stockrowCitizens & Northern Corp (CZNC) vs Home Bancorp, Inc. (HBCP)
- Citizens & Northern Corp CZNC 28.35 −0.74%
- Home Bancorp, Inc. HBCP 60.74 −1.89%
Citizens & Northern Corp and Home Bancorp, Inc. are both Banks Regional companies. Citizens & Northern Corp and Home Bancorp, Inc. are of similar size ($507.1M and $478.0M). Home Bancorp, Inc. trades at the lower P/E: 10.6× against 19.2×. Citizens & Northern Corp grew revenue faster over the last twelve months: 19.0% against 1.60%. Home Bancorp, Inc. has the higher net margin (21.1% vs 13.2%) and the higher return on invested capital (12.8% vs 4.65%). Both pay a dividend; Citizens & Northern Corp yields more (4.02% vs 2.07%). Across the 19 metrics below, Home Bancorp, Inc. leads on 16 and Citizens & Northern Corp on 3.
Valuation
Profitability
| Metric | CZNC | HBCP | Banks Regional median |
|---|---|---|---|
| Gross margin | 74.65% | 73.89% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 13.23% | 21.05% | 18.82% |
| Free cash flow margin | 23.45% | 30.30% | 17.97% |
| Return on equity | 7.99% | 10.15% | 10.28% |
| Return on assets | 0.88% | 1.25% | 1.13% |
| Return on invested capital | 4.65% | 12.79% | 8.45% |
Growth
Health
Dividend
Size
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