Green Dot Corporation (GDOT) vs Oportun Financial Corporation (OPRT)
- Green Dot Corporation GDOT 12.20 −0.49%
- Oportun Financial Corporation OPRT 9.08 −1.41%
Green Dot Corporation and Oportun Financial Corporation are both Credit Services companies. Green Dot Corporation is the larger, with a market value of $698.6M against $423.5M — 1.6× the size. Green Dot Corporation has negative trailing earnings, so its P/E is not meaningful; Oportun Financial Corporation trades at 22.7×. Green Dot Corporation grew revenue faster over the last twelve months: 17.7% against −2.34%. Oportun Financial Corporation has the higher net margin (2.05% vs −1.14%) and the higher return on invested capital (0.92% vs 0.00%). Across the 18 metrics below, Green Dot Corporation leads on 9 and Oportun Financial Corporation on 9.
Valuation
Profitability
| Metric | GDOT | OPRT | Credit Services median |
|---|---|---|---|
| Gross margin | 100.00% | 78.44% | 77.13% |
| Operating margin | 0.34% | 0.00% | 0.34% |
| Net margin | (1.14%) | 2.05% | 9.25% |
| Free cash flow margin | 3.66% | 41.74% | 12.91% |
| Return on equity | (2.79%) | 4.98% | 8.49% |
| Return on assets | (0.44%) | 0.62% | 2.16% |
| Return on invested capital | 0.00% | 0.92% | 4.09% |
Growth
Health
Dividend
Size
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