Home Bancorp, Inc. (HBCP) vs Northpointe Bancshares, Inc. (NPB)
Home Bancorp, Inc. and Northpointe Bancshares, Inc. are both Banks Regional companies. Home Bancorp, Inc. and Northpointe Bancshares, Inc. are of similar size ($533.0M and $530.8M). Northpointe Bancshares, Inc. trades at the lower P/E: 6.5× against 11.2×. Northpointe Bancshares, Inc. grew revenue faster over the last twelve months: 19.7% against 2.06%. Home Bancorp, Inc. has the higher net margin (22.2% vs 16.1%) and the higher return on invested capital (11.5% vs 4.38%). Across the 17 metrics below, Northpointe Bancshares, Inc. leads on 9 and Home Bancorp, Inc. on 8.
Valuation
Profitability
| Metric | HBCP | NPB | Banks Regional median |
|---|---|---|---|
| Gross margin | 73.15% | 50.82% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 22.23% | 16.10% | 18.66% |
| Free cash flow margin | 24.48% | 20.29% | 21.18% |
| Return on equity | 10.84% | 13.41% | 10.64% |
| Return on assets | 1.32% | 1.17% | 1.13% |
| Return on invested capital | 11.49% | 4.38% | 8.33% |
Growth
Health
Dividend
Size
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