First Bank (FRBA) vs Home Bancorp, Inc. (HBCP)
- First Bank FRBA 19.93 −2.97%
- Home Bancorp, Inc. HBCP 60.74 −1.89%
First Bank and Home Bancorp, Inc. are both Banks Regional companies. First Bank and Home Bancorp, Inc. are of similar size ($493.4M and $478.0M). Home Bancorp, Inc. trades at the lower P/E: 10.6× against 11.6×. First Bank grew revenue faster over the last twelve months: 2.77% against 1.60%. Home Bancorp, Inc. has the higher net margin (21.1% vs 17.5%) and the higher return on invested capital (12.8% vs 9.34%). Both pay a dividend; First Bank yields more (2.26% vs 2.07%). Across the 19 metrics below, Home Bancorp, Inc. leads on 13 and First Bank on 6.
Valuation
Profitability
| Metric | FRBA | HBCP | Banks Regional median |
|---|---|---|---|
| Gross margin | 61.42% | 73.89% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 17.45% | 21.05% | 18.82% |
| Free cash flow margin | 20.80% | 30.30% | 17.97% |
| Return on equity | 9.72% | 10.15% | 10.28% |
| Return on assets | 1.05% | 1.25% | 1.13% |
| Return on invested capital | 9.34% | 12.79% | 8.45% |
Growth
Health
Dividend
Size
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