Home Bancorp, Inc. (HBCP) vs Ponce Financial Group, Inc. (PDLB)
- Home Bancorp, Inc. HBCP 65.90 +0.05%
- Ponce Financial Group, Inc. PDLB 20.13 −0.25%
Home Bancorp, Inc. and Ponce Financial Group, Inc. are both Banks Regional companies. Home Bancorp, Inc. and Ponce Financial Group, Inc. are of similar size ($518.5M and $488.1M). Home Bancorp, Inc. trades at the lower P/E: 10.9× against 14.2×. Ponce Financial Group, Inc. grew revenue faster over the last twelve months: 12.5% against 2.06%. Home Bancorp, Inc. has the higher net margin (22.2% vs 16.0%) and the higher return on invested capital (11.5% vs 2.71%). Across the 18 metrics below, Home Bancorp, Inc. leads on 9 and Ponce Financial Group, Inc. on 9.
Valuation
Profitability
| Metric | HBCP | PDLB | Banks Regional median |
|---|---|---|---|
| Gross margin | 73.15% | 58.68% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 22.23% | 15.96% | 18.66% |
| Free cash flow margin | 24.48% | 28.18% | 21.11% |
| Return on equity | 10.84% | 10.33% | 10.65% |
| Return on assets | 1.32% | 0.98% | 1.13% |
| Return on invested capital | 11.49% | 2.71% | 8.35% |
Growth
Health
Dividend
Size
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