Green Dot Corporation (GDOT) vs Qfin Holdings Inc. - Sponsored ADR (QFIN)
Green Dot Corporation and Qfin Holdings Inc. - Sponsored ADR are both Credit Services companies. Qfin Holdings Inc. - Sponsored ADR is the larger, with a market value of $914.3M against $728.8M — 1.3× the size. Green Dot Corporation has negative trailing earnings, so its P/E is not meaningful; Qfin Holdings Inc. - Sponsored ADR trades at 1.7×. Green Dot Corporation grew revenue faster over the last twelve months: 17.7% against −4.44%. Qfin Holdings Inc. - Sponsored ADR has the higher net margin (22.5% vs −1.14%) and the higher return on invested capital (17.1% vs 0.00%). Across the 20 metrics below, Qfin Holdings Inc. - Sponsored ADR leads on 14 and Green Dot Corporation on 6.
Valuation
Profitability
| Metric | GDOT | QFIN | Credit Services median |
|---|---|---|---|
| Gross margin | 100.00% | 82.15% | 77.13% |
| Operating margin | 0.34% | 31.53% | 0.34% |
| Net margin | (1.14%) | 22.49% | 9.25% |
| Free cash flow margin | 3.66% | 52.61% | 13.03% |
| Return on equity | (2.79%) | 0.00% | 8.49% |
| Return on assets | (0.44%) | 6.86% | 2.29% |
| Return on invested capital | 0.00% | 17.05% | 4.09% |
Growth
Health
Dividend
Size
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