above −1.78 | Flagged by the model |
−1.78 is the cut-off usually quoted from the paper, −2.22 a common conservative one. A statistical screen, not a finding of wrongdoing.
When asset quality, depreciation or SG&A cannot be worked out, that index is set to 1, as Beneish did, and the breakdown says so; with all three missing there is no score. Depreciation includes amortisation, and asset quality leaves out securities. Not worked out for banks, insurers and REITs.
Beneish M-score against peers
| Company | Beneish M-score |
|---|---|
| KDK Kodiak AI, Inc. compare | −16.9× |
| NUAI New Era Energy & Digital, Inc. compare | −4.0× |
| ARQQ Arqit Quantum Inc. compare | −3.0× |
| IMXI INTERNATIONAL MONEY EXPRESS, INC. | −2.6× |
| GRRR Gorilla Technology Group Inc. compare | −1.0× |
| BKKT Bakkt Holdings, Inc. compare | 0.5× |
| XNET Xunlei Limited compare | 3.5× |
| QNC Quantum eMotion Corp. compare | — |
| SUPX SuperX AI Technology Limited compare | — |
What Beneish M-score is
The Beneish M-Score combines eight year-on-year changes in the accounts into a statistical screen for patterns seen in companies that overstated earnings.
−4.84 + 0.920 × DSRI + 0.528 × GMI + 0.404 × AQI + 0.892 × SGI + 0.115 × DEPI − 0.172 × SGAI + 4.679 × TATA − 0.327 × LVGI