Home Bancorp, Inc. HBCP

67.60 (0.12) (0.18%) as of 25 Sep
Market cap
$533.0M
P/E
11.2×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.03
Total sells 0.47
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — 1 — — — — — — —
Sell — — — — — — 2 4 — 1 1 —
Insider Ownership 11.05%

Capital & Financial Ratios

Market Cap 533.01
Revenue 210.29
Net Income 46.74
Free Cash Flow 51.49
Net Debt (133.44)
Current Ratio 0.97
Debt/Equity 0.12
P/E ratio 11.20
P/S ratio 2.50
P/B ratio 1.16
Past 5Y EPS Growth 8.30%
This Y EPS Growth (0.44%)
Next Y EPS Growth 6.04%
Next 5Y EPS Growth 8.34%
in millions of $

Dividends

Payout Ratio 0.19
Annual Dividend Rate 1.00
Annual Dividend Yield 2.75%
total individual payouts
2027 Powerpack
2026 1.27
0.31
0.31
0.32
2025 1.14
0.27
0.27
0.29
0.31
2024 1.01
0.25
0.25
0.25
0.26
2023 1.00
0.25
0.25
0.25
0.25
2022 0.93
0.23
0.23
0.23
0.24
2021 0.91
0.22
0.23
0.23
0.23
2020 0.88
0.22
0.22
0.22
0.22
2019 0.84
0.20
0.21
0.21
0.22
2018 0.71
0.15
0.17
0.19
0.20
2017 0.55
0.13
0.14
0.14
0.14
2016 0.41
0.09
0.10
0.10
0.12
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 76 99 142 188
Receivables — — — —
Inventory — — — —
Other — — — —
2,709 2,864 2,918 3,009
2023 2024 2025 Q'26
Payables 2,671 2,781 2,973 3,069
ST’ Debt — — — —
Other — — — —
2,856 2,955 3,000 3,095
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 12.03% 12.05% 14.38%
Cash Flow 4.19% 2.14% 2.11%
Earnings 13.89% 13.21% 10.57%
Book Value 10.18% 6.22% 9.66%

Revenue

Mar Jun Sep Dec Year
’26 51 53 — — —
’25 51 52 53 53 209
’24 48 49 51 51 199
’23 41 44 46 47 178
’22 28 34 38 40 140
’21 31 29 34 29 123
’20 29 29 30 31 118
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 17 11 — — —
’25 13 9 21 12 55
’24 10 15 18 6 49
’23 10 8 13 10 41
’22 2 18 17 15 51
’21 11 21 12 12 56
’20 8 5 5 31 49
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 14 9 — — —
’25 9 8 21 7 45
’24 9 13 17 5 45
’23 10 7 13 10 39
’22 1 17 16 14 49
’21 11 20 11 11 54
’20 7 5 5 30 47
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 1.45 1.48 — — —
’25 1.37 1.45 1.59 1.46 5.87
’24 1.14 1.02 1.18 1.21 4.56
’23 1.39 1.21 1.22 1.17 4.99
’22 0.53 1.03 1.28 1.32 4.16
’21 1.41 1.34 1.79 1.23 5.77
’20 0.21 0.29 1.01 1.36 2.87
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

2.8
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
21.29 32.52 32.59 33.20 18.57 27.60 33.16 27.75 33.30 39.59

Analyst estimates 2026–2028

Powerpack
Low Price
39.75 47.20 48.47 40.80 39.34 43.84 45.73 44.00 52.39 62.15
High Price
— — — — — — 484 477 481 494
Employees
0 0 0 0 0 0 0 0 0 0
Revenue/Emp
79 84 116 117 118 123 140 178 199 209
Revenue
93.32% 92.24% 91.10% 86.10% 89.94% 95.20% 94.34% 75.90% 67.65% 71.08%
Gross Margin
24 29 38 34 31 60 43 50 45 58
EBT
29.90% 34.75% 33.07% 28.98% 26.01% 49.07% 30.40% 28.12% 22.66% 27.73%
EBT Margin
16 17 32 28 25 49 34 40 36 46
Net Income
7 11 13 11 12 8 9 8 7 6
Depreciation
11.52 11.85 12.76 12.85 13.65 14.70 17.18 22.21 25.06 26.92
Revenue/Sh
2.34 2.50 3.48 3.08 2.87 5.80 4.19 5.02 4.57 5.93
Earnings/Sh
2.99 3.48 5.20 4.84 5.65 6.65 6.29 5.15 6.13 7.01
Cash Flow/Sh
0.03 (0.15) (0.44) (0.42) (0.25) (0.25) (0.32) (0.25) (0.48) (1.28)
Capex/Sh
3.03 3.33 4.76 4.43 5.41 6.40 5.97 4.90 5.65 5.73
Free CF/Sh
26.29 39.04 33.53 34.86 37.10 42.00 40.54 45.77 49.78 55.98
Book Value/Sh
7 7 9 9 9 8 8 8 8 8
Shares
16.36 16.84 10.14 12.72 9.72 7.16 9.57 8.42 10.09 9.75
PE Ratio
3.31 3.55 2.77 3.05 2.05 2.82 2.33 1.90 1.84 2.15
PS Ratio
1.45 1.08 1.06 1.12 0.75 0.99 0.99 0.92 0.93 1.03
PB Ratio
3.91 2.55 2.76 3.05 0.70 (1.85) 2.24 2.02 1.81 1.75
EV/Sales
14.88 9.09 7.39 8.86 1.78 (4.25) 6.46 9.16 8.06 8.21
EV/FCF
20 25 47 44 49 56 51 41 49 55
Op' Cash Flow
0 (1) (4) (4) (2) (2) (3) (2) (4) (10)
Capex
21 24 43 40 47 54 49 39 45 45
FCF
(11) (45) (51) (58) (56) (98) (260) (146) (91) (82)
Working Cap'
79 68 59 41 29 26 75 97 93 58
Total Debt
47 (85) (2) 0 (159) (576) (13) 21 (6) (84)
Net Debt
180 278 304 316 322 352 330 367 396 435
Sh' Equity
1.03% 0.89% 1.44% 1.28% 1.03% 1.76% 1.11% 1.23% 1.08% 1.33%
ROA
6.49% 9.48% 7.92% 6.67% 11.86% 0.00% 8.37% 8.07% 7.23% 10.33%
ROIC
9.28% 7.35% 10.86% 9.00% 7.76% 14.43% 9.99% 11.54% 9.54% 11.08%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Home Bancorp, Inc. peers in Banks Regional

All 325 Banks Regional stocks →

Home Bancorp, Inc. (HBCP) key facts

  • Home Bancorp, Inc. (HBCP) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • Home Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $209.2 million, up 4.94% from fiscal 2024.
  • Net income was $46.1 million, or $5.93 per share (basic), a net margin of 22.0%.
  • As of September 25, 2026, HBCP traded at $67.60, a market capitalization of $533.0 million.
  • At that price the stock trades at 11.2× trailing-twelve-month earnings and 2.5× sales.
  • Home Bancorp, Inc. pays an annual dividend of $1.00 per share, a yield of 2.75%, with a payout ratio of 18.7%.
  • Return on equity was 11.1% and debt-to-equity 0.12.

Source: company filings (standardised) and stockrow calculations.

Home Bancorp, Inc. (HBCP) Latest News

News by impact score

Fine-tune

22 Jul

3 transcript

HBCP posted record net interest income in Q2 2026 with strong overall results. Record net interest income supports HBCP financial results and share sentiment.

21 Jul

3

Home Bancorp Q2 earnings call reported higher net income and EPS, supported by loan growth and stable credit metrics. Q2 earnings metrics can moderately shift near-term investor sentiment and valuation for HBCP.

3 transcript

Home Bancorp, Inc. released its Q2 2026 earnings call summary covering quarterly financial results, performance metrics, and management commentary on operations and outlook. Quarterly earnings updates deliver financial details and guidance that moderately influence near-term stock sentiment and valuation.

20 Jul

3

Home Bancorp (HBCP) Q2 earnings results include key metrics compared against analyst estimates. Q2 earnings metrics versus estimates deliver routine quarterly performance data with moderate market relevance.

3

Home Bancorp, Inc. reported 2026 second quarter results and raised its quarterly dividend by 3%. Quarterly results and 3% dividend increase indicate stable performance with modest shareholder benefit.

22 Apr

4

Home Bancorp Inc (HBCP) reported record net interest income in Q1 2026 earnings call highlights, alongside strong financial performance metrics. Record net interest income reflects significant financial strength, likely driving positive shifts in investor sentiment and stock trajectory.

21 Apr

4 transcript

Home Bancorp (HBCP) released its Q4 2025 earnings call transcript, detailing quarterly financial performance, management's commentary, and future outlook. Q4 earnings transcripts reveal key financial metrics, guidance, and strategic updates that significantly influence stock trajectory and investor sentiment.

3 transcript

Home Bancorp (HBCP) Q1 2026 earnings call transcript details quarterly financial results, management discussion, and forward guidance. Quarterly earnings transcripts reveal financial performance and outlook, moderately influencing investor sentiment and stock trajectory.

3

Home Bancorp, Inc. (HBCP) released Q1 earnings call highlights covering financial results, loan growth, deposit trends, net interest margin, and forward outlook. Q1 earnings highlights detail financial metrics and guidance with moderately noticeable influence on HBCP's performance.

3 transcript

Home Bancorp, Inc. held its Q1 2026 earnings call covering financial results, operational updates and outlook. Quarterly earnings data typically produce moderate short-term effects on valuation and sentiment.

20 Apr

4

Home Bancorp, Inc. (HBCP) reported first-quarter earnings per share of $1.07, surpassing the consensus estimate of $0.98, and revenue of $45.2 million, exceeding forecasts of $42.1 million. Surpassing Q1 earnings and revenue estimates indicates robust financial performance likely to enhance investor sentiment and stock trajectory.

3

Home Bancorp, Inc. (HBCP) Q1 earnings compared to analyst estimates, highlighting key metrics. Q1 earnings versus estimates influence financial performance and investor sentiment moderately.

3

Home Bancorp, Inc. announced first quarter 2026 results and declared a quarterly dividend. Quarterly earnings results and dividend declaration moderately influence financial performance and investor sentiment.

7 Feb

4

Home Bancorp, Inc. (HBCP) has delivered an impressive 119% return to its investors over the past five years, reflecting strong financial performance and effective management strategies. The company's growth trajectory has been supported by a robust banking environment and strategic initiatives that have enhanced its market position. Investors are likely to view this performance positively, indicating confidence in the company's future prospects. The significant return over five years suggests strong strategic moves and market positioning that could influence future performance.

3 Feb

4

Home Bancorp, Inc. (HBCP) is highlighted as a top dividend stock due to its consistent dividend payments and strong financial performance. The company has demonstrated resilience in its operations, maintaining a solid balance sheet and a commitment to returning value to shareholders. Investors are encouraged to consider HBCP for its attractive yield and potential for growth in a competitive banking environment. Strong financial performance and consistent dividends indicate significant potential for future growth and investor interest.

29 Jan

4

Home Bancorp, Inc. (HBCP) has received a rating upgrade to 'Buy' from analysts, reflecting positive sentiment regarding the company's financial health and growth potential. The upgrade is attributed to strong performance metrics and favorable market conditions, positioning HBCP for potential gains in the near future. Investors are encouraged to consider this upgrade as a signal of confidence in the bank's operational strategies and market positioning. The rating upgrade indicates significant positive sentiment and potential for improved financial performance.

27 Jan

4

Home Bancorp, Inc. (HBCP) reported record annual net income for Q4 2025, highlighting strong financial performance and growth. The earnings call emphasized key achievements and strategic initiatives that contributed to this success, positioning the company favorably in the market. Record annual net income and strategic initiatives indicate significant positive momentum for future performance.

4 transcript

Home Bancorp, Inc. (HBCP) reported its Q4 earnings, highlighting strong financial performance with increased net income and improved asset quality. The bank's loan growth and strategic initiatives contributed positively to its results. Management emphasized their commitment to enhancing shareholder value and expanding market presence. The earnings call also addressed future growth strategies and potential challenges in the economic landscape. Significant strategic initiatives and strong financial performance are likely to influence future growth and investor sentiment.

26 Jan

4

Home Bancorp, Inc. (HBCP) reported strong financial results for Q4, surpassing both earnings and revenue estimates. The bank's performance reflects effective management strategies and growth in key areas, contributing to positive investor sentiment. Analysts noted the company's solid loan growth and improved asset quality as significant factors in the favorable results. Overall, the results indicate a robust financial position for HBCP moving forward. Strong Q4 results indicate significant growth and improved financial health, likely influencing future performance positively.

4

Home Bancorp, Inc. (HBCP) reported its Q4 earnings, showcasing a solid performance with notable increases in net income and earnings per share compared to the previous year. The bank's total assets and deposits also saw significant growth, reflecting strong customer demand and effective management strategies. The results indicate a positive trajectory for the company, bolstered by a favorable economic environment and strategic initiatives aimed at enhancing operational efficiency. Strong earnings growth and asset increases suggest significant positive momentum for the company's future performance.

4 transcript

Home Bancorp, Inc. (HBCP) reported its Q3 2025 earnings, highlighting a significant increase in net income and improved asset quality. The bank's loan portfolio showed growth, driven by strong demand in the residential and commercial sectors. Management expressed optimism about future performance, citing strategic initiatives aimed at enhancing operational efficiency and customer service. Additionally, the bank's capital ratios remained robust, positioning it well for potential market challenges. Overall, the earnings call reflected a positive outlook for HBCP amidst a competitive banking environment. The earnings report indicates significant growth and strategic initiatives that could alter the company's trajectory and investor sentiment.

4 transcript

Home Bancorp, Inc. (HBCP) reported its Q1 2025 earnings, highlighting key financial metrics and performance indicators. The company demonstrated growth in net income and assets, driven by increased loan demand and effective cost management. Management provided insights into strategic initiatives aimed at enhancing operational efficiency and expanding market presence. The earnings call also addressed challenges in the current economic environment, including interest rate fluctuations and regulatory considerations. Overall, the results reflect a positive trajectory for HBCP amidst a competitive banking landscape. Significant growth in net income and strategic initiatives indicate a strong potential for future performance.

3

Home Bancorp, Inc. (HBCP) reported its Q4 earnings, revealing key metrics that were compared against Wall Street estimates. The results highlighted the bank's financial performance and operational efficiency, providing insights into its growth trajectory and market positioning. Analysts noted the implications of these earnings on investor sentiment and future expectations for the company. The earnings report indicates moderate influence on financial performance and market sentiment.

3

Home Bancorp, Inc. (HBCP) announced its financial results for the fourth quarter of 2025, highlighting key performance metrics and overall financial health. The company also declared a quarterly dividend, reflecting its commitment to returning value to shareholders. These results indicate a stable financial position and ongoing operational effectiveness. The quarterly results and dividend declaration suggest a stable performance, but do not indicate a significant shift in the company's trajectory.

3 transcript

Home Bancorp, Inc. (HBCP) reported its Q4 2024 earnings, highlighting key financial metrics and performance indicators. The earnings call provided insights into the company's operational strategies, market conditions, and future outlook. Management discussed challenges faced during the quarter and outlined plans for growth and improvement in the upcoming fiscal year. Earnings performance and strategic plans may moderately influence financial results and market positioning.

21 Jan

3

Home Bancorp, Inc. (HBCP) is approaching its Q4 earnings report, with Wall Street analysts predicting key financial metrics. Investors are keenly awaiting the results to gauge the bank's performance and future outlook amidst current market conditions. Earnings reports can moderately influence investor sentiment and financial performance.

30 Dec

3

Home Bancorp, Inc. (HBCP) is being considered for a watchlist due to its recent performance and market conditions. Analysts are evaluating its financial health, growth potential, and competitive positioning in the banking sector. Factors such as interest rates, economic trends, and company-specific developments are influencing investor sentiment. The stock's valuation metrics and historical performance are also under scrutiny as potential indicators for future investment decisions. Moderate influence is expected due to ongoing evaluations of financial health and market conditions.

27 Nov

4

Home Bancorp, Inc. (HBCP) is currently perceived as undervalued by investors, with analysts suggesting that the stock's price does not reflect its strong fundamentals and growth potential. The bank has shown resilience in its financial performance, and there are indications that it may outperform market expectations in the near future. Investors are encouraged to consider the company's strategic initiatives and market positioning as potential catalysts for future growth. Strong fundamentals and growth potential indicate significant impact on future performance.

26 Nov

3

Home Bancorp, Inc. (HBCP) has garnered significant interest from institutional investors, who collectively hold a substantial 49% stake in the company. This level of institutional ownership indicates a strong confidence in HBCP's potential and may influence its market performance moving forward. The substantial institutional ownership suggests a moderately noticeable influence on HBCP's market sentiment and financial performance.

10 Nov

3

Home Bancorp, Inc. (HBCP) is being evaluated by value investors for its stock potential. Analysts are considering the company's financial health, market position, and growth prospects. Key metrics such as earnings, dividends, and valuation ratios are analyzed to determine if HBCP represents a good investment opportunity. The current market conditions and competitive landscape are also factored into the assessment, influencing investor sentiment and future performance expectations. Moderate influence is expected due to the company's financial metrics and market conditions affecting investor sentiment.

stockrow.com/HBCP · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com