Home Bancorp, Inc. HBCP
- Market cap
- $533.0M
- P/E
- 11.2×
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Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 21.29 | 32.52 | 32.59 | 33.20 | 18.57 | 27.60 | 33.16 | 27.75 | 33.30 | 39.59 |
Analyst estimates 2026–2028 Powerpack |
Low Price
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| 39.75 | 47.20 | 48.47 | 40.80 | 39.34 | 43.84 | 45.73 | 44.00 | 52.39 | 62.15 |
High Price
|
|||
| — | — | — | — | — | — | 484 | 477 | 481 | 494 |
Employees
|
|||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Revenue/Emp
|
|||
| 79 | 84 | 116 | 117 | 118 | 123 | 140 | 178 | 199 | 209 |
Revenue
|
|||
| 93.32% | 92.24% | 91.10% | 86.10% | 89.94% | 95.20% | 94.34% | 75.90% | 67.65% | 71.08% |
Gross Margin
|
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| 24 | 29 | 38 | 34 | 31 | 60 | 43 | 50 | 45 | 58 |
EBT
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| 29.90% | 34.75% | 33.07% | 28.98% | 26.01% | 49.07% | 30.40% | 28.12% | 22.66% | 27.73% |
EBT Margin
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| 16 | 17 | 32 | 28 | 25 | 49 | 34 | 40 | 36 | 46 |
Net Income
|
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| 7 | 11 | 13 | 11 | 12 | 8 | 9 | 8 | 7 | 6 |
Depreciation
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| 11.52 | 11.85 | 12.76 | 12.85 | 13.65 | 14.70 | 17.18 | 22.21 | 25.06 | 26.92 |
Revenue/Sh
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| 2.34 | 2.50 | 3.48 | 3.08 | 2.87 | 5.80 | 4.19 | 5.02 | 4.57 | 5.93 |
Earnings/Sh
|
|||
| 2.99 | 3.48 | 5.20 | 4.84 | 5.65 | 6.65 | 6.29 | 5.15 | 6.13 | 7.01 |
Cash Flow/Sh
|
|||
| 0.03 | (0.15) | (0.44) | (0.42) | (0.25) | (0.25) | (0.32) | (0.25) | (0.48) | (1.28) |
Capex/Sh
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| 3.03 | 3.33 | 4.76 | 4.43 | 5.41 | 6.40 | 5.97 | 4.90 | 5.65 | 5.73 |
Free CF/Sh
|
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| 26.29 | 39.04 | 33.53 | 34.86 | 37.10 | 42.00 | 40.54 | 45.77 | 49.78 | 55.98 |
Book Value/Sh
|
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| 7 | 7 | 9 | 9 | 9 | 8 | 8 | 8 | 8 | 8 |
Shares
|
|||
| 16.36 | 16.84 | 10.14 | 12.72 | 9.72 | 7.16 | 9.57 | 8.42 | 10.09 | 9.75 |
PE Ratio
|
|||
| 3.31 | 3.55 | 2.77 | 3.05 | 2.05 | 2.82 | 2.33 | 1.90 | 1.84 | 2.15 |
PS Ratio
|
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| 1.45 | 1.08 | 1.06 | 1.12 | 0.75 | 0.99 | 0.99 | 0.92 | 0.93 | 1.03 |
PB Ratio
|
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| 3.91 | 2.55 | 2.76 | 3.05 | 0.70 | (1.85) | 2.24 | 2.02 | 1.81 | 1.75 |
EV/Sales
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| 14.88 | 9.09 | 7.39 | 8.86 | 1.78 | (4.25) | 6.46 | 9.16 | 8.06 | 8.21 |
EV/FCF
|
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| 20 | 25 | 47 | 44 | 49 | 56 | 51 | 41 | 49 | 55 |
Op' Cash Flow
|
|||
| 0 | (1) | (4) | (4) | (2) | (2) | (3) | (2) | (4) | (10) |
Capex
|
|||
| 21 | 24 | 43 | 40 | 47 | 54 | 49 | 39 | 45 | 45 |
FCF
|
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| (11) | (45) | (51) | (58) | (56) | (98) | (260) | (146) | (91) | (82) |
Working Cap'
|
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| 79 | 68 | 59 | 41 | 29 | 26 | 75 | 97 | 93 | 58 |
Total Debt
|
|||
| 47 | (85) | (2) | 0 | (159) | (576) | (13) | 21 | (6) | (84) |
Net Debt
|
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| 180 | 278 | 304 | 316 | 322 | 352 | 330 | 367 | 396 | 435 |
Sh' Equity
|
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| 1.03% | 0.89% | 1.44% | 1.28% | 1.03% | 1.76% | 1.11% | 1.23% | 1.08% | 1.33% |
ROA
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| 6.49% | 9.48% | 7.92% | 6.67% | 11.86% | 0.00% | 8.37% | 8.07% | 7.23% | 10.33% |
ROIC
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| 9.28% | 7.35% | 10.86% | 9.00% | 7.76% | 14.43% | 9.99% | 11.54% | 9.54% | 11.08% |
ROE
|
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Home Bancorp, Inc. peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| NPB Northpointe Bancshares, Inc. | $530.8M | 6.5× | Compare |
| BSVN Bank7 Corp. | $526.7M | 12.6× | Compare |
| BWFG Bankwell Financial Group, Inc. | $526.2M | 12.3× | Compare |
| NRIM Northrim BanCorp Inc | $544.4M | 8.1× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| BSRR Sierra Bancorp | $514.0M | 11.6× | Compare |
| UNTY Unity Bancorp, Inc. | $555.0M | 9.6× | Compare |
| OBT Orange County Bancorp, Inc. | $501.2M | 10.7× | Compare |
| SUPV Grupo Supervielle S.A. | $568.4M | 0.0× | Compare |
Home Bancorp, Inc. (HBCP) key facts
- Home Bancorp, Inc. (HBCP) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- Home Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $209.2 million, up 4.94% from fiscal 2024.
- Net income was $46.1 million, or $5.93 per share (basic), a net margin of 22.0%.
- As of September 25, 2026, HBCP traded at $67.60, a market capitalization of $533.0 million.
- At that price the stock trades at 11.2× trailing-twelve-month earnings and 2.5× sales.
- Home Bancorp, Inc. pays an annual dividend of $1.00 per share, a yield of 2.75%, with a payout ratio of 18.7%.
- Return on equity was 11.1% and debt-to-equity 0.12.
Home Bancorp, Inc. (HBCP) Latest News
22 Jul
HBCP posted record net interest income in Q2 2026 with strong overall results. Record net interest income supports HBCP financial results and share sentiment.
21 Jul
Home Bancorp Q2 earnings call reported higher net income and EPS, supported by loan growth and stable credit metrics. Q2 earnings metrics can moderately shift near-term investor sentiment and valuation for HBCP.
Home Bancorp, Inc. released its Q2 2026 earnings call summary covering quarterly financial results, performance metrics, and management commentary on operations and outlook. Quarterly earnings updates deliver financial details and guidance that moderately influence near-term stock sentiment and valuation.
20 Jul
Home Bancorp (HBCP) Q2 earnings results include key metrics compared against analyst estimates. Q2 earnings metrics versus estimates deliver routine quarterly performance data with moderate market relevance.
Home Bancorp, Inc. reported 2026 second quarter results and raised its quarterly dividend by 3%. Quarterly results and 3% dividend increase indicate stable performance with modest shareholder benefit.
22 Apr
Home Bancorp Inc (HBCP) reported record net interest income in Q1 2026 earnings call highlights, alongside strong financial performance metrics. Record net interest income reflects significant financial strength, likely driving positive shifts in investor sentiment and stock trajectory.
21 Apr
Home Bancorp (HBCP) released its Q4 2025 earnings call transcript, detailing quarterly financial performance, management's commentary, and future outlook. Q4 earnings transcripts reveal key financial metrics, guidance, and strategic updates that significantly influence stock trajectory and investor sentiment.
Home Bancorp (HBCP) Q1 2026 earnings call transcript details quarterly financial results, management discussion, and forward guidance. Quarterly earnings transcripts reveal financial performance and outlook, moderately influencing investor sentiment and stock trajectory.
Home Bancorp, Inc. (HBCP) released Q1 earnings call highlights covering financial results, loan growth, deposit trends, net interest margin, and forward outlook. Q1 earnings highlights detail financial metrics and guidance with moderately noticeable influence on HBCP's performance.
Home Bancorp, Inc. held its Q1 2026 earnings call covering financial results, operational updates and outlook. Quarterly earnings data typically produce moderate short-term effects on valuation and sentiment.
20 Apr
Home Bancorp, Inc. (HBCP) reported first-quarter earnings per share of $1.07, surpassing the consensus estimate of $0.98, and revenue of $45.2 million, exceeding forecasts of $42.1 million. Surpassing Q1 earnings and revenue estimates indicates robust financial performance likely to enhance investor sentiment and stock trajectory.
Home Bancorp, Inc. (HBCP) Q1 earnings compared to analyst estimates, highlighting key metrics. Q1 earnings versus estimates influence financial performance and investor sentiment moderately.
Home Bancorp, Inc. announced first quarter 2026 results and declared a quarterly dividend. Quarterly earnings results and dividend declaration moderately influence financial performance and investor sentiment.
7 Feb
Home Bancorp, Inc. (HBCP) has delivered an impressive 119% return to its investors over the past five years, reflecting strong financial performance and effective management strategies. The company's growth trajectory has been supported by a robust banking environment and strategic initiatives that have enhanced its market position. Investors are likely to view this performance positively, indicating confidence in the company's future prospects. The significant return over five years suggests strong strategic moves and market positioning that could influence future performance.
3 Feb
Home Bancorp, Inc. (HBCP) is highlighted as a top dividend stock due to its consistent dividend payments and strong financial performance. The company has demonstrated resilience in its operations, maintaining a solid balance sheet and a commitment to returning value to shareholders. Investors are encouraged to consider HBCP for its attractive yield and potential for growth in a competitive banking environment. Strong financial performance and consistent dividends indicate significant potential for future growth and investor interest.
29 Jan
Home Bancorp, Inc. (HBCP) has received a rating upgrade to 'Buy' from analysts, reflecting positive sentiment regarding the company's financial health and growth potential. The upgrade is attributed to strong performance metrics and favorable market conditions, positioning HBCP for potential gains in the near future. Investors are encouraged to consider this upgrade as a signal of confidence in the bank's operational strategies and market positioning. The rating upgrade indicates significant positive sentiment and potential for improved financial performance.
27 Jan
Home Bancorp, Inc. (HBCP) reported record annual net income for Q4 2025, highlighting strong financial performance and growth. The earnings call emphasized key achievements and strategic initiatives that contributed to this success, positioning the company favorably in the market. Record annual net income and strategic initiatives indicate significant positive momentum for future performance.
Home Bancorp, Inc. (HBCP) reported its Q4 earnings, highlighting strong financial performance with increased net income and improved asset quality. The bank's loan growth and strategic initiatives contributed positively to its results. Management emphasized their commitment to enhancing shareholder value and expanding market presence. The earnings call also addressed future growth strategies and potential challenges in the economic landscape. Significant strategic initiatives and strong financial performance are likely to influence future growth and investor sentiment.
26 Jan
Home Bancorp, Inc. (HBCP) reported strong financial results for Q4, surpassing both earnings and revenue estimates. The bank's performance reflects effective management strategies and growth in key areas, contributing to positive investor sentiment. Analysts noted the company's solid loan growth and improved asset quality as significant factors in the favorable results. Overall, the results indicate a robust financial position for HBCP moving forward. Strong Q4 results indicate significant growth and improved financial health, likely influencing future performance positively.
Home Bancorp, Inc. (HBCP) reported its Q4 earnings, showcasing a solid performance with notable increases in net income and earnings per share compared to the previous year. The bank's total assets and deposits also saw significant growth, reflecting strong customer demand and effective management strategies. The results indicate a positive trajectory for the company, bolstered by a favorable economic environment and strategic initiatives aimed at enhancing operational efficiency. Strong earnings growth and asset increases suggest significant positive momentum for the company's future performance.
Home Bancorp, Inc. (HBCP) reported its Q3 2025 earnings, highlighting a significant increase in net income and improved asset quality. The bank's loan portfolio showed growth, driven by strong demand in the residential and commercial sectors. Management expressed optimism about future performance, citing strategic initiatives aimed at enhancing operational efficiency and customer service. Additionally, the bank's capital ratios remained robust, positioning it well for potential market challenges. Overall, the earnings call reflected a positive outlook for HBCP amidst a competitive banking environment. The earnings report indicates significant growth and strategic initiatives that could alter the company's trajectory and investor sentiment.
Home Bancorp, Inc. (HBCP) reported its Q1 2025 earnings, highlighting key financial metrics and performance indicators. The company demonstrated growth in net income and assets, driven by increased loan demand and effective cost management. Management provided insights into strategic initiatives aimed at enhancing operational efficiency and expanding market presence. The earnings call also addressed challenges in the current economic environment, including interest rate fluctuations and regulatory considerations. Overall, the results reflect a positive trajectory for HBCP amidst a competitive banking landscape. Significant growth in net income and strategic initiatives indicate a strong potential for future performance.
Home Bancorp, Inc. (HBCP) reported its Q4 earnings, revealing key metrics that were compared against Wall Street estimates. The results highlighted the bank's financial performance and operational efficiency, providing insights into its growth trajectory and market positioning. Analysts noted the implications of these earnings on investor sentiment and future expectations for the company. The earnings report indicates moderate influence on financial performance and market sentiment.
Home Bancorp, Inc. (HBCP) announced its financial results for the fourth quarter of 2025, highlighting key performance metrics and overall financial health. The company also declared a quarterly dividend, reflecting its commitment to returning value to shareholders. These results indicate a stable financial position and ongoing operational effectiveness. The quarterly results and dividend declaration suggest a stable performance, but do not indicate a significant shift in the company's trajectory.
Home Bancorp, Inc. (HBCP) reported its Q4 2024 earnings, highlighting key financial metrics and performance indicators. The earnings call provided insights into the company's operational strategies, market conditions, and future outlook. Management discussed challenges faced during the quarter and outlined plans for growth and improvement in the upcoming fiscal year. Earnings performance and strategic plans may moderately influence financial results and market positioning.
21 Jan
Home Bancorp, Inc. (HBCP) is approaching its Q4 earnings report, with Wall Street analysts predicting key financial metrics. Investors are keenly awaiting the results to gauge the bank's performance and future outlook amidst current market conditions. Earnings reports can moderately influence investor sentiment and financial performance.
30 Dec
Home Bancorp, Inc. (HBCP) is being considered for a watchlist due to its recent performance and market conditions. Analysts are evaluating its financial health, growth potential, and competitive positioning in the banking sector. Factors such as interest rates, economic trends, and company-specific developments are influencing investor sentiment. The stock's valuation metrics and historical performance are also under scrutiny as potential indicators for future investment decisions. Moderate influence is expected due to ongoing evaluations of financial health and market conditions.
27 Nov
Home Bancorp, Inc. (HBCP) is currently perceived as undervalued by investors, with analysts suggesting that the stock's price does not reflect its strong fundamentals and growth potential. The bank has shown resilience in its financial performance, and there are indications that it may outperform market expectations in the near future. Investors are encouraged to consider the company's strategic initiatives and market positioning as potential catalysts for future growth. Strong fundamentals and growth potential indicate significant impact on future performance.
26 Nov
Home Bancorp, Inc. (HBCP) has garnered significant interest from institutional investors, who collectively hold a substantial 49% stake in the company. This level of institutional ownership indicates a strong confidence in HBCP's potential and may influence its market performance moving forward. The substantial institutional ownership suggests a moderately noticeable influence on HBCP's market sentiment and financial performance.
10 Nov
Home Bancorp, Inc. (HBCP) is being evaluated by value investors for its stock potential. Analysts are considering the company's financial health, market position, and growth prospects. Key metrics such as earnings, dividends, and valuation ratios are analyzed to determine if HBCP represents a good investment opportunity. The current market conditions and competitive landscape are also factored into the assessment, influencing investor sentiment and future performance expectations. Moderate influence is expected due to the company's financial metrics and market conditions affecting investor sentiment.