Home Bancorp, Inc. (HBCP) vs Northpointe Bancshares, Inc. (NPB)
- Home Bancorp, Inc. HBCP 65.90 +0.05%
- Northpointe Bancshares, Inc. NPB 15.52 −0.64%
Home Bancorp, Inc. and Northpointe Bancshares, Inc. are both Banks Regional companies. Home Bancorp, Inc. and Northpointe Bancshares, Inc. are of similar size ($540.2M and $518.5M). Northpointe Bancshares, Inc. trades at the lower P/E: 6.6× against 10.9×. Northpointe Bancshares, Inc. grew revenue faster over the last twelve months: 19.7% against 2.06%. Home Bancorp, Inc. has the higher net margin (22.2% vs 16.1%) and the higher return on invested capital (11.5% vs 4.38%). Both pay a dividend; Home Bancorp, Inc. yields more (1.90% vs 0.68%). Across the 17 metrics below, Northpointe Bancshares, Inc. leads on 9 and Home Bancorp, Inc. on 8.
Valuation
Profitability
| Metric | HBCP | NPB | Banks Regional median |
|---|---|---|---|
| Gross margin | 73.15% | 50.82% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 22.23% | 16.10% | 18.66% |
| Free cash flow margin | 24.48% | 20.29% | 21.11% |
| Return on equity | 10.84% | 13.41% | 10.65% |
| Return on assets | 1.32% | 1.17% | 1.13% |
| Return on invested capital | 11.49% | 4.38% | 8.35% |
Growth
Health
Dividend
Size
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