Green Dot Corporation

GDOT Financial Credit Services

Green Dot Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.1 billion, up 20.7% from fiscal 2024. In the quarter to June 2026, revenue grew 18.2%, EPS grew 95.3%, free cash flow grew 61.2% and total debt was flat, each against the same quarter a year earlier. Revenue growth for ten consecutive years.

12.20 0.06 −0.49%
Market cap
$698.6M
P/E
0.0×
Fwd P/E
11.6×
Dividend yield
—
F-score
3/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Insider Decisions trades per month

Total sells 0.27
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — — — — — — — — — —
Sell 2 — — — — — — — — — — —
Insider Ownership 3.71%

Capital & Financial Ratios $m

Market Cap 698.64
Revenue 2,269.57
Net Income (25.95)
Free Cash Flow 83.04
Net Debt (1,079.69)
Current Ratio 0.45
Debt/Equity 0.07
P/E ratio 0.00
Fwd P/E 11.60
P/S ratio 0.31
P/B ratio 0.74
Past 5Y EPS Growth —
This Y EPS Growth 2.13%
Next Y EPS Growth 4.17%
Next Y revenue growth 14.59% (at or above 10%: strong)
Next 5Y EPS Growth 5.96%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/S against its own 10 years 8.00%
10-year low 10-year high
P/B against its own 10 years 18.65%
10-year low 10-year high

Dividends

Payout Ratio —
Annual Dividend Rate —
Annual Dividend Yield —
total individual payouts
2024 Powerpack
2023 Powerpack
2022 Powerpack
2021 Powerpack
2020 Powerpack
2019 Powerpack
2017 Powerpack
special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 720 1,617 1,422 1,143
Receivables 110 132 198 139
Inventory — — — —
Other 738 616 947 970
1,638 2,428 2,640 2,317
2023 2024 2025 Q'26
Payables 120 104 115 59
ST’ Debt 61 — — —
Other 3,665 4,296 4,754 4,974
3,953 4,502 5,030 5,187

Compound Annual Growth %

10y 5y 3y
Sales 11.59% 10.66% 12.80%
Cash Flow (1.24%) (7.91%) (20.68%)
Earnings 0.00% 0.00% 0.00%
Book Value 2.99% (2.49%) 4.44%

Revenue $m

Mar Jun Sep Dec Year
’26 656 596 — — —
’25 559 504 495 523 2,080
’24 452 407 410 455 1,724
’23 416 366 353 366 1,501
’22 401 363 344 342 1,450
’21 393 369 339 331 1,433
’20 362 316 291 284 1,254
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 95 100 — — —
’25 109 69 23 (62) 139
’24 89 31 (16) (23) 81
’23 101 27 5 (35) 98
’22 116 72 65 26 278
’21 81 39 28 20 167
’20 104 57 37 10 209
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 76 80 — — —
’25 89 49 4 (76) 66
’24 75 14 (37) (45) 7
’23 81 9 (13) (55) 22
’22 97 54 41 2 193
’21 70 25 12 2 110
’20 88 42 25 (5) 150
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 0.93 (0.04) — — —
’25 0.47 (0.85) (0.56) (0.84) (1.79)
’24 0.09 (0.54) (0.15) 0.09 (0.50)
’23 0.69 0.01 (0.12) (0.45) 0.13
’22 0.70 0.27 0.09 0.11 1.19
’21 0.46 0.45 0.13 (0.19) 0.85
’20 0.87 0.06 (0.06) (0.45) 0.42
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

2.3
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low 15.28 23.40 54.08 21.97 14.20 33.26 15.03 7.30 7.70 6.12

Analyst estimates 2026–2028

Powerpack
High 25.42 65.88 93.00 84.00 64.97 61.85 38.14 21.37 13.58 15.41
People
People Employees 974 1,152 1,100 1,200 1,200 1,200 1,200 1,200 1,150 900
Revenue/emp, $m 0.74 0.78 0.97 0.92 1.04 1.19 1.21 1.25 1.50 2.31
Income, $m
Income, $m Revenue 719 901 1,066 1,109 1,254 1,433 1,450 1,501 1,724 2,080
Gross margin, % 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
EBT 62 103 124 121 28 64 84 15 (23) (97)
EBT margin, % 8.56 11.48 11.62 10.92 2.24 4.44 5.79 0.97 (1.31) (4.68)
Net income 42 86 119 100 23 47 64 7 (27) (99)
Depreciation 65 68 74 82 87 87 79 81 83 86
Per share, $
Per share, $ Revenue 14.51 17.85 20.40 21.24 23.91 26.51 27.17 28.73 32.21 37.76
Earnings 0.82 1.70 2.27 1.91 0.43 0.87 1.20 0.13 (0.50) (1.79)
Cash flow 2.31 4.32 4.81 3.64 3.99 3.09 5.20 1.87 1.52 2.51
Capex (0.87) (0.87) (1.17) (1.50) (1.13) (1.06) (1.58) (1.45) (1.39) (1.32)
Free cash flow 1.44 3.45 3.64 2.14 2.86 2.03 3.62 0.41 0.13 1.20
Book value 13.80 15.15 17.42 17.77 19.26 19.80 14.65 16.45 16.32 16.16
Shares, m 50 50 52 52 52 54 53 52 54 55
Valuation, ×
Valuation, × P/E 29.17 34.84 34.72 12.33 126.82 41.66 13.35 69.00 0.00 0.00
P/S 1.63 3.34 3.90 1.10 2.33 1.37 0.58 0.34 0.33 0.34
P/B 1.71 3.93 4.56 1.31 2.90 1.83 1.08 0.59 0.65 0.79
EV/Sales 0.64 2.27 2.89 0.20 1.16 0.45 0.04 (0.08) (0.54) (0.28)
EV/FCF 6.44 11.74 16.21 1.96 9.68 5.92 0.30 (5.91) (131.98) (8.94)
Cash, $m
Cash, $m Operating cash flow 115 218 251 190 209 167 278 98 81 139
Capex (43) (44) (61) (78) (59) (57) (84) (76) (74) (73)
Free cash flow 71 174 190 112 150 110 193 22 7 66
Balance, $m
Balance, $m Working capital 53 (15) 39 (3) (664) (1,834) (2,496) (2,315) (2,074) (2,389)
Total debt 102 81 60 79 24 15 38 61 49 64
Net debt (690) (941) (1,055) (997) (1,473) (1,311) (782) (659) (1,568) (1,358)
Shareholders’ equity 684 765 910 927 1,010 1,071 781 859 874 890
Returns, %
Returns, % ROA 2.38 4.36 5.29 4.21 0.69 1.06 1.35 0.14 (0.52) (1.73)
ROIC 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.08 0.00 0.00
ROE 6.06 11.86 14.18 10.88 2.35 4.52 6.91 0.82 (3.08) (11.21)
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Green Dot Corporation vs peers in Credit Services (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
NAVI Navient Corporation $896.6M — (loss-making) 10.6× −11.91% (below 0%: shrinking) +92.86% (above 0%: growing) +13.49% (above 0%: growing) 21.13% 0.00% Compare
WRLD World Acceptance Corporation $803.8M 20.3× 15.2× +4.85% (above 0%: growing) +432.00% (above 0%: growing) +9.97% (above 0%: growing) 100.00% 13.88% Compare
PRAA PRA Group, Inc. $751.1M — (loss-making) 6.0× +29.37% (above 0%: growing) +40.74% (above 0%: growing) −172.63% (below 0%: shrinking) 100.00% 41.19% Compare
LU Lufax Holding Ltd. Sponsored ADR $740.9M — (loss-making) 2.4× −4.84% (below 0%: shrinking) n/m −225.59% (below 0%: shrinking) 100.00% 68.30% Compare
QFIN Qfin Holdings Inc. - Sponsored ADR $709.5M 1.3× 3.6× −27.81% (below 0%: shrinking) −72.53% (below 0%: shrinking) −55.53% (below 0%: shrinking) 81.04% 36.17% Compare
GDOT Green Dot Corporation $698.6M — (loss-making) 11.6× +18.19% (above 0%: growing) n/m +61.21% (above 0%: growing) 100.00% (0.13%)
OPFI OppFi Inc. $491.7M 1.7× 4.3× −14.04% (below 0%: shrinking) n/m −3.92% (below 0%: shrinking) 86.77% 37.69% Compare
OPRT Oportun Financial Corporation $423.5M 22.7× 4.6× −0.48% (below 0%: shrinking) +13.33% (above 0%: growing) +5.05% (above 0%: growing) 82.02% 0.00% Compare
FINV PPDAI Group Inc. Sponsored ADR $410.6M 2.8× 4.1× +0.42% (above 0%: growing) −31.71% (below 0%: shrinking) −7,180.65% (below 0%: shrinking) 78.46% 17.42% Compare
Median of peers $725.2M 2.8× 4.4× −2.66% +27.04% −29.72% 84.40% 26.80%

All 55 Credit Services stocks →

Green Dot Corporation (GDOT) key facts

  • Strength: Green Dot Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.1 billion, up 20.7% from fiscal 2024.
  • Green Dot Corporation (GDOT) is a Credit Services company in the Financial sector, listed on the New York Stock Exchange.
  • As of October 16, 2026, GDOT traded at $12.20, a market capitalization of $698.6 million.
  • Return on equity was −11.2% and debt-to-equity 0.07.
  • Its Piotroski F-score is 3 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

Green Dot Corporation (GDOT) Latest News

28 Apr

16 Dec

stockrow.com/GDOT · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com